New Zealand Medical Indemnity Insurance - NZMII

New Zealand Medical Indemnity Insurance - NZMII Based here in Aotearoa New Zealand, NZMII is a team of Kiwis who are always here to protect the wellbeing of our country's Healthcare Professionals.

New Zealand Medical Indemnity Insurance Limited (NZMII)

Enabling NZ medical practitioners and allied health professionals to practice and excel in medicine free from the fear of risk. NZMII is a New Zealand owned and operated insurance company providing medical malpractice and liability cover to its members since 1999. NZMII provides guaranteed insurance cover, expert medico-legal advice, and wel

ling support to health practitioners alongside fast online applications and renewals. NZMII currently insures over 4,000 health practitioners, have assisted in over 4,500 claims and have paid over $4.2 million resolving claims. We are here to help in what can be stressful circumstances. We currently offer four types of policies for registered medical and health professionals who hold a New Zealand practising certificate and are practising in New Zealand:
• Resident Medical Officers (RMO) Policy
• Senior Medical Officers (SMO) Policy including vocationally registered GPs
• Health Professionals Policy including HPCAA registered practitioners (excluding nurses and midwives)
• Practice Policy to provide cover for healthcare practices. Visit our website to find out more or phone 0800 102 220. NZMII Solvency Margin as at 30 June 2024 are as follows:
• Actual Solvency Capital NZ$4,915,746
• Minimum Solvency Capital Requirement NZ$3,000,000
• Solvency Margin NZ$1,915,746
• Solvency Ratio 164%

Financial Strength Rating
New Zealand Medical Indemnity Insurance has been issued a Financial Strength Rating of B+ (Good) and an Issuer’s Credit Rating of bbb- (Good), with the outlook on both ratings assigned to ‘Stable’. These ratings were issued by A.M. Best on 2 May 2024.

Attending The Cardiac Society of Australia and New Zealand ASM 2026?Visit the NZMII team and learn how our SMO Policy is...
10/06/2026

Attending The Cardiac Society of Australia and New Zealand ASM 2026?

Visit the NZMII team and learn how our SMO Policy is designed to support specialists throughout every stage of their career.

From expert medico-legal advice and claims support to comprehensive protection tailored to your scope of practice, NZMII is committed to helping you focus on what matters most, delivering exceptional patient care.

Stop by for a chat and discover how NZMII's tailored indemnity cover can benefit you.

See you there in Wellington.

Heading to the NZMSA Conference in Auckland from 5–7 June? Come and meet the NZMII team and learn how we support clinica...
04/06/2026

Heading to the NZMSA Conference in Auckland from 5–7 June? Come and meet the NZMII team and learn how we support clinical students, trainee interns and PGY1 doctors with trusted medico-legal protection.

Clinical students and trainee interns can apply for FREE indemnity insurance, while PGY1 doctors joining the NZMII Group Scheme through Health NZ/Te Whatu Ora receive fully funded cover with no out-of-pocket expense.

Join NZMII before 7 June and you’ll go in the draw to win one of two $2,000 Medical School Support Funds.

The fund can be used for study related expenses such as textbooks, devices, elective costs, travel for clinical attachments, attendance at medical conferences or meetings, and other relevant educational expenses. Terms and conditions apply.

Sign up today TIs: https://nzmii.co.nz/insurance/pricing/ti-insurance
Clinical students: https://nzmii.co.nz/insurance/pricing/clinical-student

For the past two years, NZMII and Clearhead have partnered to provide SMOs, GPs, RMOs and Allied Health Professionals wi...
28/05/2026

For the past two years, NZMII and Clearhead have partnered to provide SMOs, GPs, RMOs and Allied Health Professionals with confidential, personalised mental wellbeing support, because caring for yourself is just as important as caring for others.

Through Clearhead, NZMII members can access registered psychologists, counsellors and psychotherapists at no out-of-pocket cost for up to 6 sessions per year, alongside a range of digital wellbeing tools designed to support stress, anxiety, sleep, resilience and overall wellbeing.

Thank you to Clearhead for helping us continue to put the wellbeing of healthcare professionals first.

Learn more: nzmii.co.nz/wellbeing

NZMII are proud to partner with CareHQ, supporting doctors providing New Zealand-based virtual care.Learn more about NZM...
27/05/2026

NZMII are proud to partner with CareHQ, supporting doctors providing New Zealand-based virtual care.

Learn more about NZMII's SMO/GP policy: https://nzmii.co.nz/insurance/smo-insurance

Learn more about our partnership with CareHQ: nzmii.co.nz/partnerships

Our latest NZMII factsheet explains what medical indemnity insurance covers, why it matters, and how the right protectio...
24/05/2026

Our latest NZMII factsheet explains what medical indemnity insurance covers, why it matters, and how the right protection can support you when complaints arise. Read the factsheet and make sure your cover stands up when it counts. It is important to know that you have the cover you need to avoid the potential costs should a complaint come your way.

Learn more: nzmii.co.nz/resources/guide-sheet/medical-indemnity-fact-sheet

Our partner's Clearhead are hosting a free live webinar on Tuesday May 26 at 1pm: 'Clear the Air: Why Bullying Persists ...
18/05/2026

Our partner's Clearhead are hosting a free live webinar on Tuesday May 26 at 1pm: 'Clear the Air: Why Bullying Persists - And How Organisations Can Prevent It, with Professor Michelle Tuckey.

Join the conversation and gain practical insights into preventing workplace bullying and creating healthier organisational cultures.

Register now: 8083576f-9b54-4d68-b455-1f82544de596@cbc0a61d-8e6c-44c9-8365-a281cd72d336" rel="ugc" target="_blank">https://events.teams.microsoft.com/event/8083576f-9b54-4d68-b455-1f82544de596@cbc0a61d-8e6c-44c9-8365-a281cd72d336

Today is Pink Shirt Day, a reminder to stand against bullying and help create workplaces that are safe, supportive, welc...
14/05/2026

Today is Pink Shirt Day, a reminder to stand against bullying and help create workplaces that are safe, supportive, welcoming, and inclusive.

Looking after your own wellbeing is an important part of caring for others too. That's why NZMII members have access to mental wellbeing support through Clearhead.

Together, we can help create safer, more positive environments for everyone.

Access Clearhead: nzmii.myclearhead.com/en-NZ
Learn more about Pink Shirt Day: pinkshirtday.org.nz

NZMII is proud to sponsor the Annual Early Learning in Medicine Clinical Conference Otago (ECCO 2026 ).We’re excited to ...
01/05/2026

NZMII is proud to sponsor the Annual Early Learning in Medicine Clinical Conference Otago (ECCO 2026 ).

We’re excited to be in Dunedin on 2–3 May, connecting with 2nd and 3rd year University of Otago medical students and supporting the next generation of clinicians.

Come chat with us about how free clinical student cover can support you throughout your training and give you confidence on placement.

Find out more: nzmii.co.nz/insurance/pricing/clinical-student

Join NZMII at the 2026 Australian and New Zealand College of Anaesthetists ASM, 1–5 May at the New Zealand International...
01/05/2026

Join NZMII at the 2026 Australian and New Zealand College of Anaesthetists ASM, 1–5 May at the New Zealand International Convention Centre in Auckland.

Visit us at stand 10 to learn how we support Anaesthetists and health practitioners to practice with confidence and peace of mind.

Get protected today at nzmii.co.nz

Are you clear on when you can safely speak out about concerns in patient care?NZMII’s latest factsheet outlines the lega...
30/04/2026

Are you clear on when you can safely speak out about concerns in patient care?

NZMII’s latest factsheet outlines the legal, ethical, and professional considerations that apply when speaking out, including the relevant regulatory expectations, employer policies, and available protections. It also highlights practical steps and safeguards to help doctors raise concerns about patient care safely and appropriately.

Find the new factsheet here: nzmii.co.nz/resources/guide-sheet/speaking-out-safely

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PO Box 11 369, Ellerslie
Auckland
1542

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+64800102220

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