Kiwi Edition

10/08/2026

Comparing Labour’s Capital Gains Tax (CGT) Proposal With the Minor Parties’ Alternatives

Here at Kiwi Edition we look at what each policy would actually tax, when the tax is effective and therefore what it could mean for property owners.

https://kiwiedition.co.nz/capital-gains-tax-vs-wealth-tax/

10/07/2026

July Update:
The Reserve Bank has lifted the Official Cash Rate (OCR) which is the first increase in over 2-years and was not what most financial advisers and economists expected.

Let's unpack why the Reserve Bank has increased the OCR and look at what might happen for the rest of the year.
https://kiwiedition.co.nz/july-increased-the-ocr/

25/06/2026

First-Home Buyers Increase Market Share

Cotality’s latest figures show first-home buyers now account for close to three in ten purchases nationwide, up from already high levels last year. That makes them the single largest buyer group in the market.

https://kiwiedition.co.nz/first-home-buyers-increase-market-share/

23/06/2026

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22/06/2026

Heartland Bank to buy TSB

Heartland is New Zealand’s nineth largest bank (by assets) but once merged, the new entity TSB Heartland Bank will be the seventh largest bank, behind the big four Australian-owned banks, Kiwibank and Rabobank.

How they use the extra size will be interesting.

The owner of TSB has agreed to sell the bank to Heartland Group Holdings for $620 million to create a “larger New Zealand challenger bank” with a regional

17/06/2026

Stop Trying to Predict Interest Rates!

You can spend a lot of time on research and following the news both here and around the world, but if there is one thing that we have learned it’s that trying to predict interest rates is a fool’s game - especially in recent times!

https://kiwiedition.co.nz/predict-interest-rates/

09/06/2026

Yes, what a mess we have ended up in – global volatility has thrown a bit of a spanner in the works this year.

Most of us had probably expected a better start to 2026, but the recent Reserve Bank OCR Announcement and Monetary Policy Statement added to the gloom, and we didn't expect much in the Budget - and that was as expected too

https://kiwiedition.co.nz/market-update-for-june-2026-what-a-mess/

13/05/2026

Australians are poorer and everything is moving in the wrong direction - similar to Kiwi's if we are honest.

Australians are poorer because of this shock to oil prices and energy prices and all the other commodity prices that are being impacted. Inflation and unemployment are forecast to peak higher, while spending, investment and overall GDP growth will be weaker.

"In essence, everything is moving in the wrong direction."

Bleak rate hike assessment: 'Australians are poorer' and 'everything is moving in the wrong direction'By Jorge Branco5:41am May 6, 2026 X Facebook Mail The Reserve Bank's third successive rate hike hit mortgage holders like a kick in the guts and there is little light to be found at the end of the t...

13/05/2026

Double Blow for Aussie Property Investors

Sweeping reforms are coming for two of Australia's most controversial tax structures: negative gearing and the capital gains tax (CGT) discount.

Sweeping reforms are coming for two of Australia's most controversial tax structures: negative gearing and ...

22/03/2026

People have been asking how and why the Middle East conflict affects mortgage rates in New Zealand, and so we have drafted this quick summary.

https://kiwiedition.co.nz/how-the-middle-east-conflict-affects-mortgage-rates/