22/05/2026
Most people start house hunting before they understand their position.
That's not wrong. It's just a harder way to do it.
When you know your numbers first, open homes feel different. You're not guessing. You're assessing.
Here's what's worth knowing before you start:
☐ Your borrowing position — what a lender is likely to offer based on your income and expenses
☐ Your deposit — how much you have, and whether it covers what you're looking at
☐ Your repayment comfort — not the maximum you can borrow, but what feels sustainable month to month
☐ Your existing commitments — debts, buy now pay later, regular expenses that affect your capacity
☐ Your next step — whether that's saving more, getting pre-approval, or just having a conversation first
You don't have to have everything sorted to start asking questions.
That's what I'm here for. Message me anytime.