The Mortgage Supply Co

08/09/2025

NZ house prices dipped again in August - the fifth monthly fall in a row 🏘

Sales activity is picking up, new records for clients switching banks, regional up and downs - What does this mean for 2026?

Read our latest Property Insight with Cotality here 👇

NZ house prices dipped again in August 2025. Discover regional trends, buyer activity, and what could shape the market heading into 2026.

28/08/2025

✨ Exciting News ✨
Yesterday we were announced as 2degrees Business Award finalists for both People’s Choice and Employer of the Year!

We did a little digging earlier this week and found some fun (and pretty incredible) facts:
🏆 This year we’ll be awarding 7 long service awards - including two 15 year, one 10 year and four 5 year milestones!
🤯19 of our team members have been with us for more than 5 years
🌟 So far in 2025, we've welcomed 18 new team members!

During the nomination process, we were reminded what makes us different: the culture we’ve built around collaboration, expertise, integrity, honesty, balance, and always putting people first. Together, we've had the privilege of helping over 20,000 clients secure finance, achieve their goals, and build wealth for themselves and their families.

At the end of the day, it comes down to this: we’ve found a bunch of bloody good people, who are damn good at what they do!

🙏 Thank you for all your votes and support. The messages have been flooding in, and the team is feeling pretty chuffed!

Auckland Business Awards Auckland Business Chamber

21/08/2025

OCR has dropped to 3% 📉 With floating and fixed rate cuts already coming through, a smarter refix strategy or new lending structure could make all the difference. Now’s the time to review your lending!

👉 Want the full breakdown? Read our update here:

The OCR drops to 3% with more cuts expected. See what this means for NZ borrowers, from floating to fixed rates and refix strategies.

18/08/2025

Today we're celebrating Sam, Jess and Dave! 🙌
All three have just been named NZA's Top Advisers 2025 - recognition that couldn't be more deserved.

We get to see the effort, care, and commitment they put in every day, so it's pretty special to see that acknowledged at a national level! Congratulations team - couldn't be prouder!

Sam Burnett - The Mortgage Supply Co
Jess Barlow - nee Pronk - The Mortgage Supply Co
David Windler - The Mortgage Supply Co
NZ Adviser

05/08/2025

Big news! 🎉
We’ve been nominated for the People’s Choice Award at the 2degrees Business Awards and need your help!
If we've helped you secure finance and made mortgages feel a little less overwhelming - we'd love your vote!

It only takes 2 clicks - VOTE HERE 🫶✨

We use cookies to personalise your account, to provide social media features, to analyse traffic, and so you can stay logged in. For more information, see our cookie policy.

07/07/2025

June brought a small lift in NZ house prices - enough to balance the dips in April and May!
But what’s really happening in the market? And what does it mean for buyers, sellers, and investors? 🤔

Read the full Cotality NZ's Property Insight here 👇🏻

NZ house prices raised in June 2025, offsetting earlier dips. See the latest trends, regional shifts, and what’s next for the property market.

16/06/2025

📌 OCR Update
The Reserve Bank has dropped the Official Cash Rate again — now sitting at 3.25%.
✅ Good news if you’re due to refix soon
✅ Rates are dropping
✅ Strategic timing matters and could save you thousands
✅ No one-size-fits-all approach — the right fix depends on your unique situation, goals and risk appetite

📌 Cotality Property Insight
The market is still bumpy — May saw a small 0.1% dip in national values.
🏡 Queenstown is leading regional growth (+1.2%)
🏡 Christchurch saw the biggest drop (-0.8%)
🏡 First home buyers & investors — there are still opportunities out there

📌 Landlords — July Deadline Incoming
All rentals must meet Healthy Homes Standards by 1 July 2025.
If you’re not ready, now’s the time to act. Not sure how you'll cover the cost of upgrades? We can help you explore your options, reach out for a chat!

📌 Council Valuations
Auckland CVs are down 9% on average — but don’t panic.
Lenders use more accurate tools like Cotality, Valocity and registered valuations when assessing your property.
(But CVs do affect your rates 💸)

💬 Want to make smart moves in this market?
Let’s chat. No obligations, just good advice.

Want more info on all of the above?
Head over to our blog!

📞 0800 MY SUPPLY
📧 [email protected]
🔗 www.mortgagesupply.co.nz

10/04/2025

📉 The OCR has dropped to 3.5% - the lowest since 2022!
Wondering what that means for your mortgage or lending options? 📊💰

We’ve broken it down in our latest blog – from how it could affect your repayments to what smart borrowers should be thinking about next!

Click to read!

Have you heard the news? The Reserve Bank has reduced the Official Cash Rate (OCR) by 0.25%, bringing it down to 3.5% – the lowest level since October 2022! Whilst this was widely expected by economists, it also shows that the Reserve Bank is keeping a close eye on the global picture. With rising ...