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Dan Parry - Mike Pero Mortgages

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Dan Parry - Mike Pero Mortgages

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Helping Kiwis Turn Property Dreams Into Reality | Mortgage Adviser & Franchise Owner

02/11/2026

Marketing budget is tight 😅

29/10/2026

Yes, renting is cheaper right now. A BNZ economist’s numbers show owning takes about 35% of a typical household’s income, compared to about 25% for renting.

But cheaper isn’t the whole story. Owning gives you three things rent never will:
Security, nobody can sell your home out from under you
Equity, you’re paying off your mortgage, not your landlord’s
Control, the right loan structure gives you a say in your repayments

26/10/2026

How to calm your mortgage broker down . . .

15/10/2026

Buying your first home at auction is the best way to buy it

In a deadline sale, you can't see anyone else's offer. At an auction, you see every bid, and you get your answer the same day.

The catch? An auction is unconditional. If you win, you've bought the house.

So get your pre-approval sorted, have your solicitor check everything, get your builder in, make sure the property is insurable, and set your top number before you walk in.

Too risky? You can still go along and watch. If the property is passed in, you can be the first to make an offer with conditions.

Would you consider buying your first home at auction? Tell me in the comments

08/10/2026

Same house, three ways to sell it 🏡

By negotiation, deadline sale, or auction. Each one changes how much time you get and how much risk you carry as the buyer.

Before you fall in love with a house, check how it's being sold.

I'm breaking down each method over the next few videos, so follow along and save this one for your next open home.

05/10/2026

When your clients email address is not what you were expecting 😆

01/10/2026

Why are so many first home buyers going brand new?

Here's my hunch. Yes, new builds are warm, dry and low maintenance (I can vouch for that, I bought one myself). But from a mortgage point of view, the bank rules are different too.

With an existing home, getting in with a 10% deposit can be tough. With a new build, banks have a lot more room to say yes, and some even offer sharper rates.

Same house, same price, same buyer. The new one could be the easier loan to get.

What do you think? Drop your thoughts below

28/09/2026

Love squash. Love my club. Now my face is up where everyone can see it, so there’s nowhere to hide after a bad game. 😂 Proud to support North Shore Squash Club

Address

Hobsonville
0616

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+64212365289

Website

https://www.mikepero.co.nz/dan-parry

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