LifeCovered

23/05/2025

Here’s what I, Willi Olsen, financial advisor at LifeCovered, can do for you ​and what I can’t.

* Chat by phone or video, wherever you are in NZ.
* I’ll break down life, trauma, income, mortgage protection and even KiwiSaver no jargon, just straight talk.
* I have carefully selected which insurers we work with.
* And insurance companies already include adviser fees in the premiums you pay, whether you get unbiased advice or not. So why not get proper advice for the same price?
* I’m in your corner at claim time - less stress and less paperwork.

And here’s what I can’t do:
❌ I can’t make insurance free
❌ Turn back time if you wait until “someday” to protect your income.
❌ I can’t stop life throwing curveballs – but I can make sure they don’t ruin you financially
❌ Decide for you—​I give the facts; you keep the steering wheel.
❌ I might not be the right fit for everyone
❌ And nah, I can’t make you a coffee over Zoom (yet!)

03/10/2023

The goose or the egg?

Naturally, you would insure the goose. You can always get more eggs if you have the goose.

But have you done the opposite when it comes to your insurance?

If the golden egg represents your house, car, and other valuable assets, you've insured everything that can be replaced.

The goose, however, represents your earning power.

And your earning power is your most valuable asset!

If your income suddenly stopped because of sickness, burnout, or a disability, where would the money come from?

Who would provide the golden egg?

Unfortunately, like most people, you are probably only protecting your home and car. Would it not make sense to protect your income? upon which everything else depends?

So, have you insured the goose or the golden egg?

Protect your earning power.

Let's chat about which disability insurance is suitable for you! Dm me!

15/09/2023

Financial protection isn't just a possibility – it's a lifeline that can transform your financial journey, just as an oxygen mask can be a lifeline in an aeroplane.

Financial security isn't just about money; it's also about being ready for the unexpected, protecting your dreams and your family's future, and making sure you're prepared for whatever life throws at you.

Protect yourself financially - it's your armour for the future.

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07/09/2023

One thing is for sure: life isn't linear.

Life will have sunny days and rainy days.

You can brace for the impact or prepare.

Your life circumstances can change quickly, so wealth protection should serve as the foundation for the rest of your wealth plan.

You can only grow wealth once you have a plan to protect what you've worked so hard to build.

The protection plan for a young single person at the start of their career will differ from that of a couple with a young family or a mature person with accumulated wealth.

No matter your situation, a tailored financial protection plan gives you peace of mind about your short-term and long-term financial security.

06/09/2023

Calling all ! 📣

Insurance is often the best way to protect your business and its assets.💰

Here are three types of insurance that every business owner should have⬇️:

Key person insurance, which is also called "key man insurance," helps companies and organisations in a number of ways. Overall, key person insurance is a good way for businesses to handle risks, especially those that depend heavily on a few key people for their success.

Business Succession Planning and Buy/Sell Agreements help provide funds to buy out and purchase shares of co-owners/partners if the exit wasn't planned.

Business Expenses Cover
If you or one of your key people can't work because of illness or injury, Business Expenses Insurance provides much needed cash flow to keep the business running.

Even though these insurances are important for most businesses, your needs may be different based on your industry, location, size, and the risks you face. It's a good idea to talk to an Insurance Advisor to find out what your business needs and to create a custom insurance plan that covers everything! 🤝

23/04/2023

🤨 Left with no income, how long would your savings last?

✅ Income protection is an insurance policy that pays you a monthly benefit if you cannot work for any medical reason.

Talk to us. We know our stuff...

20/07/2022

If someone depends on you financially, life insurance is a topic you can’t avoid.

14/05/2022

Life insurance is a final way of telling your loved ones,
"I've got you."

03/05/2022

https://www.lifecovered.nz/trauma-insurance-worth-it/

Yes, trauma insurance is worth it if you struggle financially due to a severe illness diagnosis because trauma insurance can replace your loss of income.

Is trauma insurance worth it if you would struggle financially due to a severe illness diagnosis and lose your lost income?

19/04/2022

Protect your loved ones