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Wikus4Advice Helping Kiwis get the best possible advice around Insurance, KiwiSaver & ACC Levy reductions for the money they pay as if I'm paying those premiums myself!

When it comes to Insurance, Wikus Erasmus has one simple passion : โ€œPositively impact any and everybody I come into contact with!โ€

Since 2003, his goal was to give people the same great experience he had when his own adviser helped him with his insurance the first time around. He brings an unrivalled excitement to the table when dealing with Insurance, KiwiSaver and ACC Levies for the Self-Employed, while helping clients be more cost-effective and efficient. His areas of focus are Auckland, Whangarei and Queenstown.

Had a really good chat this week with someone re their KiwiSaver who said:โ€œI wish Iโ€™d looked at this earlierโ€ฆโ€Thatโ€™s act...
18/04/2026

Had a really good chat this week with someone re their KiwiSaver who said:

โ€œI wish Iโ€™d looked at this earlierโ€ฆโ€

Thatโ€™s actually more common than youโ€™d think.

Most people donโ€™t realise whatโ€™s workingโ€ฆ and what isnโ€™tโ€ฆ until someone walks them through it properly.

Since the Amazing Race Game Iโ€™ve had a few people reach out recently saying:"๐™ƒ๐™š๐™ฎ โ€” ๐™„โ€™๐™ซ๐™š ๐™—๐™š๐™š๐™ฃ ๐™ข๐™š๐™–๐™ฃ๐™ž๐™ฃ๐™œ ๐™ฉ๐™ค ๐™˜๐™๐™š๐™˜๐™  ๐™ข๐™ฎ ๐™†๐™ž๐™ฌ๐™ž๐™Ž๐™–๐™ซ...
15/04/2026

Since the Amazing Race Game Iโ€™ve had a few people reach out recently saying:
"๐™ƒ๐™š๐™ฎ โ€” ๐™„โ€™๐™ซ๐™š ๐™—๐™š๐™š๐™ฃ ๐™ข๐™š๐™–๐™ฃ๐™ž๐™ฃ๐™œ ๐™ฉ๐™ค ๐™˜๐™๐™š๐™˜๐™  ๐™ข๐™ฎ ๐™†๐™ž๐™ฌ๐™ž๐™Ž๐™–๐™ซ๐™š๐™ง ๐™ฌ๐™ž๐™ฉ๐™ ๐™ฎ๐™ค๐™ชโ€ฆโ€

So I thought Iโ€™d do something simple

Over the next couple of weeks, Iโ€™m opening up a few quick KiwiSaver check-in chats again.

Nothing hectic โ€” just 10โ€“15 mins to see if things are actually set up properly.

๐Ÿ‘‰ If you jump on one of those chats, Iโ€™ll also put your name into a draw for a $250 gift box as a bit of a bonus ๐Ÿ‘

No catch โ€” just a ๐—ด๐—ผ๐—ผ๐—ฑ ๐—ฐ๐—ผ๐—ป๐˜ƒ๐—ฒ๐—ฟ๐˜€๐—ฎ๐˜๐—ถ๐—ผ๐—ป and a bit of value either way.

If youโ€™ve been meaning to get around to it, nowโ€™s a good time
Book a Call HERE โžก https://calendly.com/a4l/quickcall

Something I noticed last weekโ€ฆ ๐Ÿ‘€A lot of people arenโ€™t necessarily doing KiwiSaver wrongโ€ฆItโ€™s just not properly aligned ...
30/03/2026

Something I noticed last weekโ€ฆ ๐Ÿ‘€

A lot of people arenโ€™t necessarily doing KiwiSaver wrongโ€ฆ

Itโ€™s just not properly aligned to what theyโ€™re actually trying to achieve.

For example:
- planning to buy a house soon but still sitting in high growth
- contributing the bare minimum without realising what that means long-term
- or just never having had anyone explain how it all fits together

Nothing major โ€” just small misalignments.
But over time, those small things can make a big difference.

Thatโ€™s where a bit of strategy goes a long way ๐Ÿ‘

What a week that turned out to be One of the best parts of the last few days?๐™๐™๐™š ๐™ฅ๐™š๐™ค๐™ฅ๐™ก๐™š.Good chats, plenty of laughs, an...
29/03/2026

What a week that turned out to be

One of the best parts of the last few days?

๐™๐™๐™š ๐™ฅ๐™š๐™ค๐™ฅ๐™ก๐™š.

Good chats, plenty of laughs, and some really great conversations around goals, plans, and what the future could look like.

These are just a few of the posts people shared after coming through โ€” which was pretty awesome to see ๐Ÿ‘€

Itโ€™s always interesting how a quick chat can shift how someone sees their KiwiSaver.

And in most casesโ€ฆ we only scratched the surface.

Really appreciate everyone who came through and took the time to stop in ๐Ÿ‘

๐——๐—ฎ๐˜† ๐Ÿฏ โ€” ๐—ป๐—ผ๐˜ ๐—พ๐˜‚๐—ถ๐˜๐—ฒ ๐—ต๐—ผ๐˜„ ๐˜„๐—ฒ ๐—ฝ๐—น๐—ฎ๐—ป๐—ป๐—ฒ๐—ฑ ๐—ถ๐˜โ€ฆ ๐ŸŒง๏ธโ˜•Wellโ€ฆ today threw us a bit of a curveball.Flooding forced us to pack up earlier ...
26/03/2026

๐——๐—ฎ๐˜† ๐Ÿฏ โ€” ๐—ป๐—ผ๐˜ ๐—พ๐˜‚๐—ถ๐˜๐—ฒ ๐—ต๐—ผ๐˜„ ๐˜„๐—ฒ ๐—ฝ๐—น๐—ฎ๐—ป๐—ป๐—ฒ๐—ฑ ๐—ถ๐˜โ€ฆ ๐ŸŒง๏ธโ˜•

Wellโ€ฆ today threw us a bit of a curveball.

Flooding forced us to pack up earlier than expected โ€” but even with a shortened day, we still had some really solid conversations and great people come through.

Across today alone, we saw over $1,018,000 in improved KiwiSaver projections ๐Ÿ‘€

Again โ€” not from anything crazy, just small strategy shifts, better alignment, and understanding how everything fits together.

To those who tried to come through and got caught out by the weather โ€” sorry we missed you!

Butโ€ฆ weโ€™ve got you covered ๐Ÿ‘

If you still want to:
๐Ÿ‘‰ get your points
๐Ÿ‘‰ have a quick KiwiSaver WOF
๐Ÿ‘‰ and see how your setup is tracking

Weโ€™ll make an exception and do it online.

You can book here:
https://calendly.com/a4l

(It says 30 mins, but weโ€™ll likely only need about 10โ€“12 ๐Ÿ‘)

๐——๐—ฎ๐˜† ๐Ÿฎ... ๐——๐—ข๐—ก๐—˜ โ€” ๐—ฎ๐—ป๐—ฑ ๐—ถ๐˜โ€™๐˜€ ๐—ต๐—ฒ๐—ฎ๐˜๐—ถ๐—ป๐—ด ๐˜‚๐—ฝ ๐Ÿ‘€โ˜•More people came through yesterday and againโ€ฆ some seriously interesting conversat...
25/03/2026

๐——๐—ฎ๐˜† ๐Ÿฎ... ๐——๐—ข๐—ก๐—˜ โ€” ๐—ฎ๐—ป๐—ฑ ๐—ถ๐˜โ€™๐˜€ ๐—ต๐—ฒ๐—ฎ๐˜๐—ถ๐—ป๐—ด ๐˜‚๐—ฝ ๐Ÿ‘€โ˜•

More people came through yesterday and againโ€ฆ some seriously interesting conversations.

Across just yesterday, we saw over $1.8 million in improved KiwiSaver outcomes based on updated projections.

Which is pretty wild when you think about it.

But honestly โ€” itโ€™s not even about the numbers.

Itโ€™s the chats.
The โ€œwait, I didnโ€™t know thatโ€ moments.
The realisations.

Some people were taking on more risk than they needed to.
Others were actually in a solid spot โ€” just needed a few tweaks.
And a couple hadnโ€™t even really started properly yet.

Nothing complicated โ€” just getting things aligned properly.

Thatโ€™s where the value is.

Final day today - Get here when you can. When the coffee is done; We are done!๐Ÿ‘€
Note: ๐Ÿต:๐Ÿฏ๐Ÿฌ ๐˜๐—ผ ๐Ÿญ๐Ÿญ:๐Ÿฏ๐Ÿฌ๐—ฎ๐—บ ๐—ผ๐—ป๐—น๐˜† ๐Ÿ‘€โ˜•

๐—ช๐—ต๐—ฎ๐˜ ๐—ฎ ๐—ณ๐˜‚๐—ป ๐—ฐ๐—ผ๐˜‚๐—ฝ๐—น๐—ฒ ๐—ผ๐—ณ ๐—ฑ๐—ฎ๐˜†๐˜€ ๐—ฎ๐—น๐—ฟ๐—ฒ๐—ฎ๐—ฑ๐˜† โ˜•๐——๐—ฎ๐˜† ๐Ÿญ kicked things off in the best way.Met some seriously awesome people โ€” good chat...
25/03/2026

๐—ช๐—ต๐—ฎ๐˜ ๐—ฎ ๐—ณ๐˜‚๐—ป ๐—ฐ๐—ผ๐˜‚๐—ฝ๐—น๐—ฒ ๐—ผ๐—ณ ๐—ฑ๐—ฎ๐˜†๐˜€ ๐—ฎ๐—น๐—ฟ๐—ฒ๐—ฎ๐—ฑ๐˜† โ˜•

๐——๐—ฎ๐˜† ๐Ÿญ kicked things off in the best way.

Met some seriously awesome people โ€” good chats, plenty of laughs, and a whole lot of โ€œahh that actually makes sense nowโ€ moments.

We spoke about first homes, long-term plans, and how KiwiSaver can actually work properly when itโ€™s set up right.

Across those first conversations, we saw ๐—ผ๐˜ƒ๐—ฒ๐—ฟ $๐Ÿญ.๐Ÿฐ ๐—บ๐—ถ๐—น๐—น๐—ถ๐—ผ๐—ป in improved KiwiSaver outcomes based on updated projections ๐Ÿ‘€

Not from anything crazy โ€” just small changes in strategy, fund alignment, and understanding how it all fits together.

๐Ÿ‘‰ Some chats were quick.
๐Ÿ‘‰Some went a bit deeper.
๐Ÿ‘‰ All of them were worth it.

And the best part?

Seeing people walk away with a clearer picture of where theyโ€™re heading.

Thatโ€™s what this is all about.
Below are just a few of the great chats I've had!!

Koffie, Klets & KiwiSaver โ˜•Quick update from Day 1โ€ฆA lot of people have already come through for a quick KiwiSaver WOF โ€”...
24/03/2026

Koffie, Klets & KiwiSaver โ˜•

Quick update from Day 1โ€ฆ

A lot of people have already come through for a quick KiwiSaver WOF โ€” and the results have been seriously eye-opening ๐Ÿ‘€

Across just today, weโ€™ve already helped improve peopleโ€™s potential KiwiSaver outcomes by hundreds of thousands of dollars collectively โ€” just by adjusting strategy, fund setup, and how things are structured.

Some people were:

โžก taking on more risk than they realised (especially with home deposits)
โžก sitting in default setups that werenโ€™t really working for them
โžก or simply not making the most of what they already have

Nothing complicated โ€” just better alignment and a bit of proper strategy.

If you havenโ€™t been through yet, itโ€™s honestly worth the stop.

๐Ÿ‘‰ Itโ€™s quick
๐Ÿ‘‰ You get your points
๐Ÿ‘‰ Free coffee
๐Ÿ‘‰ And you might walk away seeing your KiwiSaver very differently

Iโ€™ll be at Joeโ€™s Garage Silverdale:

Wed & Thu | 9:30am โ€“ 2pm

Pop in โ€” even just for a quick check ๐Ÿ‘

Visit:

There is one leaderboard, one winner, no cost to enter, and one $10,000 prize. Plan smart, move fast, follow the rules carefully โ€” and you could be the one person who wins it all.

Address

Auckland

Opening Hours

Monday 6am - 4:30pm
Tuesday 6am - 4:30pm
Wednesday 6am - 4:30pm
Thursday 6am - 4:30pm
Friday 6am - 5pm

Telephone

+6421667748

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