Reliable Brokers

Reliable Brokers 🏠 Mortgage & Insurance made easy
💼 Real advice. Helping Kiwis buy smarter.
📍 NZ-based
Book your free consultation Come for savings, personalized advice.

Stay for great customer service.

22/06/2026

Think you could prove everything you own? 🤔

Most people can't.

And that's exactly why claims get complicated.

Receipts help, but they're not the only proof. Photos, emails, bank transactions, serial numbers and even pictures of you using an item can make a huge difference.

Take 10 minutes today and photograph the things you'd hate to replace.

It's one of the easiest insurance wins you'll ever get.

16/06/2026

"I've been paying premiums for years, why do I still have to pay an excess?"
It's one of the most common complaints we hear.

But excess isn't a hidden fee or a penalty. It's the portion of risk you agreed to take on when you chose your policy.

The bigger mistake?
Choosing an excess that's too high to comfortably afford when life happens.

Before your next renewal, ask yourself:
💭 If I had to make a claim tomorrow, could I actually pay my excess?

11/06/2026

For decades, property investors asked one question:
"How much will it go up?"

Today, more people are asking:
"What if it doesn't?"

That doesn't mean property is a bad investment.
It means the game may be changing.

When rapid capital growth slows, investors start paying attention to different things:
✔ Cash flow
✔ Rental yield
✔ Location quality
✔ Long-term fundamentals

The easy money mindset is fading.
And smart investors are adapting.

What's more important to you right now?
📈 Capital growth
💰 Cash flow

09/06/2026

A fixed rate isn't just about the interest rate.
It's about certainty.

The question is:
How much flexibility are you willing to give up for it?

Would you fix your entire mortgage today?
👇 Yes or No?

05/06/2026

The market hasn't stopped selling homes.
It's stopped rewarding lazy pricing.

A few years ago, buyers had to make decisions fast.
Today?

They can compare. They can negotiate.
And if they don't like a property...
They can move on to the next one.

Let's talk strategy before you hit the market.
0800 001 789

04/06/2026

Would you pay off your mortgage early if you had extra money available?

Most people would immediately say yes.
But many people take a different approach.

Instead of rushing to eliminate debt, they focus on flexibility, liquidity, and opportunities.

That doesn't mean carrying debt is always better.

It simply means the smartest financial strategy depends on your goals, income, investments, and future plans.

There's no one-size-fits-all answer.

The real question is:
What puts you in the strongest financial position long-term?

📞 0800 001 789

02/06/2026

Buying a home isn't just about finding the right property. It's about understanding what's happening behind the negotiation.

If you're told that increasing your offer will "probably" secure the property, pause for a second.

Are you genuinely close to a deal?
Or are you simply being encouraged to pay more?

The answer can make a significant difference to the final purchase price.

Before making your next move, understand the negotiation, not just the number.

Need guidance through the buying process? Reliable Brokers is here to help.

28/05/2026

In Auckland’s current market, some properties are selling well below expectations… while others are attracting serious competition behind the scenes.

The smartest buyers right now aren’t just looking at numbers.
They’re studying:
• days on market
• vendor motivation
• buyer activity
• and recent comparable sales

Because negotiation strategy can save (or cost) you tens of thousands.

A good deal isn’t always the cheapest house.
It’s the house you negotiated properly.

Thinking of buying soon?
You might need a strategy more than a bigger budget.

25/05/2026

Everyone watches the OCR.
But banks watch a lot more than that.

While the OCR has remained at 2.25% since Nov 2025, several NZ banks have recently increased some fixed mortgage rates, especially longer fixed terms.

With the next OCR review happening on 27 May, borrowers are now trying to understand:
Will rates hold?
Could they rise again?
And what should you actually be fixing for?

This is why relying on headlines alone can sometimes be misleading.
If your mortgage is coming up for refix, now’s the time to review your options properly.

📞 0800 001 789
📩 DM us if you want to understand what the current market could mean for your mortgage situation.

20/05/2026

What if the smarter move right now… isn’t moving at all?

With interest rates, moving costs, legal fees, deposits, and competition still putting pressure on buyers, more homeowners are starting to ask a different question:
“Should we just improve the house we already have?”

ANZ recently introduced a Reno Loan offering eligible homeowners up to $50,000 at a special fixed rate for renovations.

For some people, that could mean finally doing the kitchen, bathroom, outdoor area, or repairs they’ve been putting off for years.

Would you renovate… or relocate?

Address

Level 1, 41 Totara Avenue, New Lynn
Auckland
0600

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 9am - 7pm
Saturday 9am - 2pm

Telephone

+64800001789

Website

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