Edmund Lim - Insurance Adviser, Leelee & Gower Insurance Partners

28/11/2022

The latest article about the wait time for people needing surgery or specialist consultations. The public health system is severely under pressure and with the large influx of acute cases, planned care naturally will be pushed back.

There were 12,405 waiting for a first specialist appointment and 7043 people waiting for a planned surgery in Waikato as of October 11.

08/11/2022

🥇 Last week we held an education session to support a group of soon-to-be-graduating midwives with setting themselves up as practitioners working in the community.

🤩 We are so excited to be welcoming these passionate and skilled midwives to the midwifery workforce! 🤩

Wishing them all the best with the last few weeks of their placements/studies and national exam early next year! 🥇

Special thanks to our presenters: Fiona Goldfinch, Midwife and Julie Jessen, Edmund Lim from Leelee and Gower, Anneliese from Expect and Darrell, Catherine and Ash*ta from Brinkworth, Hamilton Accountants.

07/11/2022

Thank you River Ridge East Birth Centre for inviting me to the education session last thursday. It was a pleasure to explain the importance of having insurance to young graduate midwives.

I understand time is a crucial asset for midwives so being able to help them with their insurances before they start their busy career is great. That way, they can focus on their job and not having to worry about other administrative aspect of the business when they are busy.

Thanks Vanessa for giving me this opportunity.

31/10/2022

Top 5 claims in september 2022. Information supplied by nib nz limited.

Cancer holds 3 out of 5 spots in the top 5.

12/09/2022

Just got a claim approved for my client for a hysteroscopy. As you can see this procedure cost $8,748, it is a big bill to pay for yourself. Of course, you can opt to go on the public health system which would cost way less but who knows how long you would be waiting for.

Gynaecological issues are amongst the most common issues for younger women. Unless you have severe symptoms, you are in the mercy of the public health system. This is where private health insurance comes into play. Not only is she able to investigate her issues much sooner but the procedure is also funded by her health insurer.

I always say you wouldn’t know you need insurances until something like this happen and it would be too late to get it.

04/09/2022

Congratulations Summer Earney Midwife for winning the draw for a Fitbit Inspire in my Midwife Information Session.

A great start to wet Monday!

02/09/2022

Met with another self-employed midwife today to discuss about restructuring her ACC levies and combining it with private insurances.

She has just started out in the industry so I have recommended a basic level of insurance plan to accommodate her budget. As she advances in the industry, we will adjust her level of cover alongside her increased income and affordability.

Budget restrictions shouldn’t be a barrier to getting insurances. You are able to get any level of protection at any budget level.

03/05/2022

COVID-19 has brought along alot of disruptions not only to our personal lives but also to the public health system. In this article, Andrew Little pointed out that 36,000 people had been waiting for more than four months to get treatment.

This would be devastating for some people having to work through pain and discomfort. Part of what I do is also advising on private medical cover which offers quicker and more effective resolution to non-acute medical conditions.

It is important that we don't put all our eggs in one basket when it comes to medical treatment. I believe investing a small amount in private medical care could lead to a much better quality of life.

If you would like to know more about private medical cover, feel free to reach out to me on 021 124 9536

Health Minister Andrew Little says the Government plans to get hospitals operating as normal by September.

13/04/2022

I was studying for my Level 5 certification today and I stumble upon some statistics that I find quite interesting. We don't really hear or know about these statistics so I thought I might share it with you guys.

These statistics show us that we are not invincible and the unfortunate does happen regardless of your age or gender.

Sometimes it makes me think what would happen if I was unable to work and what would happen to Zoe and the kids....

10/04/2022

After assisting my clients in establishing their insurances and guiding them through the claims process for over a year now, I would like to share some information about some of my clients' accepted and paid claims.

Last week, we have had an approved claim for a non-PHARMAC drug treatment for my client's cancer condition. This treatment would have cost the client over $200,000 over the course of the treatment through the public health system. Fortunately, this was covered under her private medical cover. This has made a significant difference to my clients' chances of survival and prolonging her survival.

Another claim last week that was accepted and paid was for a surgery to treat a tendon condition on my client's wrist. This surgery is not covered under ACC as it is not an injury. This surgery was conducted in a private hospital and the cost of it was over $10,000. This in comparison to the first claim is not as severe but there is still a considerable financial impact in both of them.

These are all interesting information that otherwise would not be known to anyone unless it happened to them. Nobody wants to think about getting sick or the implications of getting sick but it does happen. We have to be prepared for the worst and ensuring our families are not financially burdened or stressed if the worst were to happen.

If you would like to know how insurances helped my clients with the medical conditions, feel free to contact me at 021 124 9536 or email me at [email protected]

03/04/2022

The month of April is here and it marks my first full year as an insurance adviser. Over this last year, i am definitely more confident and educated compared to when i first started.

I have started to build up my own clientele market as well and I am looking to find a few more this year. However I know things are going to be more challenging this year with new hurdles so its going to be fun! 😅

I appreciate all the support i received from all my clients and I look forward to assisting you again this year!

If you need advice or help on your insurances, you can reach me on my mobile 021 124 9536.

16/03/2022

For those who are wanting to take up a new sport as a hobby or just to keep yourself fit, this article gives you some good tips around taking up a new sport.

I personally enjoy playing basketball and I will always try to sneak at least 3 days a week of playtime but it is hard with young kids at home. So, I have manage to work around Zoe putting the kids to sleep to give me 30 minutes of playtime at my local park. Me and Zoe take turns to put the kids to bed during the week. I normally have the weekdays covered and she has the weekends.

When it's her turn to put the kids to bed, I will head down either to my local park or at the local gym whenever there's a scrimmage going on. Otherwise, I will just practice on my own and hone in on my NBA skills. 😆

Anton Blackwood explains why picking up a new sport later in life is easier than you think.