30/07/2026
When the budget gets squeezed, insurance is usually first on the chopping block. We understand: it's the bill with no immediate reward.
But cancelling cover in a tight year is like throwing out the umbrella in a drought. The tight years are exactly when a curveball (an illness, an injury, a redundancy) does the most damage.
Before cancelling, know that there's usually a middle path: adjusting cover, restructuring, or pressing pause instead of delete. A ten-minute conversation can save cover you spent years being healthy enough to qualify for.
That last part matters more than people realise.
In a tight month, what's the last thing you'd cut from the budget? We're curious what Kiwis rank first and last.
General information only, not personalised financial advice.
