02/09/2026
OCR UPDATE: Now 2.75%
The Reserve Bank has increased the OCR by 0.25% to 2.75%. While this may lead to higher borrowing costs, there are still opportunities to stay ahead.
✅ Review your mortgage before your fixed rate expires
✅ Compare lender offers and refinancing options
✅ Consolidate high-interest debt into a smarter structure
✅ Check if your loan structure is still working for your goals
✅ Property investors: review cashflow and lending strategy
✅ Build a plan now rather than waiting for further rate changes
💡 A quick mortgage review today could save you thousands over the life of your loan.
📞 Anil Nehra | Better Choice Home Loans
📱 021 0268 2750
📧 [email protected]
🌐 www.betterchoice.co.nz