Mortgage Field

19/12/2025

As we wrap up the year, we want to say a big ✨THANK YOU✨ to all our clients who’ve trusted us with their home buying journeys. This year we’ve been lucky enough to help more people than ever get themselves into new homes and stronger financial positions. 🏡

Our office will be closed from Friday 19 December until Friday 9 January, but existing clients can still reach us by email during this time.

Here’s to more milestones together in 2026! 🎉

02/12/2025

✨This week we said farewell to Mortgage Field founder James Tufui, as he steps into a new role as Area Manager at BNZ.

James built Mortgage Field with a vision to make the home loan journey easier, more transparent, and more personal — a vision that continues to shape the way we serve our clients.

For the past five years, adviser Mike McCall has worked alongside James to bring that vision to life. Now, together with his wife Erin, Mike is continuing Mortgage Field’s commitment to helping families achieve their goals and secure the very best deal on their home loan.

We compare options across all the main banks and negotiate on your behalf, to find the lending solution that best helps you move forward.

Thank you James for the strong foundation you created. Wishing you every success in your next chapter! 🙌

Erin McCall Michael McCall

25/11/2025

💸 Could switching banks put thousands in your pocket? 💸

Several banks are currently offering a huge 1.5% cash-back on new home loans — that’s $7,500 on a $500k loan or $12,000 on $800k.

These offers are available for a limited time in the lead-up to Christmas, so it could be a great moment to explore whether switching makes sense for you.

👉 Read the full blog to learn more about how cash-back offers work and whether they might benefit you.

Big Cash-Back Rewards for Switching Banks Mortgage Field offers free, expert mortgage and lending advice in Invercargill and online across New Zealand. From first homes to refinancing and investments, we make securing the right loan simple and stress-free.

07/11/2025

A bank saying NO to your home loan doesn't always MEAN no. We have access to a range of lenders, including non-bank lenders, and we do our best to help you get on the property ladder 🫶

Ready to chat options? Contact us today!

04/11/2025

A new capital gains tax proposed by the Labour Party could mean big changes for people who buy investment properties.

If you're thinking about purchasing an investment property or second home in the future, we're here to help guide the way 🫶

Learn more here 🔎👇
https://www.rnz.co.nz/news/business/577065/what-you-need-to-know-seven-questions-about-a-capital-gains-tax

31/10/2025

🏠 A total of 487 properties went under the auction spotlight last week.
🔨 238 sold under the hammer, marking a 49% clearance rate.
The market’s showing steady activity, with buyers and sellers still making moves!

28/10/2025

Thank you for trusting us to join you on your homeownership journey! 🫶

24/10/2025

⚠️ There has been a recent surge in mortgagee properties. Are you thinking about buying one? Proceed with caution! 🏠

Mortgagee sales can look like a bargain, but they come with extra risks. Before you jump in, make sure you:

💡 Understand what a mortgagee sale is
👩‍⚖️ Get a lawyer early
🔍 Inspect it thoroughly (if you can)
💸 Check for outstanding rates or levies
🏦 Arrange finance early
🧱 Be ready for ‘as is’ problems
✅ Do your due diligence

21/10/2025

Thank you for your kind words!