The Mortgage & Insurance Shop

01/06/2026

1️⃣ Not every suburb has recovered
Around one in three NZ suburbs still has property values lower than they were three years ago.

2️⃣ Auckland and Wellington are feeling it the most
Many of the suburbs still struggling are in Auckland and Wellington, where some property values continue to sit below previous highs.

3️⃣ The South Island is telling a different story
Some South Island areas, particularly around Christchurch and Queenstown, have enjoyed strong growth and are well ahead of where they were three years ago.

4️⃣ The market is very local right now
There’s no single NZ property market. Some suburbs are growing, some are flat, and others are still declining. What’s happening in your area matters more than national headlines.

5️⃣ Opportunities still exist for buyers and homeowners
With prices moving differently across the country, now could be a good time to explore your options, whether you're buying, selling, or reviewing your mortgage.

💬 The property market isn't moving at the same pace everywhere. Understanding what's happening in your local area is more important than ever.

26/05/2026

Refixing or refinancing your home loan doesn’t have to feel overwhelming 🏡💡

Whether your fixed term is ending or you’re just wondering if there’s a better option out there, it’s always worth checking in. Small changes to your mortgage can sometimes make a big difference over time.

We’ll help you understand your options, cut through the jargon, and find a solution that works for your goals so you can feel confident about your next step 💬

21/05/2026

The cost of filling up is putting extra pressure on everyday budgets. Here are 8 simple ways to make your fuel go further.🚗

Sometimes even small changes to your budget, spending, or mortgage setup can help create a little more breathing room. If things are feeling tight right now, we’re always happy to chat and help you explore your options. 💬

12/05/2026

Awesome Lunchtime at Waterloo Primary School today having 2 of the Mills Albert Wellington Saints do some skills work with our Matariki. Proud to sponsor this amazing team.

09/05/2026

We hope your day includes a little time to relax and feel appreciated you deserve it.

-Happy Mother’s Day from The Mortgage & Insurance Shop 🧡

04/05/2026

When it comes to financing a vehicle or business asset, having the right support can make all the difference. We offer a simple, flexible approach designed to help you get what you need without the stress.

04/05/2026

1️⃣There’s been a small increase in house prices over the past few months a sign the market might be turning.

2️⃣That mini upturn is under pressure and may flatten or even dip again in the coming months.

3️⃣ Places like Auckland and Wellington have been slower, with prices either flat or slightly down.

4️⃣ Areas like Christchurch and Dunedin are still seeing modest gains, showing how mixed the market is right now.

5️⃣Things like interest rates, the economy, and global events are making buyers and sellers cautious so it’s more of a “wait and see” market.

https://www.oneroof.co.nz/news/mini-upturn-in-nz-house-prices-under-threat-49421

09/04/2026

The property market right now? It’s a bit of a mixed bag… 🏘️

Some suburbs are still seeing growth, while others have pretty much hit pause so it really depends on where you’re looking.

• Prices nationally have been fairly flat over the past few months
• Some regions (like parts of the South Island) are still growing
• Others, including Auckland, are seeing slight declines
• High stock levels mean buyers have more choice right now

It’s less about a “hot” or “cold” market and more about what’s happening in your specific area.

If you’re wondering what this means for your next move, whether it’s buying, selling, or reviewing your mortgage, we’re always happy to chat 💬

09/04/2026

There's a lot happening in the world right now… but what does it actually mean for house prices? 🏡

• Interest rates aren’t moving much (for now)
• Rising fuel costs could still put pressure on everyday budgets
• The biggest impact right now is confidence, not prices
• Overall, the market is more in a “wait and see” phase

If you’re wondering how this affects your mortgage or plans, we’re always happy to chat and help you make sense of it 💬

Experts say a crash isn’t on the cards, but market confidence is taking a hit.

17/03/2026

Building better financial habits doesn’t have to be complicated.🤗

Things like tracking your spending, rounding up repayments, or setting aside a little each week can all add up and help you feel more in control of your money.💰

If you ever want help making sense of your finances, we’re always happy to chat. 💬