Penguin Finance

17/11/2025

🏡 Limited-Time ANZ Home Loan Offer!

Looking to buy a new home or refinance? ANZ is offering 1.5% cash back (up to $30,000) when you take out a new home loan.
✅ Minimum 20% equity
✅ Loan amount over $200,000
✅ New residential security
✅ Approved and documented by 16 December 2025
Keep your banking relationship with ANZ for at least 3 years to qualify. Cash contribution is paid on drawdown.

📅 Offer ends 16 December 2025 – don’t miss out!

28/05/2025

📢 Interest Rate Update – May 28, 2025 🇳🇿

The Reserve Bank of New Zealand has announced today's Official Cash Rate (OCR) decision reduced to 3.25% – and it’s a key moment for homeowners, buyers, and investors.

🏦 In response, both ANZ and BNZ have reduced their interest rates, giving a welcome boost to borrowers across the country. Whether you're considering refinancing, buying your first home, or planning your next move, this change could mean more money in your pocket.

💡 Now is a great time to:
✅ Reassess your mortgage strategy
✅ Compare rates across lenders
✅ Speak with a mortgage adviser for tailored advice

📉 Lower rates could mean lower repayments – let’s talk about what this means for you!
Call your trusted Mortgage broker Udita Sood on 0210 250 7297
https://www.rbnz.govt.nz/hub/news/2025/05/ocr-lowered-to-3-25

Monetary Policy Statement media release and the MPC’s Record of Meeting, which summarises the committee's discussions, leading to the decision.

28/05/2025

Penguin Finance Proudly Sponsors: Ladies Disco Night! 🐧
Get your dancing shoes on and join us for a night full of fun, friends, and fabulous vibes!💃

📅 Saturday, June 14
🕕 6:00 PM onward
📍 Backyard Bar, Hillcrest, North Shore

🎧 Live DJ | 🍸 Delicious Food & Drinks
📸 Photo Booth Fun | 🛍 Social Stalls | 🅿️ Free Parking

💫 Come celebrate with an evening designed for the ladies! Great company, disco beats, and community connections.

🎤 Hosted by Team Punish & Anna – Barfoot & Thompson
🔑 Powered by Penguin Finance – Your Trusted Local Mortgage & Insurance Broker.

Link to get tickets on Eventbrite: https://www.eventbrite.co.nz/e/ladies-diva-disco-night-dance-dine-shine-tickets-1362873243559?utm-campaign=social&utm-content=attendeeshare&utm-medium=discovery&utm-term=listing&utm-source=cp&aff=ebdsshcopyurl

Book now and tag your friends – it's going to be a night to remember!

25/04/2025

09/04/2025

📉 OCR CUT ALERT! 🏦
The Reserve Bank has just cut the OCR by 0.25%, and we're already seeing most major banks follow suit with a 0.25% drop in floating rates and revolving home loan rates!

This is great news for anyone on variable rates – a little breathing room in the budget. 🤞 Hoping this also leads to some movement in fixed rates soon – will keep you posted as things develop!

Got questions or want to chat through what this means for you? I'm here to help 😊

The market awaits

13/03/2025

🌱Take Charge of Your Mental Wellbeing with Penguin Finance 🌱

Your mental wellbeing is just as important as your physical health. At Penguin Finance, we believe in supporting you through every step of life — and that includes looking after your mind. Here are some activities to help you take action and boost your mental wellbeing:

1️⃣ Find Calm & Clarity
Clear your mind and reduce stress with mindfulness practices like meditation. These activities help you achieve a calm, focused state, reducing anxiety and increasing relaxation.

2️⃣ Sleep: Rest for Your Best Mental Health
Sleep isn't just about recharging your body—it's essential for mental health too. Proper sleep helps your brain process information, consolidate memories, and repair itself. Poor sleep can lead to anxiety and depression, so make rest a priority!

3️⃣ Move for a Better Mood
Physical activity does wonders for your mind! Exercise releases endorphins that boost your mood, reduce stress, and improve overall wellbeing. Start tracking your activity with your fitness app, and remember: the more you move, the better you'll feel.

4️⃣ Fuel Your Mind & Body
Good nutrition isn't just about eating well—it's about fueling your mind and body to thrive. Healthy eating can boost your mood and energy, and lower the risk of health problems. Need advice? Chat with a dietitian from Mission Nutrition to learn how to fuel your body and mind.

Start today and take action for a healthier, happier you! Your mental wellbeing matters, and we’re here to help every step of the way.

13/03/2025

Happy Holi to Everyone!!!

Team Penguin Finance is very excited to express our Gratitude in Meeting the Consul General of India Dr. Madan Mohan Sethi and His Wife!!!

10/12/2024

Wishing you and Your family Merry Christmas and Happy new year!!

We are working through the holiday period so please feel free to call..

18/10/2024

🎀 October is Breast Cancer Awareness Month! 🎀

Did you know that over 360,000 people will be diagnosed with breast cancer worldwide in 2024? In New Zealand, it affects one in nine women throughout their lives.

Early detection is key—breast cancers found at stage one or two have a 92% survival rate. However, 15% of diagnoses are still late-stage, a statistic that hasn’t changed in over a decade.

As of October 1, 2024, Pharmac will fund Pembrolizumab (Keytruda) for eligible patients with advanced triple-negative breast cancer. Sadly, many effective treatments, like Tecentriq, remain unfunded despite being approved.

Check out Nicki's story, a nurse battling to access treatments for her advanced breast cancer: https://themedicinegap.co.nz/voices/nicki-breast-cancer/

In New Zealand, the median survival rate for advanced breast cancer is just 16 months, compared to over 32 months globally. Access to new medicines is crucial, yet New Zealand lags behind other OECD countries in funding and availability.

Learn more about the medications funded in Australia but not in New Zealand: https://www.breastcancer.org.nz/AboutBC/Treatment/Access-new-medicines
Having a variety of treatment options can significantly improve patient outcomes. If you're considering private health insurance to access these medications, reach out to Udita Sood at Penguin Finance: M 0210 250 7297

Let’s raise awareness and advocate for better access to care! 💗

As international research continues to unravel the complexity of breast cancer and its many sub-types, a steady stream of exciting new medicines targeting each type comes to market. Some countries adopt and publicly fund these quickly, but New Zealand does not. Government spending on medicines per c...