Fluent

We're about mortgages and financial well-being.

From discussing a future first home to walking you through each stage of the home-buying journey and ensuring you understand each step and detail.

10/10/2025

For we asked the team what they do to keep mentally healthy…

02/10/2025

Your mortgage is likely your biggest monthly expense.
But what happens if you can’t work because of illness or injury? 🤷‍♀️

That’s where Mortgage Protection Insurance steps in. Instead of a lump sum, it pays you regular amounts to help cover repayments - so you and your family can keep your home safe no matter what life throws your way. 🫶🏡

👉 Swipe through to learn how it works and if it could be the right safety net for you.

📩 Contact Miki or Hannah to see whether it’s right for you - 021 241 8055 / [email protected]

15/09/2025

Another ⭐️ ⭐️ ⭐️ ⭐️ ⭐️ from our wonderful client!

03/09/2025

Another glowing review on one of my favourite clients

28/08/2025

🌼 Today is about hope, strength, and community 🌼

Supporting Daffodil Day reminds us why we help families protect their greatest asset - themselves. Most of us know someone who has been affected by cancer in some way. Today we wore yellow to honour those we love, those we’ve lost, and those who are still fighting.

27/08/2025

Meet Hannah on our Insurance team

A BIT ABOUT ME:
I’m a Christchurch local with over 9 years in the insurance world. I have three incredible daughters and two very cute (but extremely needy) dogs. My husband and I also own small plumbing business.

AT THE WEEKEND, YOU’LL FIND ME:
Cheering on my kids at sports, off on adventures with my husband, girls, and doggys, or relaxing at my happy place - the beach. And if I’m lucky, sneaking in a round of golf with my husband.

FAVE ERA:
90s baby! Backstreet Boys, Spice Girls, Friends, Tamagotchis, butterfly clips, Game Boys - hands down the best decade to grow up in.

YOU MIGHT BE SURPRISED THAT:
I’m a bit of a gamer geek 🤓 Counting down the days for GTA6 release

I LOVE MY JOB BECAUSE:
Every day I get to work alongside the amazing team at Fluent - and our clients are also pretty awesome!

13/07/2025

Meet Yumeng, our superstar Mortgage Assistant 💫

Yumeng has been with Fluent Financial for around 3 years

What gets you out of bed on a Monday?
🙌 Knowing I get to help amazing people move one step closer to their dream home… and maybe break my personal best for turning a document into a submitted loan :-)

Weekend plans…
✍️ Most weekends you’ll find me being chased around a playground by my daughter, or unwinding with some quiet time doing calligraphy or sketching.

How did you end up in mortgages?
👩‍🍳 I was a chef before I moved into finance but I’ve always had a passion for helping people. Just like cooking, I put all the financial bits together to help our clients get mortgages.

A bit about me:
🏡 I grew up in China and have called New Zealand home for over a decade. Along the way, I’ve learned to blend cultures, careers, and creativity, and now I’m here to help others into their homes.

17/04/2025

Happy Easter from our fluent family to yours…
Miki, Addison, Elaine, Yumeng and Otto

We have skeleton staff working over the holidays for your mortgage and insurance needs, but hope you have a few days to enjoy some time off and quality time with your families

Address

235 High Street
Christchurch
8011

Telephone

+6421540274

Website

https://linktr.ee/fluent_nz

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