Bizzy

Running a business is hard enough, getting finance shouldn't be. One application, browse multiple funding options, find the right match for your business.

NZ’s largest online marketplace for business lending - compare options from 15+ lenders online, with only one application

Quotes in 24h | Free to use | No credit score impact Bizzy connects small businesses with a wide range of lenders - whether it's for short term gaps or long term growth plans.

03/06/2026

When did you last check what funding options are available to your business?

Bizzy lets you put in one application and see funding options from multiple lenders, side by side. No ringing around. No repeating yourself. Just a clear view of what's available for your business.

Head to bizzyhub.co to see what options are available for your business.

02/06/2026

The Reserve Bank of NZ latest Financial Stability Report confirms a lot of what we see at Bizzy.

Banks are seeing more SMEs seeking finance for acquisitions, asset purchases, business expansions, and working capital. The demand is there.

But the report also flags two consistent friction points:
• Unlike mortgages, the SME lending market is less transparent, making it harder for business owners to know whether the rate they have been offered is competitive.
• Smaller firms continue to report higher rejection rates and loan terms they find unacceptable more frequently than larger businesses.

This is why we built Bizzy. One application reaches 15+ specialist lenders, with offers presented side by side — rates, fees, and total cost. The ability to compare is the starting point for knowing whether any individual offer is actually a good one.

Full RBNZ report linked in comments 👇

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27/05/2026

The fast and transparent way to compare NZ business loans

• Lending from 10K - 2M
• Receive quotes in 24-48 hours
• Free to apply, no credit score impact
• 15+ lenders to compare

25/05/2026

When you're focused on securing business lending, it’s easy to just look at the headline interest rates - but it rarely tells the full story.

We recently saw a case where two providers offered the exact lending amount. However, one offer carried:
- $4,000 in additional interest over the 12 month term
- An early repayment fee that locked the business in.

By comparing them side-by-side on Bizzy first, this business owner kept kept $4,000 in their business cashflow on a small short term loan, with the flexibility to repay.

At Bizzy, we’re here to help you compare the "fine print" transparently and find the best option before you sign on the dotted line.

Curious what your lending options actually look like? Compare for yourself at bizzyhub.co

20/05/2026

We had a great time last night at the Auckland Business Chamber event with Simon Bridges, networking with business owners and sharing what we do.

We are a proud partner of the Chamber and love being able to support the SME community with better access to capital. Get in touch with us today to book your member exclusive Funding Prep session with the Bizzy team!

18/05/2026

We love getting feedback like this.

A recent customer has exausted all options known to them, ready to sell their personal assets to get a business sale across the line. That's where Bizzy stepped in, with our large panel of lenders we were able to match them with the right lending and help turn their dream into a reality.

Huge thanks to the support of our lending partner for getting this one across the line 👏

13/05/2026

You've found the business to buy. What's next?

Securing finance to purchase a business comes down to how well prepared your application is. At Bizzy, we see a clear pattern, the applications that move forward quickly are the ones that have the right information ready.

Lenders typically look for information in three categories:

1. Information about the business you want to purchase. This includes set up costs, not just the purchase price, but any working capital needed post-purchase, along with previous business performance and forecasted financials.

2. Your own personal borrowing profile. Experience in the field and your motivations for the acquisition matter more than most people expect. Alongside what capital you are contributing to the sale, and whether personal property or assets can be secured against the loan

3. Details of any existing businesses you operate - if applicable. This is often overlooked however owning an existing business strengthens your application and can open up funding against existing cashflow elsewhere.

Read our full guide to Business Acquisition in NZ: https://www.bizzyhub.co/bizzyhub-blog/purchasebusiness

11/05/2026

A recent customer came to us after going through 3 brokers and 10 lender declines.

They had spotted an opportunity to purchase a business that made real sense alongside what they already ran and had clear potential to scale. It was an opportunity they didn't want to miss and they were ready to sell personal vehicles to make it happen.

What made their application strong was straightforward: 20 years of experience as business owners, around 30% of their own capital to contribute to the purchase, and an existing business that showed lenders they knew how to run one. The previous brokers had put them in the too-hard basket. Their application told a different story.

Their request went out across the Bizzy lending panel. They received three funded offers and six additional lender responses. A huge shout out to our lending partner - with them, they were able to secure $75,000 to fund the sale.

As they put it: "Just when we thought we were down and out, Bizzy came through with one final option. That one option ultimately secured the funding we needed to kick-start the business — and it took someone willing to think outside the box to make it happen."

For experienced business owners, a decline is rarely the full picture. The NZ lending market is broader than most people realize, and sometimes it takes one lender looking at a request differently to change the outcome.

07/05/2026

When it comes to funding a business acquisition in NZ, there are four main routes, and we see most buyers combining more than one.

1. Bank Loans: Often the most cost effective way to fund a purchase, but they also tend to have stricter lending rules and can be harder to access
2. Non-Bank Finance: Typically much faster than banks when time is of the essence with funding available in days, not several weeks.
3. Vendor Finance: Via the buyer however less common as it requires a continued financial relationship between buyer and seller post sale.
4. Capital Stacking: This is something we see frequently, a combination of personal capital, bank loans and non-bank finance to make up the full amount.

While interest rates are a key consideration, speed and flexibility are often just as critical to business owners when seizing an opportunity.

Read our full guide to business acquisition finance in NZ: https://www.bizzyhub.co/bizzyhub-blog/purchasebusiness

04/05/2026

We've seen a clear trend towards more Kiwi business owners choosing to buy a business instead of starting from scratch.

While numbers fluctuate, there are typically between 3,000 and 5,000 businesses listed for sale across the country at any given time. With business confidence rising in 2026, it can be a great time to purchase and grow a business, or expand your business offering and portfolio.

At Bizzy, around 1 in 5 lending requests last financial year were related to financing a new business acquisition. The trickiest part for business owners is typically securing the finance.

We've put together a guide on the main options to fund business purchases in NZ, and how to prepare for applying for business acquisition finance. Link in comments.

Read the full: https://www.bizzyhub.co/bizzyhub-blog/purchasebusiness

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152 Quay Street, Level 7
Auckland
1010

Website

http://www.bizzyhub.co/

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