21/10/2026
Do you have to take the bank's insurance to get your home loan?
No. Having cover is always a good idea, but it doesn't have to come through the bank. The difference is what you get: one provider's policy, or advice that looks at your situation and the wider market.
Buying your first home? Save this, and send me a message if you'd like a second pair of eyes on what you've got.
General information only, not personal financial advice.