Tidal Life & Health Insurance

30/05/2026

Coffee and breakfast with a bunch of awesome Hawke's Bay business owners?

If you're looking to expand your network and opportunities for your business this year, come along to our free visitor day for BNI Heretaunga.

We're a group of business owners who help each other grow through education, networking and of course, excellent referrals that turn into real business.

To register, flick a text to or call 0212886771, email [email protected] or you can simply fill out the form here: https://docs.google.com/forms/d/e/1FAIpQLScF7hRQROu26oh8_S9hkgfz3RwBLVOYvoa3HPSQnUQpaX744w/viewform

28/05/2026

Did you know that if you smoke or v**e that your insurance premiums will be significantly higher than non-smokers?

We’re talking over double, so while I don’t want to interfere with your life choices, the cost of those darts or watermelon v**es is far more than just buying them. If you were thinking of stopping, maybe this is your sign 🤷🏼‍♂️?

If you used to be a smoker/v**er and have stopped it’s super important to tell your advisor so you can update your policy and reduce your premiums.

27/05/2026

Life insurance reviews are your chance to realign your insurance cover to fit your current and future needs. This not only makes sure you have a refresher on your coverage, but also checks that it will cover what you need it to at claim.

If risk has reduced this can often mean reducing cover and saving premiums.

So take a moment, check your cover and if in doubt please get in touch with Tidal.

22/04/2026

If you’re keen to network with motivated and growth orientated business owners, BNI Heretaunga currently has some limited availability for new members. Get in touch for more information.

15/04/2026

I'm delighted to have been recognised with a nomination for Outstanding Insurance Adviser at Kiwi Adviser Network awards next month.

Thanks to all my clients, partners and supporters.

23/12/2025

Happy Christmas to all our wonderful clients, partners and supporters. Thank you for an amazing year and we look forward to reconnecting in 2026.

The office is closed until 6th January but if you need anything during the break please contact me on the usual channels.

See you at the beach.
Andy

07/12/2025

Sole-traders, freelancers, contractors..do you have a plan for your income if you’re unable to work?
When to do everything in your business it’s simply not realistic to think that you can pass that onto somebody else. It’s quite likely that when you stop working, the business stops too.
Take action and protect yourself with a personalised insurance plan. Just because you stop, it doesn’t mean your income has too!

02/12/2025

Tidal Life & Health or Life & Healthy…
Love this typo in my BNI name card. After all, life is better when you’re healthy.

26/11/2025

What’s the most valuable tool in your business?

Phone, Laptop, Software, AI, Staff, Machinery, Vehicle or Tools?

Or is the person looking back at you in the mirror?

Many SME business owners focus on what they can see, feel and touch, and overlook protecting themselves and the key role they play in their businesses success.

If you’re insuring the Ford Ranger, you should definetly also be insuring yourself!

Protect yourself - protect the business - protect the family.

Got a question about Key Person cover, drop me a line.

21/11/2025