The Home Loan Collective

The Home Loan Collective Welcome to The Home Loan Collective. We help people into homes everyday, throughout New Zealand. Any information shared is general in nature only.

The Home Loan Collective - Your Home Loan Specialists 🌻

Financial advice is provided by licensed advisers at The Home Loan Collective. See full disclosures at www.homeloanco.nz/important-information

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nsitive information on this page, including in comments or via Facebook Messenger. This includes information such as income, debts, bank details, identification documents, addresses, or any other information that could identify you or another person. You may post comments, photos, videos, and links on this page at your own risk. Ashlee and Peter Limited trading as The Home Loan Collective may review and moderate content and may remove any content, at its discretion, that is considered inappropriate, offensive, misleading, or a breach of privacy. Content is not monitored continuously and may remain visible for a period of time before being reviewed. For information only:
This page contains comments and material for general information purposes only. The information does not take into account your personal financial situation, objectives, or needs and should not be relied on as financial advice. Lending is subject to lender criteria, terms and conditions, and approval. No personalised financial advice:
No financial advice is provided through this page, including through comments, replies, or private messages. If you require advice that takes your personal circumstances into account, you should contact us directly so this can be provided through the appropriate advice process. Not investment, tax, or legal advice:
The content on this page is not intended to constitute, does not constitute, and should not be construed as investment advice, tax advice, or legal advice. Any reference to taxation, ownership structures, lending, or property matters is general only. Anyone considering purchasing a property or financial product should seek personalised professional advice before making any decisions. User comments and testimonials:
The views expressed on this page, including comments, reactions, or messages from users, are those of the individuals posting them and do not necessarily reflect the views of Ashlee and Peter Limited trading as The Home Loan Collective. Comments or interactions should not be taken as endorsements, guarantees, or representations of typical outcomes, as individual circumstances and results will vary. No liability or responsibility:
To the maximum extent permitted by law, Ashlee and Peter Limited trading as The Home Loan Collective does not accept liability or responsibility for any loss, damage, or harm arising from reliance on information contained on this page, or from any act or omission by any person in connection with its use. Third party links and platforms:
This page may contain links to third party websites or content. Ashlee and Peter Limited trading as The Home Loan Collective does not check, monitor, or endorse the content, accuracy, or opinions expressed on any third party websites and accepts no responsibility for them. Facebook is a third party platform and its own terms, conditions, and privacy policies apply when you interact with this page. Accuracy of information:
Information on this page is provided in good faith and has been prepared using sources believed to be reliable at the time of publication. No representation or warranty is given as to the accuracy, completeness, or currency of the information, which may change over time. Concerns or complaints:
If you have any concerns or wish to raise a complaint, please contact us directly so it can be addressed appropriately. Last updated: January 2026

Buying a home can feel like one giant process, but it's made up of smaller steps.From defining what you’re looking for a...
25/08/2026

Buying a home can feel like one giant process, but it's made up of smaller steps.

From defining what you’re looking for and understanding your borrowing options, through to your application, finance conditions and settlement, each stage plays an important role.

đź’¬ We get to know you
đź“‹ We get your application sorted
đź“„ We gather your documents
🏦 We apply for pre-approval
🏡 You find your home
âś… We work through the finance
🔑 You settle

Our role is to help you through each stage, so you know what’s happening and what comes next.

đź“© [email protected]
📞 03 578 0033

This content is for informational purposes only and does not constitute financial advice. Financial advice is provided by authorised bodies and financial advisers operating under The Home Loan Collective brand. See our full Disclosure Information on our website www.homeloanco.nz.

22/08/2026

The waiting game can be frustrating, especially when buying a home is already a big deal.

That’s where having someone in your corner can make a difference.

While you’re waiting, we’re working behind the scenes to communicate with lenders, sort through the details and keep things moving as much as possible.

đź“© [email protected]
📞 03 578 0033

This content is for informational purposes only and does not constitute financial advice. Financial advice is provided by authorised bodies and financial advisers operating under The Home Loan Collective brand. See our full Disclosure Information on our website www.homeloanco.nz.

One of the most common misconceptions we hear is that first home buyers must have a 20% deposit.While a larger deposit c...
21/08/2026

One of the most common misconceptions we hear is that first home buyers must have a 20% deposit.

While a larger deposit can provide access to more lending options, it isn't the only pathway to home ownership.

The right lending solution depends on a range of factors, including your financial circumstances, the property you're buying, and the lender's assessment criteria.

Seeking advice early can help you understand what's achievable before you begin your property search.

đź“© [email protected]
📞 03 578 0033

This content is for informational purposes only and does not constitute financial advice. Financial advice is provided by authorised bodies and financial advisers operating under The Home Loan Collective brand. See our full Disclosure Information on our website www.homeloanco.nz.

19/08/2026

Good financial habits don't just improve your bank balance. They can also help lay the foundation for future home ownership.

While saving a deposit is important, lenders also consider your overall financial position, including your spending habits, existing commitments and ability to manage repayments.

That's why this Sorted Money Month, we're encouraging future homeowners to focus on the habits that can make a real difference over time.

If buying a home is one of your goals, we'd love to help you understand where you stand today and what steps could help you get there.

đź“© [email protected]
📞 03 578 0033

This content is for informational purposes only and does not constitute financial advice. Financial advice is provided by authorised bodies and financial advisers operating under The Home Loan Collective brand. See our full Disclosure Information on our website www.homeloanco.nz.

Introducing our newest Mortgage Adviser… Vipin!Name: Vipin YadavRole: Mortgage AdviserBased in Christchurch, Vipin Yadav...
04/03/2026

Introducing our newest Mortgage Adviser… Vipin!

Name: Vipin Yadav
Role: Mortgage Adviser

Based in Christchurch, Vipin Yadav Mortgage & Investment Adviser is passionate about helping clients navigate the home loan process with clarity and confidence. With a strong background in financial services, he focuses on understanding each client’s personal circumstances and long-term goals, ensuring lending solutions are practical, transparent, and well aligned with their needs.

Vipin supports clients from the very first conversation through to settlement and beyond. He guides them through lender requirements, explains options in plain language, and answers questions at every step of the journey.

Outside of work, Vipin enjoys reading books on investing and self-improvement and spending quality time with his wife and daughter, Siara.
Welcome Vipin, we are so happy you have joined our team!

Ready to start your property journey with Vipin?

đź’» [email protected]
📞 020 4158 3699

Vipin Yadav is a Financial Adviser providing financial advice through Onesource Financial Limited trading as The Home Loan Collective.

Happy Friday from The Home Loan Collective Team - we are just missing our newest member, Rowena! Welcome to the team Row...
27/02/2026

Happy Friday from The Home Loan Collective Team - we are just missing our newest member, Rowena! Welcome to the team Rowena, we are so lucky to have you 🤩⚡️

Have the best weekend!

Our team is growing and we are looking for a full time Client and Adviser Support Coordinator to be based in Marlborough...
10/12/2025

Our team is growing and we are looking for a full time Client and Adviser Support Coordinator to be based in Marlborough.

If you are organised, switched on and love keeping things running smoothly, this could be a great fit. You’ll support our advisers, the business and help create a simple, stress free experience for our clients.

If you want to join a business that values great service and strong relationships, we would love to hear from you 🤩

Seek ad: https://bit.ly/4j7mBYR

Christmas and the New Year is nearly here and our team is ready for a bit of sunshine, family time and a well earned bre...
09/12/2025

Christmas and the New Year is nearly here and our team is ready for a bit of sunshine, family time and a well earned breather.

We’ll be running at reduced capacity from the 19th of December through to the 12th of January. Some of our advisers are taking a break and others will still be around to help, so you’ll still be looked after, it just might take us a little longer than normal to get back to you.

If you need anything urgent, please reach out and we’ll do our best to help.

Wishing you all a safe, happy Christmas and a beautiful start to the New Year. Thank you for the support this year, we appreciate you more than you know🎄✨🏡

The HLC team gathered in Christchurch for our Christmas party and we decided bowls was a good idea… until everyone’s com...
03/12/2025

The HLC team gathered in Christchurch for our Christmas party and we decided bowls was a good idea… until everyone’s competitive side came out. Turns out we take bowling just as seriously as we take home loans.

Such a beautiful day, lots of sun, lots of laughs and great banter! Feeling lucky to work with a crew who make days like this so much fun 🎄💛 ✨

Our very own Leigh Bradley won Support Person of the Year for Astute NZ 2025 and we are so proud of her!! Anyone who kno...
02/12/2025

Our very own Leigh Bradley won Support Person of the Year for Astute NZ 2025 and we are so proud of her!!

Anyone who knows Leigh knows how deserving this is. She keeps our business running smoothly, supports our clients with so much care and goes above and beyond every single time.

She’s steady, reliable, kind and an absolute asset to our team. We love her work and we are so so grateful to have her with us on this journey.

Congratulations Leigh, this is such a special recognition and we couldn’t be happier for you 🥳🩷🩵

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Blenheim

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