Gloria Sarney & Associates Limited

05/09/2026

Happy Father’s Day to all the dads, stepdads, grandfathers, and father figures!

Take time to put your feet up, skip the job list, and enjoy a quiet moment - or at least a hot coffee ☕ You’ve earned it!

01/09/2026

Thank you so much for taking the time to share your experience 🥰 Beyond thankful for the incredible people I get to help look after every single day 💛

28/08/2026

Paying your insurance monthly or fortnightly feels easier on the budget, but did you know it usually costs more 😲

Most insurers add a small admin fee (often 8% to 10%) just to split your bill into smaller payments.

Switching to an annual payment wipes out those fees completely. It’s an instant discount for the exact same level of cover!

20/08/2026

This is absolutely the best part of this job. 🥰 Hugely grateful for kind words like these and for trusting me to protect what matters most!

19/08/2026

Check out this great chat between Dame Valerie Adams and Claire Turnbull on practical lunchbox tips, budgets, and simple habits.

Watch the video below 👇 to see the full conversation, and also learn how AIA Vitality members can save up to 25% on fresh produce at Woolworths 🍎🥦🍊🥝🥬

If you want to know to know about AIA Vitality flick me a message or give me a call!

Rachel
📞 027 371 9960

18/08/2026

Whenever a client asks me if insurance actually pays out when it counts, numbers like these are the best answer I can give 👇

AIA NZ just released their latest Claims Compass report, and in 2025 alone, they paid out $790 million across 789,000 Kiwis.

A few big takeaways I always like to point out when we sit down to review cover:

✅ 91% of all claims were accepted. That really puts to rest the myth that insurance companies just try to get out of paying.

❤ $93.5M+ went straight to heart-related claims. We’re seeing heart events hitting men aged 40–69 the hardest, right in the middle of their working lives when mortgages and family expenses are at their peak.

📈 Peak claiming age is 50–59. This is usually the decade where health curveballs, mortgage pressure, and business responsibilities all overlap.

At the end of the day, cover isn’t about expecting the worst, it’s just about buying peace of mind so you don't have to stress about the bills while focusing on getting better.

If it’s been a while since you checked over your structure to make sure your policies still align with where your life or business is at today, flick me a message or give me a call anytime. Always happy to catch up!

Rachel
📞 027 371 9960

14/08/2026

Healthier eating just got more rewarding with AIA Vitality 🍏🥦🍌🍅

The new AIA Vitality Healthy Food Benefit supports everyday wellbeing beyond workouts and steps. Through AIA’s partnership with Woolworths and Everyday Rewards, members can save up to 25% on fresh fruit and vegetables* when shopping in store at Woolworths when you take out any eligible AIA insurance policy and join AIA Vitality.

Want to learn more? Send me a message or give me a call!

Rachel
📞 027 371 9960

*Percentage discount applies on a maximum eligible spend of $60 per month. T&Cs apply

Join AIA Vitality & enjoy up to 25% off fresh fruit and veg* at Woo...

12/08/2026

Your earning potential is worth more than your house. Make sure you protect it 🛡️

If you own a house worth $800K, you wouldn't dream of skipping house insurance to save a few bucks. But if you're 35 years old earning $100K a year, your remaining lifetime earning potential is well over $3 million.

You are the money-printing machine that buys the house, pays the bills, and funds the future. Don't cover what you own without covering the person who pays for it.

Let's protect your greatest financial asset- YOU. Give me a call or send me a message to chat!

Rachel
📞 027 371 9960

05/08/2026

If you’ve opened your latest health insurance renewal and felt a bit of a sting, you’re definitely not alone.

Stats NZ data recently showed health insurance premiums jumped around 20.5% over the past year. It’s a huge shift, and it’s largely driven by "medical inflation"- the actual cost of private scans, surgeries, specialist appointments, and advanced treatments rising faster than regular everyday living costs.

When premiums climb, the knee-jerk reaction for a lot of people is to hit "cancel." But before walking away from cover you’ve paid into for years, it helps to look at what that cover actually does when life throws a curveball.

One of New Zealand’s largest insurers, AIA, recently released their latest Claims Compass report. Here is what those numbers look like in the real world:

👉 91% of all claims were accepted, totaling $790 million paid out to Kiwis in a single year.
👉 $177 million went straight to health insurance claims (like private surgeries and diagnostics).
👉 $142 million was paid out for trauma claims (lump sums for major illnesses).
👉 $108 million helped keep food on the table through income protection.

What are Kiwis actually claiming for? It’s not just rare conditions - it’s everyday life.

• For health insurance, the top claims were for musculoskeletal issues (joints, hips, backs at 22%), cancer care (20%), digestive health (12%), and heart conditions (10%).
• For income protection, mental health and burnout accounted for nearly a quarter of all claims (23%), right alongside back/joint injuries (31%).
• Payouts peaked for people in their 40s and 50s - the exact age where mortgages, family commitments, and health pressures tend to overlap.

The takeaway?

Insurance is working hard in the background when people need it most. If your premium is getting tight on the household budget, don't just dump the policy. There are smart ways to restructure it, like changing your excess amount, dropping small add-ons, or adjusting minor benefit limits - so you keep the major medical protection in place without stressing your weekly budget.

Drop a comment below or send me a DM if your renewal has come up recently and you'd like to review your options!

Want to read the full article? Link below 👇

https://www.interest.co.nz/insurance/138462/aia-nz-paid-out-790-million-total-insurance-claims-2025-those-17731-million

13/07/2026

Seeing this pop up in my inbox absolutely made my day!

My main goal is always to make the complex world of insurance feel like a breeze, so knowing Caleb & Enee felt looked after means everything 🥰

Thank you so much for the kind words 💛