Welcome Ltd

Welcome is a kiwi owned Non-bank Deposit Taker licensed by the Reserve Bank of NZ.

We offer a range of fixed-rate, secured term deposits, with eligible depositors covered by the Government’s Depositor Compensation Scheme up to $100k per depositor.

22/04/2026

Introducing Miles Standeaven, Welcome’s Head of Credit.

Miles joined the team in late 2025, bringing over 18 years’ experience across corporate and non-bank lending in New Zealand and Australia. His expertise spans credit risk, commercial lending and portfolio management.

Working closely with Mortgage Advisers, Miles and his team deliver non-CCCFA lending solutions with Welcome’s fast, flexible and fair approach.

If you’d like a deal reviewed, get in touch with Miles and the team at [email protected], or call 0800WELCOME (0800 935 2663)

14/04/2026

Our latest Term Deposit rates are now live on the Welcome website.

Learn more: https://www.welcome.co.nz/invest/

General information only. Not financial advice. Terms, eligibility criteria apply.

30/03/2026

What a great weekend at the Seniors & Travel Expo in Tauranga. After a wet start, the sunshine arrived and so did plenty of great conversations.

Thank you to everyone who stopped by to connect with us and learn more about Welcome. It was a pleasure meeting so many new faces.

Congratulations to Ed of Mt Maunganui, winner of our Slowlife Collection cooler bag filled with treats. We hope you enjoy it! 🎉

If you would like to know more about Welcome, please get in touch

23/03/2026

Welcome was proud to support the next generation of Hawke’s Bay entrepreneurs at the Young Enterprise Trust Spark Tank.

Alongside more than 450 students from 19 schools at Toitoi, Hawke’s Bay Arts & Events Centre, our team spent time mentoring groups as they developed and refined their business ideas.

Welcome CEO Anton Douglas opened the event, sharing the Welcome story and practical insights into what it takes to build a business.

It was a privilege to be part of such an inspiring event. The future of business in Hawke’s Bay looks bright.

18/03/2026

We’re pleased to introduce Tim McIlwrick as Welcome’s new Business Development Manager in Christchurch.

Tim brings valuable experience across finance and property, and his appointment will strengthen our local presence and support for our partners in the South Island.

If you are a mortgage adviser looking for fast responses, flexible options and fair pricing for non-CCCFA lending solutions, don't hesitate to give Tim a call.

Welcome to the team, Tim!
Ph: 027 230 3160

02/03/2026

What a day on the green! 🏌️‍♂️
Welcome was thrilled to be part of TUMU Group x bbi’s inaugural Charity Golf Day, in support of Building Futures and Mates4Life. We sponsored a hole and had a team out on the course making the most of a great day.

Our crew came prepared, handing out Welcome branded golf balls, sunscreen to beat the Kiwi sun, and of course a few orange jellybeans to keep everyone fuelled.

It was fantastic to see so many people coming together to back causes that make a real difference in our communities.

20/02/2026

With Welcome and the Welcome wholesale Term PIE Fund your deposit is held in a DCS-protected account. The Depositor Compensation Scheme (DCS) will protect your money up to $100,000 per depositor in the unlikely event that your deposit taker fails. see www.welcome.co.nz/invest/dcs/ or rbnz.govt.nz/dcs for more information, or call us on 0800 WELCOME.

18/12/2025

Our latest Term Deposit rates are now live on the Welcome website.

If you are an eligible Wholesale Investor (as defined under NZ law), you can view our Wholesale Term PIE Fund online. Wholesale investments are not available to retail investors and eligibility must be confirmed before investing.

Learn more: https://www.welcome.co.nz/invest/

General information only. Not financial advice. Terms, eligibility criteria apply.

07/12/2025

We are pleased to introduce Wendy Babe, our Senior Loan Analyst and Business Development Manager, supporting mortgage advisers across the lower North Island and South Island.

Wendy brings over 20 years’ experience in financial services, including non-bank commercial property finance in Sydney and seven years in specialist lending here in New Zealand. She enjoys working closely with mortgage advisers to deliver quick, reliable solutions with clear communication. No two deals are the same, and this variety drives her commitment to tailored outcomes.

At Welcome, we take a flexible and innovative approach, whether a client has reached their bank’s lending limits, refinancing for competitive interest rates, looking to release equity from an investment property or financing residual stock to support their next move.

If you are a mortgage adviser and want to talk through a deal or find out what might be possible, Wendy and the Welcome lending team are here and ready to explore how to make a deal work.

https://www.welcome.co.nz/borrow/

04/11/2025

Meet Sandy Gernhoefer – Relationship Manager

Born and raised in Hawke’s Bay, Sandy brings over three decades of experience in finance, driven by a simple goal: helping people feel good about their financial decisions.

“I love seeing the moment when someone feels confident, clear, and excited about their future,” says Sandy.

Outside of work, Sandy enjoys spending time with her adult children and grandkids, especially when it involves a trip across the ditch. She finds joy in meeting new people, sharing stories, and appreciating the little things, whether it’s a great conversation or a beautiful outfit (ideally both!).

For Sandy, investing isn’t just about money, it’s about possibility. She’s passionate about helping people shape lives that feel empowered and full of potential.

This post reflects Sandy’s personal perspective and is not intended as financial advice.

Address

1/24 Porter Drive
Havelock North
4130

Telephone

+648009352663

Website

https://welcome.co.nz/

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