CIC Financial

16/10/2026

Having insurance is one thing. Having someone in your corner when it matters most is another.

A good insurance adviser doesn't just help you arrange cover. They can also advocate for you at claim time, help navigate the process and support you when you need it most.

Is your adviser also your claims advocate?

15/10/2026

When was the last time you took a closer look at your insurance cover?

It's easy to assume that once you have insurance in place, you're sorted. But policies can vary considerably, and what suited you a few years ago may not be the best fit today.

From understanding what's covered (and what's not) to balancing premiums with the protection you need, there can be a lot to consider.

At CIC Financial, we're here to make those decisions easier. We help you understand your options, ask the right questions and make informed choices based on your circumstances and budget.

Whether you're arranging cover for the first time or reviewing an existing policy, having someone in your corner can make a real difference.

Get in touch if you'd like to have a chat: www.cicfinancial.nz

08/10/2026

Thinking about applying for insurance? What happens before you submit your application can make a difference.

A pre-assessment can help identify potential roadblocks, explore your options and avoid unexpected surprises.

In this short video, we explain how an insurance adviser can help you prepare before approaching an insurer.

08/10/2026

Setting financial goals is one thing. Sticking to them when life gets busy is another!

Whether you're saving for something important, paying down debt or planning for retirement, the key is to start small and build habits that work for you.

And remember, plans don't have to be set in stone. As life changes, your financial goals may need to change too.

We've shared some practical tips to help you stay motivated, build momentum and keep working towards your goals.

Many of us find it easy to set financial goals, but sticking to them is a different story. Life gets busy, priorities change, and unexpected expenses can crop up. With a bit of structure and the right support, your goals can feel much more achievable. Here are some practical steps to help you build....

07/10/2026

One thing to consider is choice.

Advisers are generally paid by the insurer, so there is usually no direct cost to you for their advice. But it’s also worth asking how many insurers they work with.

The more insurers an adviser has access to, the more options they may be able to consider when helping you find suitable cover.

A smaller panel isn’t necessarily a bad thing, but it’s something worth understanding when choosing who to work with.

Watch the video to learn more.

02/10/2026

Just started your first job?

Once you’re earning an income, it’s worth thinking about how you would protect it if illness or injury stopped you from working.

Insurance might not feel urgent, but it can be an important part of building a strong financial foundation.

01/10/2026

Thanks so much for the kind words. Buying your first home is a big step, and we’re pleased Alex was able to help make the process clearer and easier to manage.

25/09/2026

Getting your finance approved is a big milestone, but there can still be a lot to work through before everything is done.

Lawyers, agents, lenders, valuers, deadlines… there are often several people and moving parts involved.

That’s where having a good mortgage adviser in your corner can really help.

They can act as the bridge between the different professionals, help keep things moving, and make sure you understand where everything is at along the way.

Finance approval is important. But the support after approval can be just as valuable.

Watch the video to hear more.

24/09/2026

Planning how much you’ll need in retirement is not always as simple as choosing one fixed yearly amount.

Your spending is likely to change over time. In the early years, you may be fit, active and keen to travel, enjoy hobbies or make the most of your freedom. Later, life may become quieter and day-to-day costs may reduce. Further down the track, there may also be unknown costs to plan for, such as care or treatment.

That’s why retirement spending often works better when it is planned in stages, rather than as a straight line.

In this short video, we explain why front-loading your retirement spending can make sense, so you can enjoy the lifestyle you’ve worked hard for while still planning carefully for the years ahead.

23/09/2026

Thanks Zac, we really appreciate the feedback.

Making the mortgage process feel straightforward and keeping our clients informed along the way is a big part of what we aim to do, so it’s great to hear this was your experience.

If you’re buying, refinancing or simply want to review your current lending, we’re here to help.