The Mortgage Hub

05/06/2026

You could be missing out on $200,000+ in KiwiSaver.

Not because you are contributing less.
Because you may be in the wrong fund.

Mils Muliaina explains what every KiwiSaver member should know.

04/06/2026

BEHIND THE BUILD: "OUR BELOVED BACH" | Ep. 2

Some homes hold more than memories. They hold a chapter of your family’s life. 🤍

For Mils and Jo, their Waihi Beach bach was where their youngest learned to walk, the kids ran around with sandy feet, and countless family moments were made.

So when the digger arrived, saying goodbye hit harder than expected.

In Episode 2 of , they farewell the bach they bought in 2020 and take the next big step towards building their family home at Waihi Beach.

Missed Episode 1? Mils and Jo are sharing the entire journey – the highs, lows, challenges and exciting moments along the way. Find the episode on our grid.

New episodes every Wednesday.

Come along for the ride. Questions about the build? Ask away below. 👇

03/06/2026

The importance of all language weeks is that it honours our link to culture & heritage.

“It’s never too late to learn”. 🩵

Mālō lava - The Mortgage Hub.

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03/06/2026

“Honestly, we couldn’t be here if it wasn’t for The Mortgage Hub.”

Stories like this are exactly why we love what we do. 💙

Helping families achieve home ownership is about so much more than securing a mortgage. It’s about creating stability, building a brighter future, and helping turn dreams into reality.

We were honoured to support the Smiley Family on their journey to buying their first home. From working through debt and KiwiSaver options to navigating the lending process, we were there every step of the way.

For this family, owning a home wasn’t just about having a place to live. It was about creating security, building generational wealth, and giving their children opportunities they never had. 🩵🏡

A huge thank you to the Smiley Family for trusting The Mortgage Hub to be part of such a special milestone. We are incredibly proud to have helped make this dream a reality. 🫶

If you’re thinking about buying your first home but aren’t sure where to start, or you feel your situation might be too complicated, we’d love to help.

📩 Get in touch with The Mortgage Hub today and let’s talk about your home ownership journey.
📧 [email protected]

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02/06/2026

How Much Does It Cost To Buy A Million Dollar House?

From your deposit to mortgage repayments, legal fees, valuations, and ongoing maintenance – here’s what you actually need to budget for before buying.

Read the full breakdown here.

https://www.themortgagehub.co.nz/update/what-it-actually-costs-to-buy-a-105m-auckland-home

REINZ recently reported Aucklands median house price at around $1.05 million.

01/06/2026

Thinking about buying a Million Dollar home in Auckland?

From your deposit to mortgage repayments, legal fees, valuations, and ongoing maintenance – here’s what you actually need to budget for before buying.

01/06/2026

Vaiaso o le Gagana Samoa – Samoa Language Week

Gagana Samoa is more than a language. It carries our stories, our values, our identity, and the voices of those who came before us.

This week, we celebrate the beauty of the Samoan language and the importance of passing it on – so our children and future generations remain connected to their culture, their aiga, and their roots.

At The Mortgage Hub, we are honoured to celebrate our Samoan community, the strength of family, and the values that continue to guide us.

Ia manuia le Vaiaso o le Gagana Samoa. Happy Samoa Language Week. ❤️

29/05/2026

Ever wondered how much you can actually borrowing on $100,000 individual or combined income?

Your true borrowing power depends on more than just the income.

Read the article to understand what really affects how much you can borrow.

https://www.themortgagehub.co.nz/update/on-a-100000-salary-how-much-can-you-actually-borrow

If you earn $100,000 a year, either individual or combined, it is natural to wonder how much a bank might let you borrow.

28/05/2026

On $100,000 salary this is what you can actually borrow...

Online calculators only tell part of the story – banks look at your debts, expenses, credit cards, dependents and what’s actually left over each month.

Watch this video as our director Mils Muliaina breaks it down.

27/05/2026

Behind the Build | Ep. 1: Our Decision to Build

Mils and Jo Muliaina are kicking off their dream family home build in Waihi Beach – and they’re taking you behind the scenes from day one.

They bought the property in 2020, and now it’s time to knock it down and start from scratch.

A place to raise the kids. A home they’ve dreamed about for years. And a full build journey with all the excitement, big decisions, headaches, and lessons along the way.

Builders, architects, designers, council – they’re sharing it all.

Come along for the ride. Drop your questions or comments below and we’ll answer them.

New episode drops every fortnight.