Plan and Protect

29/04/2025

Considering insurance but not sure where to start?
Dan recently sat down with Ric from Sidekick to discuss our unique approach to insurance.

Come take a read if you’re interested to learn more about their chat, and how we can help you!
https://www.sidekickca.co.nz/interview-with-plan-protect-making-insurance-simple-personal/

03/09/2024

Please join us in congratulating our very own Fire and General superstar, Chelsea Harkin, for being awarded Emerging Advisor of the Year at the recent PSC Conference! 👏 A well deserved achievement after a very successful 12 months in the role! If you’ve got business insurance needs, let’s chat! 📞

16/05/2024

Locking in premium rates

If you require your insurance (such as Life or Trauma) for a long period of time, a good option to look at is Level premium. With this cover, you pay a bit more now, but the premium doesn't increase over time, so you know what you'll be paying into the future.

As an example, $500,000 of life cover for a 30 year old would be $38.64 per month, which increases every year. At age 65, this would be $623.36 per month! If this was Level premium, it would be $71.28 per month; but this premium stays the same.

In this scenario, it works out to be 54% cheaper over the life of the policy.

All insurers have this option and you can make the change to your policy without any underwriting, so it is an easy change to make. The policy can be cancelled at any time, so you aren't locked into the policy if your circumstances change.

Think it might be for you? Let's chat.

04/05/2023

Does your insurance reward you for being active and making healthy lifestyle choices? Reduced gym memberships, supermarket vouchers, airpoints, Apple Watches, discounted spa treatments are just a few of the epic benefits on offer with AIA Vitality! Sound like a bit of you? Want to learn more?

20/02/2023

Have you got endometriosis, Crohns Disease/digestive issues, or rotator cuff/shoulder complaints that are currently not covered with your insurance? NIB currently has an offer that allows pre existing conditions to be covered after a period of time. Find more info here https://www.planandprotect.co.nz/nib-offer

Any questions, let's chat!

Reduce ACC levies for business owners and provide more comprehensive cover with income protection

09/02/2023

Need cover for your pre-existing conditions? Let's chat!

Private health insurance is becoming more and more important as we have seen the public health system continue to be under strain. There is currently 30,000 people who have been waiting for more than four months for surgery. This has increase by more than 10% in the last year.

Health insurance allows you to obtain a diagnosis and get the best treatment available, as quickly as possible.

nib has a limited time offer, that allows most pre-existing conditions to be covered after 3 years. This is huge for some people that wouldn't ordinarily be covered. You'll need to be quick though, as this offer ends on 28/02/23. Please note this is not available for current nib customers.

Like some more info, flick us a message!

19/01/2023

Are your insurances still meeting your needs? Anything changed for yourself or your family lately? The new year is always a great time to review where everything is at. Our team is back on deck and here for any questions you may have!