NZHL Otago

NZHL Otago A mortgage shouldn’t mean putting life on hold.

At NZHL, our purpose is to help Kiwis achieve financial freedom faster - so you can enjoy what matters most, while paying off your home.

Your goals deserve a plan.Talk to our team and we'll take you through DebtNav.Book a free chat: https://bit.ly/45yfD9c
20/08/2026

Your goals deserve a plan.

Talk to our team and we'll take you through DebtNav.

Book a free chat: https://bit.ly/45yfD9c

We had fantastic time at the NZHL Conference in Wellington last week!To be recognised nationally by both Kiwibank and AI...
13/08/2026

We had fantastic time at the NZHL Conference in Wellington last week!

To be recognised nationally by both Kiwibank and AIA was incredibly special. I was honoured to receive Kiwibank's One Touch Approval Award for the second year running, recognising 100% loan approvals.

The recognition that meant the most, however, was our branch being named AIA Claims Heroes. Behind every insurance claim is a client and their family facing one of life's unexpected challenges. It's one thing to help put the right cover in place, but it's incredibly rewarding to know we've been there when it mattered most, helping our clients navigate the claims process and achieve successful outcomes.

Thank you to our clients for the trust you place in us every day. 💙

Real question... What would you say yes to?✈️ Book that trip?🎓 Learn something new?🏡 Finally tackle that reno?🎟️ Buy the...
12/08/2026

Real question...

What would you say yes to?

✈️ Book that trip?
🎓 Learn something new?
🏡 Finally tackle that reno?
🎟️ Buy the concert tickets without the guilt?
☕ Or just enjoy your weekends a little more?

A mortgage should help you build your future... not stop you from living in the present.

What's the first thing you'd do if your mortgage gave you more breathing room?


Tell us or book a chat and we can help you plan it👇

www.nzhl.co.nz

Some people spend their weekends chasing the perfect IPA🍺Mike spends his brewing one... and helping Kiwi get ahead with ...
11/08/2026

Some people spend their weekends chasing the perfect IPA🍺

Mike spends his brewing one... and helping Kiwi get ahead with their mortgage.

Safe to say, he's living and breathing the NZHL way.

At NZHL, we're not here to tell you to cut out everything that makes life fun. We actually believe having a hobby is a pretty good investment too.

Because having a mortgage shouldn't mean your personality gets put on hold.

It should mean building a life where there's room for the mortgage and the things you're genuinely into.

Craft beer. Surfing. Pottery. Golf. Woodworking. Whatever fills your cup (or pint 😉).

Let's have a chat: www.nzhl.co.nz

Did a double take driving to the office to see our new ad campaign live and large at the Oval! If you happen to see the ...
04/08/2026

Did a double take driving to the office to see our new ad campaign live and large at the Oval!
If you happen to see the foot pics one, I can confirm they are neither or ours! 😂

What an incredible weekend!We were privileged to be invited by AIA, to attend the Spurs vs Auckland FC match in Auckland...
02/08/2026

What an incredible weekend!

We were privileged to be invited by AIA, to attend the Spurs vs Auckland FC match in Auckland last weekend.

As part of a special pre-match event, we had the opportunity to meet the players and have two Spurs jerseys personally signed.

We'd love to use these jerseys to give back to our community by donating them to charity events for fundraising purposes. One jersey will be donated to Otago Community Hospice, and we'd like your help choosing an equally deserving charity event in Southland to receive the second.

Comment below with your nominations and tell us why they're making a difference in our community. ❤️👇

POV: Your mortgage has entered the group chat 👀It has one request:👉 "Can we stop winging it?"With DebtNav, you can see h...
28/07/2026

POV: Your mortgage has entered the group chat 👀

It has one request:

👉 "Can we stop winging it?"

With DebtNav, you can see how life's big (and little) decisions could affect your mortgage before you make them.

Holiday? 🚗
New car? 🚙
Unexpected expense? 😬

Know the impact first.

Because your mortgage should work with your life.... not against it.

Talk to us and get a personalised advice tailored to you: www.nzhl.co.nz

A low rate is nice.But a smart structure, regular coaching, and a plan to help you become mortgage-free sooner? That’s t...
13/07/2026

A low rate is nice.

But a smart structure, regular coaching, and a plan to help you become mortgage-free sooner? That’s the real long-term relationship.

Stop swiping on rates and start building a better plan that is personalised to you. www.nzhl.co.nz

Today, as the Matariki stars rise, we take a moment to reflect on the past, celebrate the present, and look ahead with h...
10/07/2026

Today, as the Matariki stars rise, we take a moment to reflect on the past, celebrate the present, and look ahead with hope for the future.

From all of us at NZHL, we wish you and your whānau meaningful Matariki🌟

The Reserve Bank has increased the Official Cash Rate (OCR) from 2.25% to 2.50%.So... should you panic? Nope.Here's what...
09/07/2026

The Reserve Bank has increased the Official Cash Rate (OCR) from 2.25% to 2.50%.

So... should you panic? Nope.

Here's what it does mean:

The OCR influences the interest rates banks pay to borrow money. Over time, that can flow through mortgage rates, savings rates and borrowing costs.

Why the increase?

While inflation has eased from the highs we've seen, the Reserve Bank is still focused on keeping it under control and returning it to around 2%. Raising the OCR helps slow spending just enough to keep prices rising too quickly.

What does this mean if you've got a mortgage?

It depends.

Every home loan is different. Your fixed rate, when it's due to expire, your loan structure and your long-term goals all play an important part.

That's why reacting to headlines isn't always the best move.

At NZHL, we don't just watch the OCR, we look at the bigger picture. We help you understand what today's announcement means for your mortgage and whether there's an opportunity to put yourself in a
better position.

Because the best financial decisions aren't made from headlines.

They're made with a plan.

Thinking ahead of your next fixed rate expiry? Let's have a chat: https://nzhl.co.nz/find-us/otago/

Address

Level 4, 115 Stuart Street
Dunedin
9016

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

03 455 6556

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