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Kingdom Financial Services Ltd

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Kingdom Financial Services Ltd

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We believe financial planning should be simple yet effective. Our focus is on providing clear solutions to support you and your family’s financial security.

28/10/2026

Your house, car and phone may be insured. But what about the income that pays for all 3? 🏡🚗📱

Most households run on a regular income: the mortgage or rent, groceries, power, transport and all the everyday costs that keep life moving.

Income protection is there to support you if an illness or injury stops you from working.

It's different to ACC. ACC generally offers support for injuries caused by accidents, but not always for illnesses. So what if you got sick and couldn't work for 6+ months?

A good question to ask yourself:
👉 If I can't work or get paid, will my household, lifestyle and bills be covered?

The answer looks different for every household. If you'd like to talk through your options, let's chat.

📧 [email protected]
📞 021 0260 3544
📅 Book a quick review.

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Disclosure: Rinette Swanepoel (FSP 1005468) is a financial adviser with Kingdom Financial Services Ltd (FSP 728451). This post is general information only and does not take into account your personal circumstances, objectives or financial situation. It is not personalised financial advice. Please find more information at www.kingdomfs.co.nz

13/10/2026

Most people think of insurance as something that pays out when you’re gone. 💭

But what if you don’t die, and you just can’t work for a while?

An illness, an injury, or months off work can happen to anyone. The mortgage or rent, the groceries and the bills don’t stop just because working does.

That’s what living cover is for. Income protection and trauma cover are there to support you while you’re still here, so you can focus on getting better, not on how the bills will get paid.

If you’re not sure about your cover, let’s have a chat. No pressure, just clarity. 🤝

📅 Book a free 30-minute chat
✉️ [email protected]

Kingdom Financial Services, Simple Solutions With Vision

General information only, not personalised financial advice. It doesn’t take into account your objectives, financial situation or needs. Cover is subject to each policy’s terms, conditions and exclusions. Please speak with a financial adviser before making decisions. Rinette Swanepoel FSP 1005468 | Kingdom Financial Services Ltd FSP 728451. Disclosure statement: kingdomfs.co.nz/rinette-swanepoel-disclosure-statment/

05/10/2026

"ACC's got me" 😎 …until it doesn't.

ACC is brilliant if you have an accident. But if you can't work because of illness, like cancer, a heart condition, or burnout, there's a chance ACC won't be paying your bills.

So who's covering the mortgage, the rent, the groceries? 🤔

Income protection can replace part of your income if you're unable to work due to illness or injury, so you can focus on getting better instead of stressing about money.

Not sure if you're covered? Let's have a quick, no-pressure chat. 30 minutes, free, and you'll walk away knowing where you stand.

📅 Book here: crm.advisercrm.co.nz/bookings/30minutesmeeting?rid=836cf85dd1a429952732b2e72336d67bd6cf8d88a2f3517989bdf4f3126813aebeab016278a5b67e9de83f3f9fb9b684gidcecd3b67f6f34ece5c1bc1e1e8c9d22dc20a874f96ca6cafa3e70d78765bd65d
📞 021 0260 3544
✉️ [email protected]

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General information only, not personalised financial advice. Insurance cover is subject to policy terms, conditions and exclusions. Rinette Swanepoel (FSP 1005468) is a financial adviser with Kingdom Financial Services Ltd (FSP 728451). Disclosure statement: kingdomfs.co.nz/rinette-swanepoel-disclosure-statment/

01/10/2026

Protect what matters. Plan with confidence. 💙

Hi, I'm Rinette 👋 At Kingdom Financial Services, we help Kiwis and their families get on top of the financial side of life, with advice that's practical, personal and built around what matters most to you.

Here's how we can help:
🛡️ Personal insurance – life, health and income protection
📈 KiwiSaver & retirement – your fund, contributions and goals
🏠 Mortgages & lending – through our in-house mortgage adviser, for first homes, refinancing and structure
📝 Wills & estate planning – wills and referrals for Enduring Powers of Attorney

Not sure where to start? That's completely normal. Let's have a relaxed chat about what might be worth reviewing, and I'll make sure you're connected with the right person on our team 😊

📅 Book a free 30-minute chat: crm.advisercrm.co.nz/bookings/30minutesmeeting?rid=836cf85dd1a429952732b2e72336d67bd6cf8d88a2f3517989bdf4f3126813aebeab016278a5b67e9de83f3f9fb9b684gidcecd3b67f6f34ece5c1bc1e1e8c9d22dc20a874f96ca6cafa3e70d78765bd65d
📞 021 0260 3544 | ✉️ [email protected]
🌐 www.kingdomfs.co.nz

Kingdom Financial Services – Simple Solutions With Vision
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Kingdom Financial Services Ltd (FSP 728451). Rinette Swanepoel (FSP 1005468) provides financial advice on behalf of Kingdom Financial Services Ltd. Mortgage and lending advice is provided by Kingdom Financial Services' in-house mortgage adviser. The information in this post is general in nature and is not personalised financial advice. It does not take into account your individual circumstances, objectives or financial situation. Please seek personalised advice before making any financial decisions. Disclosure statement: kingdomfs.co.nz/rinette-swanepoel-disclosure-statment/

20/09/2026

Your car is insured. Your house is insured. What about the income that pays for both?

Only 1 in 10 Kiwis has income protection — and ACC only covers accidents, not all illnesses. Financial Services research found New Zealanders are more than twice as likely to be off work for six months from illness than from an accident.

I'm Rinette, a Financial Adviser in Auckland. I can help with Personal insurance, KiwiSaver, mortgages and wills — no jargon, no pressure, just a look at where you actually stand.

Let's chat about your options!
📞 021 0260 3544
✉️ [email protected]
📅 Book a free 30-minute chat

14/09/2026

KiwiSaver on autopilot? 👀 The right fund could make a $78,614 difference over just 20 years — and most Kiwis have never actually checked theirs.

Even the average person retiring today only has $69,104 in KiwiSaver. Drawn down at 4% a year, that's about $53 a week — before NZ Super.

We'll show you exactly what to look at, in a free 15-minute chat. No jargon, no pressure.

📞 021 0260 3655
✉️ [email protected]
Kingdom Financial Services — Simple solutions with vision

03/09/2026

🌱 Is your KiwiSaver still right for you?

Many people join KiwiSaver and then forget about it—but your fund choice, contribution rate, fees and goals can all affect how your savings grow over time.

💡 Cool fact: If you’re eligible, the Government contributes 25 cents for every $1 of your own money you put into KiwiSaver, up to $260.72 each year.

Whether you’re saving for your first home or planning for retirement, I can help you understand where your KiwiSaver is invested and whether it still suits your goals.

Get in touch today to arrange a friendly KiwiSaver review.

📩 [email protected]

*Eligibility and conditions apply. KiwiSaver investments can go up or down, and returns are not guaranteed. This is general information and does not take your personal circumstances into account.*

25/08/2026

🐒 Your bills don’t take sick days… and unfortunately, neither does your mortgage.

If an illness or injury meant you couldn’t work, how long could you keep covering the groceries, power, mortgage and everyday expenses?

Income Protection Cover may help replace part of your income while you’re unable to work—giving you space to focus on getting better, rather than worrying about the next bill.

Not sure whether your current cover is enough, or if you have any protection in place at all? Let’s have a chat and make sure your income has the right backup plan.

📞 021 0260 3544
📧 [email protected]
🌐 www.kingdomfs.co.nz

Terms, conditions, eligibility and underwriting criteria apply. ACC is government-provided and may not cover every illness, injury or loss of income.

11/08/2026

🔵 BLUE MONKEY DOWN?

If you’re self-employed, a few weeks off the tools can hit more than just your workflow.

The mortgage still needs paying.
The ute still needs fuel.
Groceries still need buying.
And the bills definitely don’t take sick leave.

ACC may provide support if you’re unable to work because of an injury — but what happens if you’re off work because you’re sick?

That’s where Income Protection Cover may help.

With the right cover in place, you may be able to receive a regular payment to help replace part of your income if illness or injury keeps you from working.

🛠️ Self-employed tradie?
👷 Contractor?
🔨 Running your own business?

It could be worth finding out what you’d actually be covered for before you need it.

Don’t wait until the Blue Monkey takes you out.

📞 Talk to me about ACC and Income Protection Cover and whether your current protection is enough.

Rinette Swanepoel | Financial Adviser
Kingdom Financial Services
📱 021 0260 3544
✉️ [email protected]
🌐 kingdomfs.co.nz

Income Protection Cover is subject to policy terms, conditions, eligibility and underwriting. ACC entitlements depend on your individual circumstances.

07/08/2026

Yesterday I had the privilege of joining this panel alongside some amazing women in the industry.

We shared some of the lessons we’ve learned through business, leadership and life, and spoke honestly about resilience, the experiences that have shaped us, and the reality of balancing it all.

It was lovely connecting with so many like-minded women and being in a room full of inspiring businesswomen. I really enjoyed being part of it 🥰

Address

Auckland

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

09 479 1095

Website

http://www.kingdomfs.co.nz/, https://crm.advisercrm.co.nz/bookings/30minutesmeeting?rid=63f2ab528ca69befc8b7e72af4137b8b

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