Spratt Financial Services NZ

Spratt Financial Services NZ Professional services in Insurance, Investment and Lending. As independent owner operators we are available outside traditional work hours.

We can make Insurance, Investing and Loans easy for you and secure you the best possible deals from the most reputable sources on the marketplace. We are passionate about giving financial advice that is easy to secure the financial futures of our clients, their families and their companies. We offer friendly, no-fee financial service with your insurance, investments, kiwisaver and home loans. Our

clients benefit from our extensive experience, expertise and knowledge of the New Zealand marketplace, and we work to make sure you are always getting the best. We evaluate what insurance will suit your needs, and find you smart cover tailor-made to fit your unique circumstances. Our financial advisers also offer comprehensive advice on Kiwisaver, lump sum investments or trusts to ensure you can achieve the best possible results and secure your financial future. Our time work with your time frame and are on call to get a deal done when you need it.

Confused by insurance jargon? This plain-English glossary explains the key terms in Life, Health, Income Protection, Tra...
23/02/2026

Confused by insurance jargon? This plain-English glossary explains the key terms in Life, Health, Income Protection, Trauma, TPD and Business Insurance for New Zealand clients.

25/12/2025

From our whole team at Spratt Financial Services NZ to you and your families. Merry Christmas and a happy New Year. 😀

05/12/2025

👉 As the year winds down, it’s a great time to hit pause and make sure everything important is up to date — specifically, your personal and business insurance cover. Our team is here to help make that process simple. ✅

Wishing you a Merry Christmas, safe travels if you’re heading away, and a happy New Year from all of us at Spratt Financial Services NZ

Call the team today on 09 307 8200 📞

27/10/2025

Your future is full of possibilities - and uncertainty. ⏰

Will your mortgage, business, health, or assets survive a shock? At Spratt Financial Services NZ, we cover people and business assets all under one roof. We simplify jargon. We chase value. If things go wrong, we are in your corner.

Now is the time to build your safety net. ✅
Call Spratt Financial today on 09 307 8200 📞

14/10/2025

Are you worrying about what if tomorrow brings health issues? 🤨

How about income loss or property damage? At Spratt Financial Services NZ, we listen first, then build a cover plan just for you.

We've helped clients achieve 99% claim success. 🎯

Are you ready for peace of mind?
Call the team at Spratt Financial today on 09 307 8200 📞

When was the last time you reviewed your life / health / income protection policies? If it’s been over a year or after a...
13/10/2025

When was the last time you reviewed your life / health / income protection policies? If it’s been over a year or after a life change (new job, kids, health issues), you may be underinsured. Contact us / reach out for a no-obligation cover check.

A professional team of insurance, investment and mortgage advisers that specialise in helping deliver NZ the best financial services available.

Imagine this: Tina is 35, has a mortgage, 2 kids, one income earner. She never thought about income protection. Then she...
29/09/2025

Imagine this: Tina is 35, has a mortgage, 2 kids, one income earner. She never thought about income protection. Then she breaks a leg, can’t work for 3 months. Rent, bills, food don’t stop. Her savings vanish in a flash.
Could insurance have saved her peace of mind?
If you’re wondering what risks you might be exposed to, a quick check-in might help.

Income Protection cover (also known as Mortgage Protection cover) replaces your income when you cannot work. Your ability to generate income is your greatest

Are you making these insurance mistakes? A few pitfalls many Kiwis fall into — and what you can do to avoid them:• Under...
28/09/2025

Are you making these insurance mistakes? A few pitfalls many Kiwis fall into — and what you can do to avoid them:
• Under-estimating what you really need (kids, mortgage, lifestyle).
• Not telling your insurer about changes in health / lifestyle.
• Skipping income protection or trauma cover “because I’m healthy now”.
• Going with the cheapest policy and missing out on key exclusions.
If any of these sound familiar, it’s worth reviewing what you’ve got. We can help you check.

26/08/2025

Life Insurance – Funds your future, even when you're not around.
Trauma (Critical Illness): A one-time payout when serious illness strikes.
Income Protection – Keeps your income flowing
Mortgage Insurance – Covers your mortgage if you can't make payments.
Health Insurance – Helps you access private healthcare quickly.

✅ Spratt Financial Services NZ 😀
Contact us today on 09 307 8200 📞

21/08/2025

👉 Need insurance clarity?

Spratt Financial helps you navigate Life, Trauma, Income Protection, Mortgage, and Health Insurance with expert advice and compassion. ✅

Watch our quick guide, then click the button to get in touch for a free consultation. 😄

With over 30 years serving Kiwis and a 99% successful claim rate, your future is in trusted hands.

18/08/2025

Medical treatment can be expensive, but health insurance will cover those costs. 😃

It also brings peace of mind. Knowing that you and your loved ones can access care quickly. And importantly—it doesn’t replace the public system. It complements it.

It gives you more options when you need them most. Health insurance is about quick access, choice of provider, and peace of mind. ✅

Spratt Financial Services NZ Contact us today on 09 307 8200 📞

Only 37% of Kiwis had private health insurance in 2023, and many don’t know some policies cover pre-existing conditions ...
12/08/2025

Only 37% of Kiwis had private health insurance in 2023, and many don’t know some policies cover pre-existing conditions after a waiting period. Spratt Insurance Brokers can find you a plan to skip public hospital queues.

When your health or the health of a loved one fails, a quick and full recovery is always the number one priority. Health insurance is designed to help you get

Address

Spratt Financial Centre, 3 Morton Street, Freeman's Bay
Auckland
1010

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

(09) 307 8200

Website

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