31/08/2026
Can You Save More Than the Minimum Deposit? It Could Be Worth It.
While you may be able to buy a home with a smaller deposit, saving more can put you in a stronger position when applying for a home loan.
A larger deposit may help reduce the amount you need to borrow, lower your loan-to-value ratio, and potentially give you access to more lending options.
It’s not always about waiting until you have the “perfect” deposit — it’s about understanding what works best for your situation. 🏡
Wondering how much deposit you should aim for? Send me a message and let’s chat about your options.