Woodward Insurance Brokers Ltd

Woodward Insurance Brokers Ltd We are a New Zealand based Insurance adviser/Broker business, providing customers with advice and in

Woodward Insurance Brokers Ltd, is a team of 6 located in Southland. We pride ourselves on our customer service and our personalised planning approach

We provide comprehensive insurance solutions for all risk types from life and medical through to general, commercial and aviation insurance. Woodward Insurance Brokers has over 40 insurer options available for clients

Proudly 100% Locally owned and operated

Employing Southlanders for Southern Jobs since 2005.

Great minds think alike Friday necessity!
11/06/2026

Great minds think alike
Friday necessity!

🐰🌼 Easter Hours Update 🌼🐰Just a quick heads up over the Easter break 👇Our office will be closed from Thursday 3rd April ...
31/03/2026

🐰🌼 Easter Hours Update 🌼🐰

Just a quick heads up over the Easter break 👇

Our office will be closed from Thursday 3rd April through to Tuesday, including Southland Anniversary Day.

We’ll be back on deck and ready to help from Wednesday 8th April 2026 👍

If something urgent pops up:
📞 Urgent claims: Call Kane on 027 533 3444
📧 Emails will be monitored during this period

If you do need to lodge a claim, remember to take photos and keep any relevant records.

As you head away or spend time with family, it’s a good time to:
🔒 Make sure your home and property are secure
🚗 Take care on the roads and travel safely

Wishing everyone a safe and relaxing Easter break with family, friends, and maybe a bit too much chocolate 🍫

— The team at Woodward Insurance Brokers

29/03/2026

Winner Winner Chicken Dinner
CARL SOWMAN
# Carl Sowman

Happy Birthday Fay Smith! 🎈70 years young today a huge part of the company, have the happiest of days. From all the team...
05/03/2026

Happy Birthday Fay Smith! 🎈
70 years young today a huge part of the company, have the happiest of days. From all the team 💐

Life insurance isn’t just about how much cover you’ve got — ownership matters too.We often see people across New Zealand...
03/03/2026

Life insurance isn’t just about how much cover you’ve got — ownership matters too.

We often see people across New Zealand put life cover in place, but not fully understand how policy ownership can affect what happens at claim time.

Depending on how a policy is set up:

The payment may go through your estate, which can take time

It may be exposed to creditors in some situations

It may not go to the intended person if ownership isn’t aligned with your wishes

With the right structure in place, it can help ensure the proceeds are paid to the intended person more efficiently — but this depends on your individual circumstances and the policy terms.

This is why it’s important to get advice and review things regularly, especially if your situation changes.

If you’d like a review of your current cover or ownership structure, feel free to get in touch.

Disclaimer: This is general information only and does not take into account your personal circumstances. We recommend seeking personalised financial advice before making any decisions.

🐣🌸 $500 EASTER GIVEAWAY 🌸🐣We’re celebrating Easter with something extra special… a $500 Easter Gift Basket packed full o...
01/03/2026

🐣🌸 $500 EASTER GIVEAWAY 🌸🐣

We’re celebrating Easter with something extra special… a $500 Easter Gift Basket packed full of goodies 🍫🐰 — including a $250 Prezzy Card!

Want to be in to win? It’s easy:

👉 Like our page
👉 Like this post
👉 Share this post

That’s it — you’re in the draw!

Perfect to enjoy with family, share with friends, or treat yourself (we won’t judge 😉).

Winner will be drawn on 30th of March 2026 and contacted via our page.

Good luck everyone — and happy Easter from the team at Woodward Insurance Brokers 🐣🍁

Ts & Cs apply. This promotion is in no way sponsored, endorsed, administered by, or associated with Facebook.

01/03/2026

🍂 Welcome to Autumn 2026 🍂

The leaves are turning, the mornings are cooler, and we’re starting to feel that crisp change in the air across New Zealand.

Autumn is a great time to slow down, reset… and make sure everything important to you is properly protected.

As the seasons change, so do your risks:
✔️ More wet weather can mean leaks, flooding, and storm damage
✔️ Shorter days increase the risk of accidents and theft
✔️ Heating systems and fireplaces come back into use
✔️ Busy tradie season ramps up before winter hits

Now’s the perfect time to:
✔️ Review your home, contents, or business cover
✔️ Check your sums insured still reflect current rebuild/replacement costs
✔️ Make sure any recent purchases or upgrades are covered
✔️ Get your claims info (photos, receipts, tool logs) up to date

A quick check now can save a lot of stress later.

If you’re unsure whether your cover is still right for the season ahead — we’re here to help.

📞 Get in touch with Woodward Insurance Brokers
Let’s head into Autumn with confidence 🍁

:🔨 Building Something? Don’t Risk Losing It Mid-Project.Whether you're a builder, tradie, or managing your own build — t...
23/02/2026

:

🔨 Building Something? Don’t Risk Losing It Mid-Project.

Whether you're a builder, tradie, or managing your own build — things don’t always go to plan.

Fire. Theft. Storm damage. Vandalism.

If something happens before the job is finished, who pays for the loss?

👉 That’s where Contract Works Insurance comes in.

It covers your project while it’s under construction — including materials, labour, and unexpected damage — so you’re not left out of pocket.

⚠️ Tradies — this is critical:
You should either:
✔ Have your own Contract Works Insurance in place, OR
✔ Sight and confirm the Contract Works policy provided by the building owner or main contractor

If you don’t — you could be responsible for damage to the works, even if it’s not your fault.

Ideal for:
• Builders & tradies
• Renovations & extensions
• New home builds
• Owner-builders

💡 No two projects are the same — the right cover depends on your build, your risks, and your contract.

At Woodward Insurance Brokers, we:
✔ Help you understand what you’re actually responsible for
✔ Tailor cover to your project and contract terms
✔ Support you if something goes wrong

📞 Get sorted before the job starts — not after something goes wrong.

This is general information only and does not constitute personalised financial advice. Policy terms, conditions, and exclusions apply.

💰 Did you know? A large portion of your insurance premium isn’t going to your insurer.On average, around 40%+ of many ge...
18/02/2026

💰 Did you know? A large portion of your insurance premium isn’t going to your insurer.

On average, around 40%+ of many general insurance premiums in New Zealand can be made up of government levies and GST.

That includes things like:

• EQC / Natural Hazards Commission levy
• Fire and Emergency NZ levy
• GST

That means when your premium increases, it’s not always because your insurer has increased their base price.

A significant portion can be made up of:
📈 Levy changes
📈 Government charges
📈 GST on top of the total premium

We’re seeing more clients surprised by this breakdown — especially here in Southland where home insurance sums insured have increased over recent years.

As your broker, we:

✔ Break down your premium so you understand where your money is going
✔ Review your sum insured for accuracy
✔ Compare insurers where appropriate
✔ Explain levy impacts clearly

Insurance pricing has changed across New Zealand in recent years — but understanding the makeup of your premium helps you make informed decisions.

If you’d like a breakdown of your current premium, send us a message.

Woodward Insurance Brokers

👉 “The claim wasn’t declined because it wasn’t covered…”🚨 “I didn’t think it mattered…” 🚨Here’s what could happened 👇A c...
18/02/2026

👉 “The claim wasn’t declined because it wasn’t covered…”

🚨 “I didn’t think it mattered…” 🚨

Here’s what could happened 👇

A client took out insurance years ago.
They forgot to mention:

• An old claim from another insurer
• A previous policy that had been cancelled due to missed payments

They didn’t think it was relevant anymore.
It was years ago.
It felt minor.

Fast forward to claim time — a major loss.

During the assessment process, the insurer reviewed their history. The previous claim and cancelled policy came up.

Because it hadn’t been disclosed when the policy was arranged, it was treated as non-disclosure.

❌ The claim was declined.

Not because the loss wasn’t covered.
Not because they lied at claim time.
But because the original disclosure wasn’t complete.

⚖️ In New Zealand, you must take reasonable care not to make a misrepresentation when applying for insurance.

That includes telling your insurer about things like:

🔹 Previous claims
🔹 Criminal convictions
🔹 Health history (for life or medical cover)
🔹 Business activities from home
🔹 Vehicle modifications
🔹 Missed insurance payments
🔹 Policies cancelled due to non-payment
🔹 Previous policy refusals or cancellations

If relevant information isn’t disclosed, insurers may:

• Reduce a claim payment
• Cancel the policy
• Or decline the claim entirely

💡 If you’re unsure whether something matters — tell us anyway.

As your broker, we’d rather deal with it upfront than see you face issues at claim time.

Because insurance only works when it works.

📩 Message Woodward Insurance Brokers if you’d like us to review your policies and disclosures.

Address

231 Dee Street
Invercargill
9810

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm

Telephone

+64800822122

Website

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