Alex McDuff - Mortgage Advisor

19/08/2024

New notes on where bank competition is going. If you are looking at property or looking to refinance and want a helping hand, feel free to reach out!🏡

Homeowners are the big winners as banks scramble to offer competitive rates.

30/07/2024

Looking at investing into newbuilds / townhouses? A nice video into what some of the pro's and con's of these investments are!

If you’ve started to think about an investment property, you will likely have seen “turn-key” properties. So what is a turn-key property?

30/07/2024

Some interesting takes on the market and where it should go

The five things you need to know about the housing market this week.

06/01/2024

Once your mortgage is in place there are steps you can take to ensure it keeps working for you as well as it can whatever your circumstances.

10/08/2023

New lending data has been released showing that the market is flowing and has hit a record high. The banks are open for business with First Home Buyers taking the lion share of their enquiries!
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Mortgage borrowing hit $350 billion for the first time in June.

09/08/2023

What are you expecting for your property price?

Some takes are showing that we may have seen the bottom of the market but of course it is too early to predict 🤔

A lot of frustrated buyers will step forward when the Reserve Bank signals cuts.

08/08/2023

How to finance your renovation when interest rates are soaring

13/06/2023

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There's a window of opportunity in the property market - here's what you need to know.

11/06/2023

Now the data shows that we are getting close to the peak hopefully, which should mean that we may see some relief in 2024.

If you have a rate review coming up for your mortgage (or one of your mortgages), feel free to call and discuss a strategy that helps both now and in the near future

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Home loan arrears dropped for the first time in eight months, the latest Centrix credit indicator report shows.

23/05/2023

Once you have the loan or you are looking at it, it is also important to protect you and your most important investment.

Insurance is often overlooked but is important to a household to maintain their income levels and keeping lifestyle in check

Insurance is something most of us think we are fairly familiar with. But some common misconceptions might be standing in the way of you getting the maximum protection possible from your insurance policies. How many of these have you heard? #1: I don’t need insurance, ACC will help New Zealand’s ...

19/05/2023

An interesting independent research on house prices within the Canterbury housing market over the last fortnight. Representing all regions of Canterbury you can see the best value and where growth / decline has occurred.

Find out about house price changes in Canterbury before you buy or sell.

17/05/2023

Thinking of getting a home loan but also want to be able to enjoy the odd meal in with your favorite shows?

Last year banks were taking into account coffees, streaming services and a range of other discretionary expenses. This is a great step forward for first home buyers and all applicants in general as we see the banks will put a lesser weighting on your discretionary expenditure.

If you are interested in what these changes mean for you, please feel free to reach out on 021 803 458🏘

The latest tweaks allow banks to ignore discretionary spending.