Uma Kumar - Mortgage Adviser

29/05/2026

Whether you've got some DIY projects lined up, visiting some open homes, or some catching up with friends and family, I hope you have fantastic, relaxing long weekend!

Have a safe and happy King’s Birthday weekend💛

28/05/2026

What does the latest OCR announcement mean for your mortgage? Here's a quick breakdown:

While rates aren't jumping today, the Reserve Bank signaled that they expect to increase the OCR faster and higher than originally planned later this year to keep a lid on inflation.

Short-term & floating rates: These are likely to feel the pressure first, and economists think we could see hikes as early as July.

Fixed rates: Because the markets already expected this, fixed rates are likely to continue their gradual upward trend.

If you’re wondering whether to lock in a longer-term rate, stick to a shorter one, or how to budget for your upcoming refix, you don’t have to guess. That’s exactly what I’m here for.

Let's chat about how to structure your loan and make sure your mortgage is working for you, not against you!

https://www.1news.co.nz/2026/05/27/heres-what-ocr-decision-means-for-home-loan-rates/?fbclid=IwdGRjcASEVXlleHRuA2FlbQIxMQBzcnRjBmFwcF9pZAwzNTA2ODU1MzE3MjgAAR5g5I1HSveVgc61g18eG6JxTGhDl9Zaysb2Rgjst74Rh9PYOMpIB67ANZMqQQ_aem_dLUSIOkp0Qk2G7FZTfO2ZQ

The Reserve Bank's moved to keep the official cash rate on hold, but push up its forecast of increases.

27/05/2026

Keeping things steady for now! 🛑

The Reserve Bank is keeping the official cash rate steady at 2.25%. They're waiting to see how much that middle east conflict is going to push up inflation before making any big moves.

Eyes on the banks now to see how they will react to this announcement 👀

26/05/2026

Eyes on the Reserve Bank today... 👀

The RBNZ is delivering its latest rate update this afternoon⏰ If you’ve been wondering where interest rates are heading or trying to plan your next fixed term, this is the update to watch!

I’m tracking the Reserve Bank's update and will post their decision shortly!

19/05/2026

Words like this mean the absolute world to me ❤️

Getting first-time buyers into their homes smoothly is always the goal, and it was an absolute pleasure working alongside you on this journey. Thank you so much for the recommendation and for taking the time to share this!

09/05/2026

Happy Mother’s Day to all the wonderful mums and mother figures today 💖

There's so much that goes into being a mum that usually goes unseen - the late nights, the constant worrying, and being the person who holds everything together when things get a bit hectic. It’s a huge job, and today is all about acknowledging that you’re the glue that keeps the family happy.

I hope you get a chance to slow down today, take a breath, and really feel how much you are appreciated.

Sending so much love to you all 💞

07/05/2026

There is nothing better than starting the day with kind words like these 😍

Grateful for the opportunity to help my client navigate his goals and buy a home! Thank you so much for all your trust in me 🥰

24/04/2026

Today we pause and reflect on the incredible sacrifices made by those who served to protect our way of life. We owe so much to their bravery and resilience, it's a privilege to live in the peace they fought so hard to provide, and today we make sure their stories are never forgotten.

At the going down of the sun and in the morning, we will remember them 🇳🇿

17/04/2026

Whether you’re dreaming of your first set of keys 🔑 or looking to restructure your current business lending, the right advice makes all the difference.

I’ve helped many of you navigate everything from interest rate renewals to complex construction loans - and I’m ready to help you next!

Let’s turn those goals into a reality!

💬 DM me to chat
📞 021 02425100
✉️ [email protected]

16/04/2026

Reading feedback like this makes the late nights totally worth it!

The home loan process can feel like a mountain of paperwork and stress, but my goal is always to make it feel like a walk in the park. Knowing that I could take that weight off my client's shoulders and help them reach their goal means the world to me 🤩

A huge thank you for the kind words and for trusting me with your house buying journey 🙏🏠