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The Mortgage Hub

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The Mortgage Hub

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Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from The Mortgage Hub, Financial service, Avondale.

Mortgage and Insurance advisors providing you guidance on buying your first home or investment property and customising Protection Policies to safeguard your loved ones and families future 🙌🤙

29/10/2026

Happy Halloween from the team at The Mortgage Hub! 🎃👻

Hope everyone has a fun weekend filled with more treats than tricks!

Stay safe out there, especially all the little trick-or-treaters! 🍬🧡

28/10/2026

🏡 OCR UPDATE – NO CHANGE!

The Reserve Bank has announced that the Official Cash Rate (OCR) will remain unchanged at 2.75%.

But what does that mean for your mortgage?

Even with the OCR on hold, banks can still adjust their lending rates, so it’s always worth keeping an eye on your options.

Whether you are refixing your mortgage, buying your first home or simply wanting to make sure you are getting a competitive rate, we are here to help!

💙 The Mortgage Hub – With you from the Start.

26/10/2026

How good is this! 🏡🩵

A massive congratulations to Nix on buying her first home in the Far far North!

Nix had a goal of getting out of the city, finding a bit of land to grow her own kai and giving the kids more space to run around and enjoy the outdoors.

She’s made it happen!

We are stoked to have been able to help Nix along the way and couldn’t be happier for her and her family as they settle into this next chapter.

So well deserved. 🩵

Thanks for trusting us to be apart of your first home journey 🏡😊

🙌

12/10/2026

When circumstances change, having someone who communicates clearly and keeps things moving can take a lot of uncertainty out of the process.

Thank you, Wayne, for trusting Vinnie and The Mortgage Hub.

05/10/2026

Some property journeys unfold over time, which makes ongoing support and trusted advice even more valuable.

Thank you, Amy, for allowing Vinnie to be part of your journey and for continuing to place your trust in The Mortgage Hub.

28/09/2026

Good guidance can make a big difference when there is a lot to understand along the way.

Thank you, Lisa, Anthony, and Amanda, for trusting Vinnie and The Mortgage Hub to support you on your journey home.

25/09/2026

Earning $150,000 a year? How much could you actually borrow?

With a 20% deposit, no existing debt, and typical living expenses, indicative borrowing could be around $750,000–$850,000 with no dependants, or $600,000–$700,000 with two dependants.

Same income. Potentially very different borrowing power.

Our latest article breaks down why dependants, expenses, debt, and other commitments can change what a lender may be prepared to offer.

Read the full article to see what a $150,000 income could mean for your borrowing power.

https://www.themortgagehub.co.nz/update/how-much-could-you-borrow-on-a-150000-income

24/09/2026

If you earn $150,000 a year, how much could you potentially borrow?

The answer depends on more than your income.

Your dependants, expenses, existing debt, and everyday commitments can all change the amount a bank may be willing to lend.

Watch Mils compare two possible borrowing ranges and explain what lenders consider before making a decision.

Want an estimate based on your circumstances? Send us a DM – our advice is free.

Address

Avondale

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Website

http://www.themortgagehub.co.nz/

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