Ace Mortgages

Call Directions Website

Ace Mortgages Mortgage Advisers based in New Zealand.

Your KiwiSaver is ready. But will it be ready when you need it? 🏡Buying your first home? A timing mix-up could leave you...
15/10/2026

Your KiwiSaver is ready. But will it be ready when you need it? 🏡

Buying your first home? A timing mix-up could leave you scrambling for the deposit. Swipe through for what to know before you make an offer →

🔀 KiwiSaver withdrawal can take two routes: deposit or settlement
🔨 Buying at auction? Have your deposit plan sorted before bidding
⏳ Allow around 10–15 working days for withdrawal
✍️ One signature mistake can hold things up

Your first home starts with a clear plan. Message "First Home" to get started, or call 021 497 981.

KiwiSaver eligibility and provider requirements apply. General information only; check contract and withdrawal requirements with your lawyer and provider.

5 ways to manage the risk of rising interest rates. 📈You can't control where rates go, but you can control how exposed y...
12/10/2026

5 ways to manage the risk of rising interest rates. 📈

You can't control where rates go, but you can control how exposed your mortgage is to them:

1️⃣ Split your loan across terms. Not all of your mortgage rolls over at once, so you're not betting everything on one rate.
2️⃣ Consider fixing for longer. A longer term can give you certainty on repayments if rates keep climbing.
3️⃣ Build a cash buffer in an offset. It reduces the interest you pay now and gives you breathing room later.
4️⃣ Lift repayments now while you can. Paying a bit more today means a higher rate hurts less tomorrow.
5️⃣ Review your rate before it rolls over. Don't let your bank decide for you.

Want to know which of these makes sense for your loan? 📞 021 497 981 for a free review.

Time for a mortgage health check. 🧭When rates move up, the loan structure that worked for you last year might not be wor...
21/09/2026

Time for a mortgage health check. 🧭

When rates move up, the loan structure that worked for you last year might not be working for you now.

A quick review can show you:
→ Whether your current structure still makes sense
→ What refixing or refinancing could look like
→ Where you can build in more flexibility

It takes 15 minutes and could save you a lot more. 📞 021 497 981 for a free review.

"Fantastic experience working with Rajat and his team." ⭐Here's Kapil's Google review after his investment property purc...
14/09/2026

"Fantastic experience working with Rajat and his team." ⭐

Here's Kapil's Google review after his investment property purchase:

"Fantastic experience working with Rajat and his team! Seamless communication and such a professional approach, while being patient and understanding of our needs. I would recommend Ace Mortgages for anyone looking to get support with their real estate journey. Thanks again!"

— Kapil, Investor

Looking to grow your property portfolio? 📞 021 497 981 for a free chat.

A smooth and stress-free home loan journey." 🔑Jay reached out to say thanks after settling on his first home. Here's wha...
27/08/2026

A smooth and stress-free home loan journey." 🔑

Jay reached out to say thanks after settling on his first home. Here's what he wrote:

"I'd like to sincerely thank Rajat for making our home loan journey such a smooth and stress-free experience. Everything was handled seamlessly, the communication was always clear, prompt, honest and professional.

His patience, politeness, and willingness to take responsibility at every step gave us complete confidence throughout the process. You took the time to explain everything, answered all our questions, and guided us through each stage with care and dedication.

We truly appreciate all your hard work and support. I wouldn't hesitate to recommend your services to anyone looking for a knowledgeable, reliable, and approachable mortgage broker. Thank you again for helping us secure our mortgage so seamlessly."

— Jay, First Home Buyer

Buying your first home shouldn't feel overwhelming. 📞 021 497 981 for a free chat.

STOP. Don't refix yet. 🛑Your bank is counting on you to just accept the renewal rate they send you. Most people do — not...
20/08/2026

STOP. Don't refix yet. 🛑

Your bank is counting on you to just accept the renewal rate they send you. Most people do — not because it's a good deal, but because comparing feels like a hassle.

It isn't. One conversation and I'll check what every major bank is actually offering, plus what cashback you might be missing out on by not moving.

If your fixed rate is coming up, don't refix on autopilot.

📞 Free comparison — 021 497 981

Named an NZ Adviser Top Adviser for 2026 — the fourth year in a row. 🏅Four years is not luck. It is hundreds of families...
17/08/2026

Named an NZ Adviser Top Adviser for 2026 — the fourth year in a row. 🏅

Four years is not luck. It is hundreds of families who took a chance on a phone call, asked their questions, and let us walk them through the biggest financial decision they will make.

To every client who has trusted us: thank you. To the team who keeps every file moving: thank you.

The work stays the same tomorrow. Making mortgages simple. 🏡

📞 021 497 981

"Thanks to Rajat, we're now in our first home." 🔑Sherissa and her partner came to us feeling overwhelmed. Here's what th...
11/08/2026

"Thanks to Rajat, we're now in our first home." 🔑

Sherissa and her partner came to us feeling overwhelmed. Here's what they said afterwards:

"We can't recommend Rajat Khurana at Ace Mortgages highly enough. As first-home buyers, we started the process feeling completely overwhelmed, and Rajat made it genuinely manageable from day one. He took the time to explain everything clearly, including the loan structure, our options, and the reasoning behind each decision, and was endlessly patient with our many questions, never once making us feel silly for asking.

His advice was thoughtful and always in our best interest, and he guided us to a structure that suited our situation perfectly. The whole team, including his assistant, kept everything running smoothly and were always quick to respond.

Thanks to Rajat, we're now in our first home. If you're looking for a mortgage adviser who is knowledgeable, honest, and genuinely cares about getting the right outcome for you, look no further. Highly recommended!"

— Sherissa Garibal, First Home Buyer

Buying your first home shouldn't feel overwhelming. 📞 021 497 981 for a free chat.

Your fixed rate ends soon. Your repayment doesn't have to jump. 📈Most people wait until the bank's renewal letter arrive...
10/08/2026

Your fixed rate ends soon. Your repayment doesn't have to jump. 📈

Most people wait until the bank's renewal letter arrives, then take whatever rate is offered. By then your options are already narrowed.

A review before your fixed term rolls off means we can look at:

• Splitting your loan across different terms

• Restructuring before you re-fix

• What other banks are actually offering right now

Ten minutes now can be worth hundreds a month later.

📞 Call me on 021 497 981 for a free mortgage review.

Where can your home deposit come from?Many people think they need years of savings before they can buy their first home....
03/08/2026

Where can your home deposit come from?

Many people think they need years of savings before they can buy their first home.

In reality, your deposit could come from:
✅ KiwiSaver
✅ Savings
✅ Selling assets e.g. car, boats, shares
✅ A gift from family which is not returnable and non interest bearing

What generally won't count?
❌ Borrowed money such as personal loans, credit cards or Buy Now Pay Later.

Every lender has different policies, so it's worth getting advice before assuming you can't buy.

📩 If you're wondering whether your deposit will be accepted, send me a message and I will happily talk through your options.

General information only. Lending criteria and eligibility vary between lenders.

Address

1790 Great North Road, Avondale
Auckland
1026

Opening Hours

Monday 8am - 6:30pm
Tuesday 8am - 6:30pm
Wednesday 8am - 6:30pm
Thursday 8am - 6:30pm
Friday 8am - 6:30pm
Saturday 8am - 6:30pm
Sunday 8am - 6:30pm

Telephone

+6421497981

Website

Alerts

Be the first to know and let us send you an email when Ace Mortgages posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Sponsored

Share

Category