08/04/2026
It’s another hold.
The OCR remains at 2.25%, with the Reserve Bank carefully balancing persistent inflation against an economy that’s still finding its feet. Rising fuel prices are putting pressure on costs, while households and businesses continue to navigate the current market.
That’s why financial advice & getting in touch with a mortgage mentor isn’t about timing the market - it’s about having the right plan in place at all times.
Wherever you’re heading next, it starts with a plan. Speak to a Mortgage Mentor and get guidance you can trust.
The outlook is clouded by the Middle East conflict and oil shock.