Philip Mairs - Kingbird NZ

26/09/2025

📢 IMPORTANT UPDATE - WE’VE MOVED! 📢

Hi everyone! We’ve moved to our new official page to better serve you with mortgage advice and updates.

🏠 Please follow our NEW page:

https://www.facebook.com/Philipfundsmartnz/

All future posts, mortgage tips, and updates will be shared on our new page. We’d love to have you join us there!

Thank you for your support, and we look forward to connecting with you on our new page.

Chartered Accountant turned Mortgage Broker. Helping Kiwis achieve their property dreams one loan at a time. FSP1006566

26/08/2025

Ready to Buy? Your First Home is Closer Than You Think!

23/08/2025

22/08/2025

Rent vs Buy: The $150K Question
Let’s break it down ⬇️

🏠 Buying
✔ Build $150,000+ in equity over time
✔ Stable payments instead of rising rent
✔ Pride of ownership & long-term investment

💸 Renting
✘ Build zero equity
✘ Pay your landlord’s mortgage, not your own
✘ No return on your hard-earned money

The difference is clear: Owning builds wealth—renting doesn’t.

💡 Ready to see if buying makes sense for you? I’ll run the numbers and show you how much equity you could be building instead of losing.

👉 Message me today to explore your path from renter to homeowner.

20/08/2025

Why Two Incomes = More Home

When two incomes come together, big dreams become possible!
With a strong combined strategy, couples can qualify for homes worth $1.1M or more. 🏡✨

Here’s how working as a team makes all the difference:
❤️ Shared income = higher approval power
❤️ Lower individual stress = stronger financial foundation
❤️ Bigger opportunities for your dream home

💡 Whether you’re newlyweds or longtime partners, the right mortgage strategy could unlock doors you never thought possible.

👉 Message me today and let’s explore how much your power couple potential could buy.

or Call Philip 021 596 340

20/08/2025

Breaking News: OCR Down! Time to Review Your Mortgage? Phone Philip 021 596340

20/08/2025

How Much Are You Really Paying?

Did you know that even a small difference in your mortgage rate could save you up to $9,880 per year? 🤯

💲 A lower rate = thousands of dollars back in your pocket.
💲 Over the life of your mortgage, that could mean tens of thousands in savings.

Don’t let high rates eat into your lifestyle. The right mortgage strategy makes all the difference.

Message me today—I’ll compare your options and show you exactly how much you could save.

or call Philip 021 596 340

19/08/2025

Hidden Costs of Buying a Home (Don’t Get Caught Off Guard!)

Buying a home is exciting—but many buyers get caught off guard by the extra costs they didn’t plan for. Did you know the average buyer can face over $6,800 in additional expenses on top of their down payment?

These can include:
✅ Closing costs
✅ Legal fees
✅ Land transfer taxes
✅ Home inspections
✅ Moving expenses

The good news? With the right guidance, you can be prepared and avoid surprises.

Message me today—I’ll walk you through all the costs so your dream home
doesn’t come with unexpected stress.

Philip 021 596 340

17/08/2025

Can you afford a $700k home? Call Philip Mairs, Mortgage Broker, to check your eligibility - 021 596 340

17/08/2025

Mortgage Reality: Can You Afford to Own a $900k Home?
Call Philip Mairs, Mortgage Broker, to Figure Out Your Numbers - 021 596 340"

15/08/2025

KiwiSaver = Home Sweet Home
Get expert advice from Philip Mairs on how to use your KiwiSaver for your first home. Call Philip 021 596 340.🤙