Hawkes Bay Mortgage & Insurance Limited

31/12/2025

Happy new years all, hope 2026 will be a great year for you and your families.

08/10/2025

OCR down 0.50%pa to 2.50%pa

The NZ sharemarket rose after the cut to a near intraday high.

27/01/2025

Private Health Insurance has been a topic of conversation over the last couple of days in the media, notably Talkback. If you are interested in Private Medical Cover, please make contact with us to discuss further. In the meantime, refer to attached link which details the important of Private Medical Cover and Income Protection.

Talk to HBMI about health and income protection insurance. It's a financial decision; it's an investment in your most valuable asset - you!

19/01/2025

Great testimonial received on Friday last week:
My partner and I had the pleasure of working alongside Paul to attain our first home, and we couldn't be more impressed. From the very first meeting, he took the time to understand our needs and provided personalized advice tailored to our financial situation.
Throughout the process, Paul was incredibly responsive, always available to answer our questions, and kept us updated every step of the way. His professionalism, attention to detail, and dedication made what could have been a stressful experience smooth and straightforward.
I highly recommend Paul to anyone in need of mortgage assistance. He truly goes above and beyond to ensure his clients' success.

Send a message to learn more

01/01/2025

WARNING ABOUT ONLINE INSURANCE SALES
If you are interested in Life Insurance, Income Protection, please speak to a Trusted Adviser like us, watch out for those selling online that say no medicals needed etc. You need to know what you are covered or not covered for otherwise you may pay for something you can not claim on!!

31/12/2024

Happy New Year all, I wish you a safe and prosperous 2025!😀

13/10/2024

3 Reasons Why Now is the Perfect Time for First Home Buyers.

Looking to buy your first home? There’s never been a better time to dive in. Interest rates are dropping and there’s plenty of housing stock to choose from. Along with government backed programs like the First Home Loan Scheme, now is the perfect time to get serious about getting on the property...

06/10/2024

THE POWER OF GOOD ADVICE: Why it Pays to Have a Mortgage Adviser In Your Corner.

In this article Paul Michalesen explains the benefits of a mortgage adviser and how to find the right one and important considerations when..

06/10/2024

Making the Most of Interest Rate Cuts in Your Mortgage Repayment Plan.

With interest rates on the decline, many mortgage borrowers find themselves at a crossroads pondering how to maximise the benefits of these interest rate cuts. If you are coming off a rate that is currently higher than what’s on offer, the decision whether to reduce your mortgage repayments or mai...

20/09/2024

RE-FIXING YOUR MORTGAGE ONLINE: Why It’s Important To Seek Advice Before You Lock it In.
Refer to our guide below:

Getting creative with your mortgage can save you some money and we can look at different scenarios to help optimise your mortgage...

16/09/2024

We have created a Blog page with several useful articles covering mortgages and risk insurance. One being:

THE POWER OF GOOD ADVICE: Why it Pays to Have a Mortgage Adviser In Your Corner.
This covers:
- Understanding The Role Of A Mortgage Adviser
- Finding The Right Mortgage Adviser For You
- The Benefits of Using a Mortgage Adviser vs Going It Alone.
- Important Considerations

For more information feel free to message us or complete the contact page on our website.

Refer to the link below for the full article:

In this article Paul Michalesen explains the benefits of a mortgage adviser and how to find the right one and important considerations when..