WISEplanning

14/10/2026

Our Investment Perspective for October is out 📊 It covers:

- AI can produce substantial business growth while its financing creates substantial risk, and both can be true at the same time
- FactSet forecasts S&P 500 third-quarter earnings growth of 29.5% and revenue growth of 12.3%, year on year
- AI infrastructure borrowing has surged, and reported debt does not show every future commitment
- The deciding issue is the return earned on the money invested in AI, measured over time

Read it here: https://bit.ly/4yMwGRZ

11/10/2026

An unexpected $500 expense shouldn't throw your whole financial world off balance. But for many Kiwis, that's the reality 💸 Having a financial buffer isn't just about saving money. It's about giving yourself room to breathe when life doesn't go to plan.

Good financial planning looks beyond building wealth. It also means making sure you're prepared for the things you can't predict. https://bit.ly/4zkxkps

'Paycheque to paycheque' - A quarter of New Zealanders can't cover a $500 shock, Kiwibank savings survey suggests

30/09/2026

Financial independence can look like this: moving through life with more freedom, more choices, and less financial pressure holding you back 🚶‍♀️

It’s not about stopping work or having a certain number in the bank. It’s about having your finances structured well enough that they support the life you actually want to live.

That’s what financial independence is really about.

💻 www.wiseplanning.co.nz
☎️ 0800 11 90 80
📧 [email protected]

22/09/2026

Can jobseekers see a glimmer of hope as our economy recovers? https://bit.ly/4xEnCgi

Positive story of coastal shipping service which hired 77 Kiwis for runs connecting NZ's smaller ports with big ports. Garth Bray 2degrees Business wrap. Video /Herald NOW Business

17/09/2026

📊 Our Market and Economic Update for September is out and it covers:

- Global bond yields moved higher
- Corporate earnings remained strong
- Inflation and interest-rate expectations returned to centre stage
- Geopolitical and energy-market risks also increased

Read it here: https://bit.ly/4hgi4m9

10/09/2026

Our Investment Perspective for September is out 📊 It covers:

- Most investors want higher returns and more reliable returns, and chasing rising trading prices in a boom can damage both
- Bigger is better for return on equity, free cash flow and revenue growth
- Smaller is better for the debt servicing ratio, the dividend pay-out ratio and maintenance capital expenditure
- More of what strengthens a business and less of what increases risk, applied consistently

Read: https://bit.ly/4ienb8C

02/09/2026

$260 million withdrawn from KiwiSaver in a single month 💰

With early withdrawals being driven largely by first-home purchases and financial hardship, the latest figures are a reminder that financial planning has to account for both the future and the realities of life today.

Building financial independence means creating resilience, flexibility and options — so when life changes, your finances are better positioned to change with it. https://bit.ly/4cFuFht

Early KiwiSaver withdrawals for July saw savers taking out $260.1 million, with the bulk of that money going towards first home purchases

27/08/2026

From the big picture to the finer details, your finances work best when everything works together 📊

At WISE Planning, we bring financial planning, investments, insurance, property, cashflow, business strategy and mindset alignment under one roof — helping you make smarter decisions today while keeping the life you actually want firmly in sight.

Because the plan should fit your life, not the other way around ✨

💻 www.wiseplanning.co.nz
☎️ 0800 11 90 80
📧 [email protected]

19/08/2026

📊 Our Market and Economic Update for August is out and it covers:

- AI earnings delivered, but investors became far more selective
- US corporate earnings broadened beyond the “Magnificent Seven”
- Interest rates and bond yields re-emerged as the biggest risk to trading prices
- Middle East tensions and energy markets saw increased volatility

Read it here: https://bit.ly/45Demxy

12/08/2026

Our Investment Perspective for August is out. 📊 It covers:

- Return on Invested Capital (ROIC) above 15%, sustained over many years, is the benchmark for a genuinely quality business
- Return on Equity (ROE) of 15-20%+ only counts if it’s achieved without excessive leverage
- Consistently positive, growing free cash flow and disciplined capital allocation matter as much as the headline return
- These measures are most powerful viewed together, over decades, not chased in any single year

Read it here: https://bit.ly/4wR0QlO