Kieran Sutherland - Adviser & Coach

Kieran Sutherland - Adviser & Coach I help people make better financial decisions.

I work with successful people who want clarity & confidence over their money, and help them get this aligned with how they want to live their life.

08/08/2025

The loudest voices aren’t always the wisest.

In investing (and life), shiny distractions are everywhere—but chasing every trend will leave you spinning your wheels.

Stick with what you truly understand, and stay open to proven opportunities. That’s how long-term results are built.

01/08/2025

💸 Everyone’s chasing the next big investment win… but what if the real power lies in what you don’t do?

Before you make your next move, watch this. One shift in mindset could change how you invest—forever.

Follow along for weekly investment tips or check out our YouTube for more videos like this - https://www.youtube.com//playlists

25/07/2025

Been putting off investing? You're not alone — but it's never been easier to start. I’ll show you how simple it can be to take that first step (even with just a few bucks).

Your future self will thank you. 🎥👇

17/07/2025

Got a pay rise? 🎉 Awesome — but here’s the real win: being intentional with that extra cash.

A few small decisions now can shape your whole financial future. Are you spending with purpose, or letting money slip through the cracks? 👀

Tiny choices, big impact. 💡

27/06/2025

Everyone’s a genius in a booming market. 📈
But when things turn? That’s when discipline counts.

The real flex isn’t picking winners—it’s sticking to your strategy when emotions run wild. 💥

Know what you’re doing. Know why you’re doing it. That’s how investors win.

My key message today: Knowledge builds discipline—and discipline is what separates successful investors from everyone else.

06/06/2025

💰 New Build vs Existing Property — which is the smarter move for investors?

The difference starts with the deposit:
🏗️ New Build = 20%
🏠 Existing = 30%

On a $600K property, that’s a $60K gap — enough to make or break your entry into the market.

New builds offer easier access, lower maintenance, and modern appeal. But existing homes? They might come with untapped potential — like reno projects or subdivision opportunities.

📊 Choose wisely. Your deposit isn’t just a down payment — it’s the first step in shaping your investment journey.

30/05/2025

Stop scrolling for a second. That person you're comparing yourself to? You don’t know their story—or their sacrifices. 👀

We all do it—see someone with more money, a better job, a “perfect” lifestyle—and wonder if we’re falling behind. But here’s the truth: comparison is a trap. You don’t know where they started, what they’ve sacrificed, or what values drive their choices.

That dream car might come with crushing debt. That six-figure salary might cost them every weekend. Without context, comparison is meaningless.

Instead, look inward. What do you value? What trade-offs are you willing—or not willing—to make? Progress isn’t about beating someone else’s timeline. It’s about moving in the direction that aligns with your own life.

Your path. Your pace. Your values.

16/05/2025

🏠💰 Thinking about buying an investment property but not sure where the deposit will come from? You might already have it sitting in your home.

Whether you're leveraging built-up value or exploring alternative deposit options, it's all about making your money work harder for you. Want to turn your equity into opportunity?

Interested? Book a chat to see if this is an option for you - https://calendly.com/kieran-sutherland/phone-call?back=1&month=2025-05

Or, follow along on our YouTube 'Property Investment' playlist to keep learning more - https://youtube.com/playlist?list=PLXdwyvbZ8tXcYKCLbTAdEVFMWnndgkuqu&si=R9AFu76JjCTLGPWf

02/05/2025

🎓 Just landed your first job? Time to talk insurance—yes, really.⁠
It’s not just something for your parents or “future you” to worry about.⁠

👉 Think of medical insurance as your shortcut to getting answers (and treatment) fast—because public waitlists aren’t getting shorter.⁠

👉 Think of income protection as your Plan B if you get sick and can't work. Bills don’t stop, but this helps your pay keep coming in.⁠

Getting in early = fewer exclusions and lower costs. Your future self will thank you.⁠

Not sure where to start? DM me or drop a question below 👇

17/04/2025

Thinking of buying an investment property? 🏠💰

It’s not just about crunching the numbers—it’s about stress-testing them.

In this video, we’ll show you how to run a smart sensitivity analysis so your investment can weather rising interest rates, unexpected repairs, and more.

Want to have a chat about getting a mortgage for an investment property? Book a call here - https://www.christchurchinsurance.co.nz/contact-us/

Or, jump straight in and let us start running the numbers to see how much you can borrow here - https://CIC.gettrail.com/Account/register

30/03/2025

📉🏠 Interest deductibility can make or break your rental property profits.

Recent tax rule changes in New Zealand have flipped the script for property investors.

Want to know what it is and how this affects your bottom line? Let me break it down for you.

For more videos like this, check out our Investment Property playlist on YouTube 🎬- https://youtube.com/playlist?list=PLXdwyvbZ8tXcYKCLbTAdEVFMWnndgkuqu&si=y9NztHuDaPPJDnWt

Or, make sure to give us a follow on Instagram 📷 - https://www.instagram.com/cic_financial/

Address

14 Walker Street
Christchurch
8011

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