Shane Gadsdon Insurance & KiwiSaver Specialist

26/05/2026

Grateful to be recognised across Australasia for 2026 and honoured to be named the top broker in NZ 🇳🇿

A big thank you to my clients and partners for your continued trust and support, this wouldn’t be possible without you.

18/05/2026

Pay down the mortgage, or invest more for retirement?

It’s a question many people think about, especially as retirement gets closer.

There isn’t one right answer for everyone. Paying down a mortgage can reduce interest costs and provide peace of mind, while investing through KiwiSaver or other investments may provide long-term growth potential. The right balance depends on things like your timeframe, risk comfort, mortgage rate, cashflow and retirement plans.

This article looks at some of the factors worth thinking about.

If you’re weighing up your options, I’m happy to help you look at how they may fit your wider financial plan.

Money correspondent Susan Edmunds answers questions around KiwiSaver and mortgages.

15/05/2026

Market ups and downs can make investing feel uncertain.

When headlines are noisy, it can be tempting to react quickly or try to pick the perfect time to invest. But for many long-term investors, consistency can be more important than trying to predict short-term market movements.

Regular investing and staying focused on your longer-term goals can help take some of the pressure out of market timing.

If you’re feeling unsure about your investment strategy, I’m happy to talk it through with you.

07/05/2026

Choosing the right KiwiSaver fund is about more than just performance.

Your fund should reflect your goals, your timeframe, and how comfortable you are with market ups and downs along the way.

If you’re not sure whether your current KiwiSaver fund is the right fit, feel free to get in touch with me. I’d be happy to help you work through it.

30/04/2026

Insurance can feel a bit overwhelming, especially when there are different types of cover to think about.

The right starting point is usually your own situation: your income, your family, your health needs, and what you’d want protected if something unexpected happened.

If you’re not sure where to begin, get in touch. I can talk through your options and help you work out what makes sense for you.

24/04/2026

Life doesn’t stand still, and your insurance shouldn’t either.

If it’s been a while since you last reviewed your cover, now could be a good time to check it still lines up with where you’re at. Changes in income, family, or goals can all make a difference.

A quick review can help make sure you’re still on track. Get in touch if you’d like to talk it through.

17/04/2026

Good financial habits often start small.

Putting a little aside regularly, keeping an eye on spending, and planning ahead can all help build stronger financial foundations over time.

This short video shares a few simple ideas to get started.

10/04/2026

Recent global events have brought a lot of attention to oil prices, inflation and market movements.

When uncertainty increases, markets often respond quickly as investors adjust to new information. While this can lead to short-term volatility, it’s a normal part of how financial markets operate.

Our article explains what’s driving the recent movements and what they could mean more broadly.

02/04/2026

From 1 April, a number of financial changes take effect in New Zealand that may affect your income, expenses, and long-term savings.

These include updates to KiwiSaver contribution rates, NZ Super, the minimum wage, ACC levies, and Working for Families payments, along with a few other rule changes.

Some of these adjustments happen automatically, while others may be worth understanding so you know how they could affect your situation.

If you’d like a quick overview of what’s changing and what it might mean, you can read the full article below.

From April 1, KiwiSaver default contributions lift to 3.5% for all workers.

27/03/2026

Most of us rely on our ability to work to support our lifestyle.

TPD cover is there for the situations where that’s no longer possible, helping provide a financial buffer when it’s needed most.

If you’d like to understand how it works or whether it could be relevant for you, feel free to get in touch.