Jacky Wai-Financial Adviser Mortgage Specialist

Jacky Wai-Financial Adviser Mortgage Specialist NZ Certificate in Financial Services (Level 5), specialising in Residential Property Lending. English | Mandarin | Cantonese | Malay

💵💵💵1.25% cashback Home loan refinance special for this month! DM me for details.
17/04/2026

💵💵💵1.25% cashback Home loan refinance special for this month!

DM me for details.

If homeownership in the next couple of years is one of those goals, then grab some time with one of our expert  !My serv...
20/08/2025

If homeownership in the next couple of years is one of those goals, then grab some time with one of our expert !
My services are free-to-you here in NZ.

I can help you put a plan in place and take you through the process so you can make even better decisions along the way!😊

🏦Bank said “No”?That’s not the end — it might just mean you haven’t found the right solution yet.😮‍💨Self-employed?🤷‍♂️Cr...
08/08/2025

🏦Bank said “No”?
That’s not the end — it might just mean you haven’t found the right solution yet.

😮‍💨Self-employed?

🤷‍♂️Credit hiccups?

📑Income too “complicated”?

💼Just started a new job?

Let’s talk. You might be closer to a “YES” than you think.

📩Message me — no obligation, just straight answers.

13/05/2025

if you living in a $500+k town house even though you can afford a million dollar house, that is Financial Wisdom.✅

if you live in a $700+k house because that is the maximum that you can afford, that is a Financial Mistake.❌

Because in the world of financial LITERACY, you don't cut your coat according to your size.
Often your cost has to be smaller, it means that whatever position you find yourself financially, whatever action that you are going to take should be below your Financial Capacity.

Is just not every single thing that you can afford, that YOU should buy.

Spend wisely...

27/04/2025

Trying to get a home loan and finding it confusing or frustrating?

You’re not alone — I hear questions like these all the time:

❓ Which bank is best for me?
❓ Should I fix my rate — and for how long?
❓ Am I even ready to buy a home?
❓ Why did the bank say no? What can I do next?

If you’re feeling stuck or unsure, I’m here to help. I work with multiple banks and lenders to find the right fit for you — and best of all, my advice usually won’t cost you a thing.

✅ Find the right lender for your situation
✅ Structure your loan to work smarter, not harder
✅ Save time, stress, and money
✅ Understand the process from start to finish
✅I work for you , not the lender

Why use me???
Because i will pick up any holes in your application before it gets sent off to the bank. And i also might be able to offer a few insider secrets for you to capitalise on or take advantage of.

If you, or someone you know, is looking to get into a home, switch banks, or just wants a second opinion — let’s have a chat. No pressure, just solid advice.

📩 DM me anytime or comment below and I’ll reach out!

Let’s make your property goals happen. 💪🏠



01/04/2025

In the "olden days" , the only way to get a , was to speak to your bank manager, or to do it however "Mum & Dad" did it. Today, more New Zealanders get their via a . Here's a couple of reasons why talking to the team at is your best mortgage move:

*it costs you nothing to use our services
*access to our over 35+ lending options
*we're unbiased - we work for YOU not the lenders
*we save you time and stress
*our google reviews

https://ecs.page.link/WRUqu

Address

Unit B2, 99 Greenwood Street
Hamilton
3204

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