Advice Knight

Home
New Zealand
Auckland
Advice Knight

Call Directions Website Contact the business

Family owned business dedicated to helping you make smart financial decisions. And the best part? Our service is free of charge.

Advice Knight Ltd is small family owned financial advice company specialising in lending with decades of combined experience among the team having both worked at major banks and other brokerages. Understanding the banks’ thinking and regulatory requirements is incredibly valuable as is having access to a range of lenders that can facilitate many different scenarios. Being well versed in credit criteria and accross the recent CCCFA changes has increasingly strong merit in the current lending enviorment. Our broad experience in mortgage broking, personal financial planning, investment and insurance protection has helped hundreds of clients make smart financial decisions based on life stage, future goals, and budget. We pride ourselves to do everything we can to understand our client’s needs and to ensure great end results. With strong technical and negotiation skills, our team is able to confidently source great client outcomes. Whether it be your first home, an additional rental property or a review of your personal situation and possibilities, let our dedicated approach to financial advice exceed your expectations. Expect excellence through tailored and smarter solutions, better structures, and more informed advice. We look forward to hearing from you soon.

02/09/2026

OCR just moved – what does it mean for your mortgage?

The Reserve Bank today lifted the Official Cash Rate (OCR) by 0.25% to 2.75%, as expected. It’s the second increase in a row, with more gradual rises likely over the next 12–18 months to bring inflation back to target.

What this means for you:
• Floating/variable rates: Expect further small increases over time as the OCR rises.
• Fixed rates: Already pricing in higher OCR ahead, but still room for movement depending on the data.
• Strategy matters: The right mix of fixed vs floating now can give you more certainty and flexibility.

If you’re unsure where you sit, or want to stress‑test your repayments against possible rate moves, message me and we’ll run through your options.

28/08/2026

🌱 Over 2,000 trees planted! 🌱

We’re thrilled to share that, together with Trees That Count, we’ve now planted over 2,000 native trees across Aotearoa.

A huge thank you to our wonderful clients for being part of this initiative. Your ongoing support has helped us contribute to restoring native forests and creating a lasting difference for our environment and future generations. 💚

Find out more about Trees That Count. They connect supporters with restoration projects across Aotearoa.

GrowingTogether

26/08/2026

🏡 New Zealand’s housing market remains subdued, with property values continuing to drift rather than move sharply in either direction.

National property values fell 0.3% in July and remain 17.7% below their January 2022 peak. With more listings, cautious buyers and sellers adjusting their price expectations, buyers may still have the upper hand.

This creates opportunities to:

✅ Take more time with due diligence
✅ Negotiate on price and conditions
✅ Compare more properties
✅ Carefully assess building quality, insurance, flood risk and maintenance costs

However, lower house prices don’t automatically mean a property is affordable. Deposit requirements, interest rates, insurance, council rates and ongoing maintenance all need to be factored into the numbers.

The market also varies significantly by region, so national headlines don’t tell the whole story. Whether you’re buying your first home, upgrading or considering an investment, it’s important to understand how the lending implications fit with your wider financial position.

Read the full article via the News Updates link in our bio.

MortgageAdvice PropertyMarket FinancialAdvice AucklandProperty KiwiSaver AdviceKnight

25/08/2026

We’re hiring! 🎉

We’re looking for a new Relationship Manager to join our team and help more Kiwis feel confident about their mortgage and KiwiSaver decisions. If you love building genuine connections, explaining things simply, and making a real difference in people’s financial lives, we’d love to hear from you. Check out the role by clicking on the news link in our bio.

https://www.adviceknight.co.nz/post/we-re-hiring-1

03/08/2026

Ready to buy your first home? 🏡

Introducing our new First Home Buyers Guide to help make the journey feel a little less overwhelming.

Inside, you’ll find practical tips on:
• How to get started.
• What banks look for.
• How much deposit you may need.
• Steps to take before you apply.

If you’re thinking about buying your first home, this guide is a great place to start. Click the link in our bio or send us a message to get your hands on a free copy!

firsthome adviceknight

31/07/2026

Are you in the right KiwiSaver fund?
Fund performance makes a huge difference. It’s not just saving, it’s where you put it. Review your KiwiSaver today to make sure it’s working as hard as you are.

Click the KiwiSaver Review link in our bio to get started.

29/07/2026

This is what it’s all about - we love helping make the property process easier and giving advice that made sense for the long run.

Thank you for trusting Anthony Sage and the team — we really appreciate it and are so happy we could help.

08/07/2026

📣 The OCR has moved again — so what does that mean for your mortgage? 🏠 💰

With the Reserve Bank lifting the Official Cash Rate, we’re likely to see continued pressure on interest rates. For homeowners and buyers, this can impact repayments, borrowing power, and overall strategy.

Now more than ever, it’s important to:
* Review your current loan structure
* Check when your fixed rates are rolling over
* Explore options to reduce interest costs and stay in control

Every situation is different — and small changes can make a big difference over time.

If you’re unsure how this affects you, we’re here to help you make sense of it and plan your next move with confidence.

Send us a message or get in touch for a quick review.

FinancialAdvice AdviceKnight PropertyNZ MortgageTips

26/06/2026

We always love helping first home buyers!

Thank you for the feedback guys, it was a pleasure to be part of your journey and we wish you every happiness in your new home!

03/06/2026

Heard of LVR but not quite sure what it means for you?

LVR (Loan-to-Value Ratio) is a key factor banks use when deciding your home loan. In simple terms, it’s the percentage of the property value you’re borrowing. The lower your LVR, the less risk for the bank — and often the better your options.

For example, if you’re buying a $800,000 home with a $160,000 deposit, your LVR is 80%. This unlocks sharper rates and avoids extra costs like low equity margins.

With lending rules and bank policies constantly shifting, understanding your LVR can be the difference between getting approved — or not.

If you’re unsure where you sit, it’s worth checking before you start house hunting.

Address

Auckland
0624

Telephone

+642102428000

Website

http://www.adviceknight.co.nz/

Alerts

Be the first to know and let us send you an email when Advice Knight posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Advice Knight:

My Money
360 Remuera Road

Want your business to be the top-listed finance company in Auckland?