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We pride ourselves on providing you with professional advice which will help you be on a good path to achieving financial goals.

12/10/2026

Summer credit can follow you into the new year. Before using Buy Now Pay Later, ask yourself: Would I still buy this if I had to pay the full amount today? Try that question before your next purchase.

https://bricksandmortgages.co.nz/build-your-mortgage-buffer-before-summer-spending-hits/

11/10/2026

Waiting until payday is nearly over rarely builds savings. Set an automatic transfer just after you’re paid and let your buffer grow in the background.

Could you automate yours this payday?

https://bricksandmortgages.co.nz/build-your-mortgage-buffer-before-summer-spending-hits/

10/10/2026

Keep your summer buffer away from everyday spending. A separate savings account can make it easier to see your progress — and harder to accidentally spend it. Do you keep your savings separate?

https://bricksandmortgages.co.nz/build-your-mortgage-buffer-before-summer-spending-hits/

09/10/2026

A mortgage review is about more than finding the lowest rate. Your repayments, loan structure and cash-flow flexibility all matter. If summer is already looking tight, reviewing things early gives you more options.

Book a mortgage review before the pressure arrives.

https://calendly.com/bricksandmortgages/15-minutes-meeting?back=1

08/10/2026

Feeling overwhelmed by budgeting? Make it smaller. List the unusual expenses coming up between now and the end of summer, then separate the must-pays from the nice-to-haves. Could you make your 12-week?

https://bricksandmortgages.co.nz/build-your-mortgage-buffer-before-summer-spending-hits/

07/10/2026

Summer costs can creep up fast. Gifts, travel, extra groceries and school holidays all compete for the same household income. Building a mortgage buffer now can take some of the pressure off later.

What could you start putting aside each week?

https://bricksandmortgages.co.nz/build-your-mortgage-buffer-before-summer-spending-hits/

06/10/2026

Summer spending is coming. Is your mortgage ready for it? ☀️🏡

Christmas, travel, extra groceries and school-holiday costs can quickly put pressure on the household budget.

Our latest blog explains how to build a simple mortgage buffer now — so summer spending doesn’t follow you into the new year.

👉 Read Build Your Mortgage Buffer Before Summer Spending Hits and start with one small step today.

https://bricksandmortgages.co.nz/build-your-mortgage-buffer-before-summer-spending-hits/

05/10/2026

Small everyday costs add up. Fuel, groceries and subscriptions all compete for the same household income. Finding savings in the everyday stuff can free up money for bigger financial goals.

Where could you find an extra $20 this week?

https://bricksandmortgages.co.nz/11-simple-ways-to-make-your-fuel-go-further/

04/10/2026

Three errands, three trips? Try one. Combining errands into a single journey can cut unnecessary kilometres and fuel use. What trips could you combine this week?

https://bricksandmortgages.co.nz/11-simple-ways-to-make-your-fuel-go-further/

03/10/2026

Fuel prices can vary from station to station. Before filling up, check Gaspy to compare nearby prices. A quick check could save you money without changing your plans.

Do you check prices before filling up?

https://bricksandmortgages.co.nz/11-simple-ways-to-make-your-fuel-go-further/

Address

Lower Hutt
5010

Telephone

+64800557654

Website

http://www.bricksandmortgages.co.nz/

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Solid Steele KiwiSaver Advice
Christchurch

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