16/06/2026
Imagine stepping out of the shower and falling straight through the floor. Now imagine your insurer telling you the damage isn’t fully covered.
That’s exactly what happened in a recent case - all because the water damage was gradual, not sudden.
Gradual damage is becoming one of the top insurance disputes in NZ, and the gap between what people think is covered and what actually is covered is growing.
If you’re seeing mould, soft spots, or small leaks, don’t wait!
If you’re not sure what your policy covers, let’s talk.
03 471 8335
www.ofs.nz
Article Link:
https://www.odt.co.nz/news/national/man-cant-claim-full-insurance-after-fall-through-bathroom-floor-rnz?fbclid=IwdGRzaASdcx1jbGNrBJ1yQGV4dG4DYWVtAjExAHNydGMGYXBwX2lkDDM1MDY4NTUzMTcyOAABHskRIP1eOZC2GRj5jW3bP47rGNZxkVL8JN8wtsNeQAcO0DLTqMsJEeXp7LYN_aem_6LKnQSdTFmmxDzwDPdqL-w&sfnsn=mo
Content adapted thanks to Otago Daily Times