Alternate Finance

30/09/2026

Budget planning made easy.

Need to budget your finances? Here's a handy free tool 👇

Looking for a great online budget calculator? Easily add your expenses, and it will calculate against your income. Get a simple PDF report sent to you free.

26/08/2026

Learn about - What is a good credit score in NZ, and what if yours isn’t? . Read the full article here 👇 https://alternatefinance.co.nz/what-is-a-good-credit-score-nz/

30/06/2026

2026 Update - How much deposit does it require to buy a house in New Zealand? Read the full article here 👇

Find out how much deposit you need to buy a house in New Zealand, including LVR rules, Kāinga Ora options, and how to bridge a deposit shortfall.

02/03/2026

Learn about - Overdrafts vs Personal Loans – Which Is Better for You in New Zealand? . Read the full article here 👇 https://alternatefinance.co.nz/overdrafts-vs-personal-loans-which-is-better-for-you-in-new-zealand/

23/02/2026

Learn about - Credit Cards vs Personal Loans – Which Is Better in New Zealand? . Read the full article here 👇 https://alternatefinance.co.nz/credit-cards-vs-personal-loans-which-is-better-in-new-zealand/

10/02/2026

Learn about - Buy Now, Pay Later (BNPL) vs Personal Loans – Which Is Better? . Read the full article here 👇 https://alternatefinance.co.nz/buy-now-pay-later-bnpl-vs-personal-loans-which-is-better/