Amy Po-Ching - Financial Planner

05/08/2026

Retirement at 65? I’m not convinced Gen X is buying it.

This is a generation that has lived through market crashes, rapidly rising house prices, changing careers, busy family lives and constant shifts in what financial security is supposed to look like.

So it makes sense that many are questioning the traditional idea of working until 65, stopping completely, and calling that retirement.

I recently spoke with BusinessDesk about why I believe retirement planning should be less about reaching a certain age and more about creating options.

The option to work less. To change direction. To spend more time with family. To travel. Or to keep working because you genuinely enjoy it, rather than because you have to.

That is what financial freedom looks like to me.

Read the full article here:

Road to Retirement Remember the days when your parents or grandparents downed tools at 65? It seems Gen Xers and early Millennial...

28/07/2026

Last week I had the opportunity to speak with Rural Guardian about something I believe every woman should feel confident talking about... money.

For too long, money has been seen as something we don't discuss, or something someone else takes care of.

But understanding your finances isn't about becoming obsessed with money.
It's about creating choices.
It's about feeling secure.
It's about knowing that if life changes, you have options.

Whether you live in the city or on a farm, these conversations matter.

A big thank you to Claire Inkson and the Rural Guardian team for helping shine a light on an important topic.

When Levridge founder and financial adviser Amy Po-Ching stood in front of a room full of women at the Women in Seed Forum in Christchurch last month, the discussion quickly turned from KiwiSaver and investing to women can feel uncomfortable talking about : financial independence.But it’s a conver...

20/07/2026

Before you ever earned your own money, you were already learning about it.

You noticed who paid the bills, whether money was talked about openly, and whether it felt abundant, stressful, or scarce.

You also remember the phrases you heard growing up:

💬 “Money doesn’t grow on trees.”
💬 “We can’t afford that.”
💬 “Ask your father.”

Those messages can quietly shape the way we save, spend, invest, and make financial decisions as adults.

This is a snippet from my latest conversation with Luke Kemeys on the Keep The Change podcast, where we explore money culture and how our upbringing influences the way we think and feel about money today.

What’s one money phrase you remember hearing as a child?

The full episode is now available on YouTube, Spotify, and Apple Podcasts.

13/07/2026

09/07/2026

08/07/2026

I recently worked with two teachers.

They weren’t on crazy incomes. They had a mortgage, kids, KiwiSaver, and a goal to eventually work less.

When I looked at their plan, the opportunity wasn’t some flashy investment move.
It was understanding whether their KiwiSaver settings matched their timeline, then building a strategy around consistent investing, property, and long term cash flow.

The result?
A plan where they could potentially move to 4 days a week at 50, 3 days a week at 55, and retire at 60 with $100k of passive income each year.

Not because they were earning massive money.

Because they had a plan, stayed consistent, and made their money work harder.
It’s one of the real client stories I shared with Luke Kemeys on the Keep The Change podcast, showing how a clear plan can change what the future looks like.