Tidal Life & Health Insurance

16/10/2026

As an insurance adviser there is nothing better than making the call to tell a client they are about to get paid a significant sum of money. That money goes towards supporting their family and/or business, takes away financial stress and helps in many different ways. It’s all part of having a plan.

12/10/2026

Our team is growing!

We’re so excited to welcome a new adviser to Tidal. As our client base continues to grow, so does our team, allowing us to provide more support to individuals, families and businesses across Hawke’s Bay and New Zealand.

We’ll be introducing our newest team member soon.

07/10/2026

Advice Series, Episode 4: Your Income Has Increased.

If your income has increased substantially over the past few years, it’s worth checking that your Income Protection and other insurance still reflect where you are today.

You may have more income to protect, higher expenses and different insurance needs.
We can review your existing cover and make sure you have the right levels and policy type for your income. Get in touch with Andrew and the team.

027 249 1212
[email protected]

04/10/2026

Advice Series, Episode 3: Buying Your First Home.

Buying your first home usually means taking on a significant amount of debt.

Life Insurance can help protect that debt, while Income Protection can help you keep up with your mortgage repayments and day-to-day living costs if you’re unable to work.

027 249 1212
[email protected]

02/10/2026

01/10/2026

Client feedback like this is always appreciated.

A recent review from Chloe following a review of her family’s insurance:
“Highly recommend Andy for his experience, knowledge and professionalism. Andy recently completed a review of our families insurance policies and was able to find and implement a better solution for us. He kept us well updated throughout the process, was quick to respond to any queries and always acted in our best interests. Thanks Andy and team for your service and care!”

For personalised advice on your existing insurance, contact Tidal.

027 249 1212
[email protected]

30/09/2026

When purchasing your first home or climbing the property ladder, the key considerations are insuring your debt and your ability to service that debt.
Life Insurance can ensure that if you die, the debt is repaid or significantly reduced, helping your spouse, partner and family continue to afford to live in your home without the burden of debt.

Income Protection provides a replacement income if you're unable to work because of illness or injury, giving you certainty that you can continue to afford your mortgage, bills and living expenses.

Life Insurance and Income Protection can protect your home and family, avoid mortgage defaults and safeguard your investment.

If you have a mortgage, it’s worth making sure you have the right protection in place.
Get in touch to talk through your insurance options.

027 249 1212
[email protected]

27/09/2026

If you're self-employed, your default ACC plan is CoverPlus. But it isn't your only option.

ACC Cover Plus Extra (CPX) allows you to pre-agree a set level of compensation with ACC, giving you greater certainty around how much you will receive and what your cover will cost each year.

Your level of compensation can be set based on your individual situation and needs, rather than simply relying on your declared income.

CPX can also be combined with Income Protection insurance to provide more comprehensive protection for illness and injury.

If you're self-employed and confused by your ACC cover, invoices, or want to understand whether CPX could be suitable for you, get in touch.

📞 027 249 1212
✉️ [email protected]