Southern Lending Specialists Limited

Southern Lending Specialists Limited Mortgage Advisers. Covering all lending including Home Lending, Business Lending, Small Farm Lending and Vehicle Finance
Cindy 0212444874 Jenna 0273231616

Our website has had a glow up! Check it out at lenders.co.nz
06/08/2025

Our website has had a glow up! Check it out at lenders.co.nz

Not everyone wants to buy a house to live in especially when you have one supplied or if that house happens to be on a f...
08/06/2025

Not everyone wants to buy a house to live in especially when you have one supplied or if that house happens to be on a farm it's currently a no go for using Kiwisaver so if this is something you feel strongly about Federated Farmers are fighting the good fight and have a petition for you to sign 🐮 🐑 🏡

Young farmers are ready to take the next step and buy into farming, but they can’t even use their own KiwiSaver savings to make it happen. The rules are keeping them from buying their first farm, herd, or home, which could set them up for life. Allowing farmers to access their KiwiSaver would give...

10/11/2024

Look Here Lifestyle Lovers! 3 bedrooms House for sale at 448 Taioma Road | North Taieri | Dunedin City. Find more information under OneRoof.co.nz

Follow the link if you need to make an insurance claim on your insurance and it’s with Westpac.
04/10/2024

Follow the link if you need to make an insurance claim on your insurance and it’s with Westpac.

We're offering financial support to customers affected by heavy rain in Otago and Southland..

Financial support options may include:

For consumer customers:
• Financial hardship assistance, which may include a reduction in loan repayment amounts for a period of time, access to term deposit funds or other support.
• Suspension of home loan payments for up to three months for individuals ahead on their repayments and who have a sufficient undrawn balance.

For business customers (including Agri customers):
• Suspension of principal payments on loans for up to three months.
• Deferred payment on credit cards for up to three months.
• A temporary overdraft facility

Any customer who has been affected should call us on 0800 738 691 to discuss their individual needs.

Westpac Insurance customers who need to make a claim should visit westpac.co.nz/claimonline

Due to the adverse weather conditions our Moray Place and South Dunedin branches will close at 1pm today.

14/07/2023

🛌 3 🛀 1 🚘 1
📍 90 Queens Drive, Saint Kilda, Otago

My latest listing on RateMyAgent.

https://rma.reviews/wiFYe1qiwweu
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**er_Dunedin__Mosgiel_Wayne_Graham_Realty_Ltd

A lot of house for your 💵 in this property! Commutable to Dunedin or maybe a change of jobs is on the cards with the man...
23/03/2023

A lot of house for your 💵 in this property! Commutable to Dunedin or maybe a change of jobs is on the cards with the many employment opportunities South Otago has to offer.

3 bedrooms House for Sale at 61 Baker Street, Stirling, Otago 9231, $385,000. View 18 property photos, floor plans and Stirling suburb information.

Check out this lovely home with some room for your 🐑, 🐴, 🐮 or maybe even some 🦆. Also included some magnificent views ac...
23/03/2023

Check out this lovely home with some room for your 🐑, 🐴, 🐮 or maybe even some 🦆. Also included some magnificent views across the Taieri!

12/03/2023

It's been a hot minute....but since our last post something awesome has happened!
Let me introduce Kāinga Ora's First Home Partner Scheme!

Available for new builds only - like this awesome property marketed by Carol Williamson from Mosgiel's Property Brokers.

5% deposit required which can be made up of Kiwisaver and First Home grants.
Kāinga Ora ‘borrows’ the difference between what you have and how much the Bank will be willing to lend you. They then co-own the property with you.

How the numbers look using the below property as an example, which is currently been marketed at $689,000.
Your deposit - $34450
Kāinga Ora’s contribution - $172,250
You borrow - $482,300

The thought is that over the years as you pay off your $482,300 and there is some capital value increase, when you sell to upgrade you will be able to release Kāinga Ora from the contract.
As you aren’t having to borrow the full amount it keeps your loan payments more affordable. On the numbers above your loan payments would be $699 a week as opposed to $949.

Obviously there is credit criteria, along with some additional Kāinga Ora criteria.

If you want to chat more please remember our services are generally free and we would be happy to help you through the process!

20/09/2022

Just Listed by Ganesh Rout "Dunedin's Fastest Indian"-Harcourts Dunedin🚀
📍 37 & 37A Wales Street, Maori Hill
4 🛌 I 3 🛁 I 2 🚘
Inside the main home you'll find spacious living, 4 bedrooms and 2 bathrooms, plus the added bonus of a huge rumpus room, additional utility rooms and a double garage with plenty of off street parking are the icing on the cake, as well as the legal and separately metered flat 🏡
Contact your preferred Harcourts agent to find out what is on offer here 🔗 https://bit.ly/3Bsy1AF

20/09/2022
20/09/2022

Can't wait to introduce you to this very special home 🏡

09/09/2022

Address

Dunedin
9073

Telephone

0212444874

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