Tidal Life & Health Insurance

Tidal Life & Health Insurance Andrew Davies - Life and Health Insurance Advice for families, professionals and business owners - Havelock North

24/06/2026

Excellent presentation today from member Andy Davies of Tidal Life & Health Insurance

Andy reminded us of the importance of having the right cover, not just for your family, but to keep your business running while you may be out of action.

If you want a free discussion on your own cover, and to see if there's a better option for you, get in touch with Andy.

www.tidalfs.co.nz

07/06/2026

The winter issue of The Profit is out now. I always enjoy reading about what’s happening in the Hawkes Bay business world and the different insights from experts across the region.

Turn to page 46 for Tidal’s column where we discuss making sure your insurance accounts for all of life’s expenses, not just the headline costs.



30/05/2026

Coffee and breakfast with a bunch of awesome Hawke's Bay business owners?

If you're looking to expand your network and opportunities for your business this year, come along to our free visitor day for BNI Heretaunga.

We're a group of business owners who help each other grow through education, networking and of course, excellent referrals that turn into real business.

To register, flick a text to or call 0212886771, email [email protected] or you can simply fill out the form here: https://docs.google.com/forms/d/e/1FAIpQLScF7hRQROu26oh8_S9hkgfz3RwBLVOYvoa3HPSQnUQpaX744w/viewform

28/05/2026

Did you know that if you smoke or v**e that your insurance premiums will be significantly higher than non-smokers?

We’re talking over double, so while I don’t want to interfere with your life choices, the cost of those darts or watermelon v**es is far more than just buying them. If you were thinking of stopping, maybe this is your sign 🤷🏼‍♂️?

If you used to be a smoker/v**er and have stopped it’s super important to tell your advisor so you can update your policy and reduce your premiums.

27/05/2026

Life insurance reviews are your chance to realign your insurance cover to fit your current and future needs. This not only makes sure you have a refresher on your coverage, but also checks that it will cover what you need it to at claim.

If risk has reduced this can often mean reducing cover and saving premiums.

So take a moment, check your cover and if in doubt please get in touch with Tidal.


22/04/2026

If you’re keen to network with motivated and growth orientated business owners, BNI Heretaunga currently has some limited availability for new members. Get in touch for more information.

Address

23 Napier Road
Havelock North
4130

Telephone

+64272491212

Website

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