Jennefromdablock

Jennefromdablock Mortgage Adviser | 25 yrs in Finance
Helping Kiwi & Pacific families achieve their home ownership dreams 🏡
Workshops & Guidance

Can You Save More Than the Minimum Deposit? It Could Be Worth It.While you may be able to buy a home with a smaller depo...
31/08/2026

Can You Save More Than the Minimum Deposit? It Could Be Worth It.

While you may be able to buy a home with a smaller deposit, saving more can put you in a stronger position when applying for a home loan.

A larger deposit may help reduce the amount you need to borrow, lower your loan-to-value ratio, and potentially give you access to more lending options.

It’s not always about waiting until you have the “perfect” deposit — it’s about understanding what works best for your situation. 🏡

Wondering how much deposit you should aim for? Send me a message and let’s chat about your options.

One of the biggest questions I hear from people thinking about buying their first home is, “How much deposit do I actual...
29/08/2026

One of the biggest questions I hear from people thinking about buying their first home is, “How much deposit do I actually need?”

The answer can vary depending on your financial situation, income, the type of property you’re buying, and the lender.

The good news? You may have more options than you think. 💡

Before assuming you need to save for years, let’s look at your individual situation and see what may be possible.

Thinking about buying a home? Send me a message and let’s chat about your options! 🏠

🏡 Need Help With Your Home Loan? I’m Here to Help.Buying a home can feel overwhelming, especially when you’re unsure whe...
27/08/2026

🏡 Need Help With Your Home Loan? I’m Here to Help.

Buying a home can feel overwhelming, especially when you’re unsure where to start, how much you can borrow, or which loan option is right for you.

With 20+ years of experience in finance and 10+ years specialising in mortgage lending, I can help you understand your options and guide you through the home loan process.

Whether you’re a first home buyer, refinancing, restructuring, or investing in property, I’m here to make the process simpler and help you move forward with confidence.

You don’t have to figure it all out on your own. 💬

Ready to talk about your home loan options? Send me a message today!🏠

If you’re planning to buy a home, improving your borrowing power can make a big difference to the options available to y...
26/08/2026

If you’re planning to buy a home, improving your borrowing power can make a big difference to the options available to you.

Simple steps like reducing existing debt, managing your expenses, keeping repayments on time, and building consistent savings can help strengthen your overall financial position.

The stronger your financial position, the more confident you can feel when it’s time to apply for a home loan. 🏡

Not sure where you currently stand? Send me a message and I can help you understand your options and what you could work on before applying.

💡Tip by Jenny: Avoid Taking on New Debt Before Your Home Loan Is Approved Planning to buy a home? Try to avoid taking on...
24/08/2026

💡Tip by Jenny: Avoid Taking on New Debt Before Your Home Loan Is Approved

Planning to buy a home? Try to avoid taking on new loans, increasing credit card balances, or making large purchases on finance while your home loan application is being assessed.

New debt can change your overall financial position and may affect how much a lender is willing to lend.

If you’re preparing to apply for a home loan, talk to me first so you know what to consider before making any big financial decisions. 🏡

Thinking about making the move from renting to owning? There are a few signs that you may be ready to take that next ste...
22/08/2026

Thinking about making the move from renting to owning? There are a few signs that you may be ready to take that next step.

From having a steady income and manageable debt to building up your deposit and understanding your budget, being financially prepared can make the home-buying journey much smoother.

Not sure where you stand? I can help you understand your borrowing power and explore your home loan options. 💬

Ready to see if home ownership could be within reach? Send us a message today! 🏠

Renting can offer flexibility and fewer upfront responsibilities, while owning a home can give you the opportunity to bu...
20/08/2026

Renting can offer flexibility and fewer upfront responsibilities, while owning a home can give you the opportunity to build equity and put down roots.

The right choice depends on your lifestyle, financial goals, income, and future plans. There’s no one-size-fits-all answer!

If you’re wondering whether home ownership could be realistic for you, Jenny can help you understand your borrowing power and explore your options. 💬

Ready to take the first step? Send me a message today! 🏠

Understanding your borrowing power and budget early can help you know what price range to look at, avoid wasting time on...
19/08/2026

Understanding your borrowing power and budget early can help you know what price range to look at, avoid wasting time on homes outside your budget, and feel more confident when you’re ready to make an offer.

Every home-buying journey is different, so getting advice early can help you understand your options and prepare for the next step💡

Thinking about buying a home? Send me a message and let’s chat about your options! 🏡

04/08/2026

Most people stress about pre-approval because they don’t know where to start.
The truth is, it’s easier than you think. 💛

A little preparation can make your application stronger, faster, and far less stressful.
When you understand what lenders care about, the whole process becomes clear instead of overwhelming.

This is why I always encourage buyers to prepare early - it gives you confidence, clarity, and control long before you walk into the bank.

If you’re planning to buy in the next few months and want a smooth, stress-free start, message me. I’ll help you get pre-approval ready with simple steps that actually work.

𝗬𝗼𝘂 𝗱𝗼𝗻'𝘁 𝗵𝗮𝘃𝗲 𝘁𝗼 𝗱𝗼 𝗶𝘁 𝗮𝗹𝗼𝗻𝗲.Many people think they need to visit bank after bank to find the right home loan but that'...
03/08/2026

𝗬𝗼𝘂 𝗱𝗼𝗻'𝘁 𝗵𝗮𝘃𝗲 𝘁𝗼 𝗱𝗼 𝗶𝘁 𝗮𝗹𝗼𝗻𝗲.

Many people think they need to visit bank after bank to find the right home loan but that's not the only option.

A mortgage adviser can help compare different lenders, explain your options in simple terms, and guide you through the process from start to finish.

Whether you're a first-home buyer, refinancing, or investing, having someone in your corner can make the journey a whole lot easier.

Have questions about getting a mortgage? Send me a message. I'm always happy to help. 💬

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Howick
2014

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