Shona Mookerjee - Insurance Adviser

Shona Mookerjee - Insurance Adviser Lets make a plan using KiwiSaver advice and Personal Insurance, where are you now, where do you want to be, how do we get there?

๐— ๐—ข๐—ก๐—˜๐—ฌ ๐—ณ๐—ผ๐—ฟ ๐—๐—”๐—  โ€“ thatโ€™s right! You have till 30 June to contribute $1,042.86 into your KiwiSaver, to get the FULL Governm...
03/06/2026

๐— ๐—ข๐—ก๐—˜๐—ฌ ๐—ณ๐—ผ๐—ฟ ๐—๐—”๐—  โ€“ thatโ€™s right! You have till 30 June to contribute $1,042.86 into your KiwiSaver, to get the FULL Government Contribution of $260.72.
Provided youโ€™re 16 or over, live mainly in New Zealand, and have a taxable income of $180,000 or less.

You may have stopped your KiwiSaver Contributions or had a break in employment and as a result havenโ€™t contributed the full $1,042.86 between 1 July 2025 and 30 June 2026. However, thereโ€™s STILL time to top up your contribution so as not to miss out on the FULL Government Contribution amount.

If your KiwiSaver Provider makes contact with you to top up your contribution, be aware this can sometimes happen if youโ€™ve changed KiwiSaver providers midway through the year.

Itโ€™s best to check your KiwiSaver Contribution on your App.

01/06/2026

๐Ÿต๐Ÿญ ๐†๐จ๐จ๐ ๐—น๐ž ๐‘๐ž๐ฏ๐ข๐ž๐ฐ๐ฌ โญโญโญโญโญ ๐š๐ง๐ ๐‚๐ฅ๐ข๐ฆ๐›๐ข๐ง๐  - ๐—ช๐—ถ๐—น๐—น ๐˜๐—ต๐—ฒ ๐—ก๐—ญ ๐—ฆ๐˜‚๐—ฝ๐—ฒ๐—ฟ, ๐—ณ๐˜‚๐—ป๐—ฑ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ฅ๐—ฒ๐˜๐—ถ๐—ฟ๐—ฒ๐—บ๐—ฒ๐—ป๐˜?
My client Mel Bollands did the due diligence she needed to, and took clear steps to ensure that sheโ€™s financially secure when she retires.
The uncertainty surrounding the future of NZ Super is a timely reminder that retirement planning canโ€™t be left for tomorrow. As our retirement landscape shifts, KiwiSaver is likely to play an even greater role in helping New Zealanders fund their retirement. Growing your KiwiSaver fund today instead of relying on NZ Super being around for us when we retire, just became more important than ever.

๐—ช๐—ถ๐—น๐—น ๐˜๐—ต๐—ฒ ๐—ก๐—ญ ๐—ฆ๐˜‚๐—ฝ๐—ฒ๐—ฟ ๐—™๐˜‚๐—ป๐—ฑ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ฅ๐—ฒ๐˜๐—ถ๐—ฟ๐—ฒ๐—บ๐—ฒ๐—ป๐˜? The rising cost of NZ Super was a major talking point, at the 2026 Budget. The t...
29/05/2026

๐—ช๐—ถ๐—น๐—น ๐˜๐—ต๐—ฒ ๐—ก๐—ญ ๐—ฆ๐˜‚๐—ฝ๐—ฒ๐—ฟ ๐—™๐˜‚๐—ป๐—ฑ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ฅ๐—ฒ๐˜๐—ถ๐—ฟ๐—ฒ๐—บ๐—ฒ๐—ป๐˜? The rising cost of NZ Super was a major talking point, at the 2026 Budget. The total annual cost of NZ Super is growing rapidly, forecasted to exceed $30 billion by 2030 (up from less than $20 billion in 2023).

"People often talk about the rising super bill as if it's something in the future. It's happening right now," said Nicola Willis, Minister of Finance. "This is not a tomorrow problem, it's for today," she said.

The uncertainty surrounding the future of NZ Super is a timely reminder that retirement planning canโ€™t be left for tomorrow. As our retirement landscape shifts, KiwiSaver is likely to play an even greater role in helping New Zealanders Fund their retirement. Growing your KiwiSaver Fund today instead of relying on NZ Super just became more important than ever.

๐‘ช๐’‚๐’๐’ ๐’Ž๐’† ๐’•๐’ ๐‘น๐’†๐’—๐’Š๐’†๐’˜ ๐’š๐’๐’–๐’“ ๐‘ฒ๐’Š๐’˜๐’Š๐‘บ๐’‚๐’—๐’†๐’“ - 0272274662

27/05/2026

๐—ฌ๐—ผ๐˜‚๐—ฟ ๐—บ๐—ผ๐˜€๐˜ ๐—ฉ๐—ฎ๐—น๐˜‚๐—ฎ๐—ฏ๐—น๐—ฒ ๐—”๐˜€๐˜€๐—ฒ๐˜ ๐—ถ๐˜€๐—ปโ€™๐˜ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—›๐—ผ๐˜‚๐˜€๐—ฒ.
Itโ€™s your ability to keep earning an income. Think about itโ€ฆ thatโ€™s the sole reason why a bank lends you money in the first place.
So, if you're buying a house or renewing your mortgage, it makes PERFECT sense to protect your ability to keep earning an income!
If we were to be sick or injured and could not work for six months, most of us would not survive let alone manage to make the mortgage repayments.
Find out what Income Protection option is right for you. Call me on 027 2274662.

๐—ช๐—ต๐—ฎ๐˜ ๐—ฑ๐—ผ๐—ฒ๐˜€ ๐—œ๐—ป๐—ฐ๐—ผ๐—บ๐—ฒ ๐—ฃ๐—ฟ๐—ผ๐˜๐—ฒ๐—ฐ๐˜๐—ถ๐—ผ๐—ป ๐—–๐—ผ๐˜€๐˜? Your age, health, occupation, and the amount of salary you want to replace, determines...
25/05/2026

๐—ช๐—ต๐—ฎ๐˜ ๐—ฑ๐—ผ๐—ฒ๐˜€ ๐—œ๐—ป๐—ฐ๐—ผ๐—บ๐—ฒ ๐—ฃ๐—ฟ๐—ผ๐˜๐—ฒ๐—ฐ๐˜๐—ถ๐—ผ๐—ป ๐—–๐—ผ๐˜€๐˜? Your age, health, occupation, and the amount of salary you want to replace, determines how much your Income Protection costs.

Also, your wait period (the time it takes before you start receiving payments) and the length of your benefit payout period, affects the cost of your insurance premium.
E.g. having a longer wait period may cost less, but it means you need to ensure you have enough savings to manage without receiving insurance before the claim payments kick in.

In a similar way, a shorter benefit period costs less when compared to a longer period, but it means that you carry a higher amount of risk as your Cover does not extend as far.

๐‘ช๐’๐’๐’•๐’‚๐’„๐’• ๐’Ž๐’† ๐’‡๐’๐’“ ๐’‚ ๐’‘๐’†๐’“๐’”๐’๐’๐’‚๐’๐’Š๐’›๐’†๐’… ๐’’๐’–๐’๐’•๐’† 027 2274662

๐—ฃ๐—ฟ๐—ผ๐˜๐—ฒ๐—ฐ๐˜๐—ถ๐—ป๐—ด ๐˜๐—ต๐—ฒ ๐—ข๐—ป๐—ฒ๐˜€ ๐˜„๐—ฒ ๐—Ÿ๐—ผ๐˜ƒ๐—ฒ - involves planning for the unexpected. Clients Gina Meyer  and Michelle Meyer know how to m...
22/05/2026

๐—ฃ๐—ฟ๐—ผ๐˜๐—ฒ๐—ฐ๐˜๐—ถ๐—ป๐—ด ๐˜๐—ต๐—ฒ ๐—ข๐—ป๐—ฒ๐˜€ ๐˜„๐—ฒ ๐—Ÿ๐—ผ๐˜ƒ๐—ฒ - involves planning for the unexpected. Clients Gina Meyer and Michelle Meyer know how to make sure that their Insurance Policy ownership is structured right so that their Cover works exactly how they need it to, when they need it.

Most couples tend to take out some amount of ๐—Ÿ๐—ถ๐—ณ๐—ฒ ๐—–๐—ผ๐˜ƒ๐—ฒ๐—ฟ to leave their partner with a lower loan/mortgage and set them up financially should the unmentionable happen, thus allowing the surviving partner to carry the mortgage single handedly.

๐Ÿต๐Ÿญ ๐†๐จ๐จ๐ ๐—น๐ž ๐‘๐ž๐ฏ๐ข๐ž๐ฐ๐ฌ โญโญโญโญโญ ๐š๐ง๐ ๐‚๐ฅ๐ข๐ฆ๐›๐ข๐ง๐   - ๐—ง๐—ต๐—ฒ ๐—•๐—ฒ๐—ป๐—ฒ๐—ณ๐—ถ๐˜๐˜€ ๐—ผ๐—ณ ๐—ฅ๐—ฒ๐˜ƒ๐—ถ๐—ฒ๐˜„๐—ถ๐—ป๐—ด ๐˜†๐—ผ๐˜‚๐—ฟ ๐—œ๐—ป๐˜€๐˜‚๐—ฟ๐—ฎ๐—ป๐—ฐ๐—ฒ ๐—ฎ๐˜€ ๐—ฎ ๐—–๐—ผ๐˜‚๐—ฝ๐—น๐—ฒ- ๐—ฐ๐—น๐—ถ๐—ฒ๐—ป๐˜๐˜€ ๐—๐—ผ๐—ป ๐—ฎ๐—ป๐—ฑ ๐—˜๐—บ๐—บ๐—ฎ ๐—ฃ๐—ถ๐—ด๐—ด๐—ผ...
20/05/2026

๐Ÿต๐Ÿญ ๐†๐จ๐จ๐ ๐—น๐ž ๐‘๐ž๐ฏ๐ข๐ž๐ฐ๐ฌ โญโญโญโญโญ ๐š๐ง๐ ๐‚๐ฅ๐ข๐ฆ๐›๐ข๐ง๐  - ๐—ง๐—ต๐—ฒ ๐—•๐—ฒ๐—ป๐—ฒ๐—ณ๐—ถ๐˜๐˜€ ๐—ผ๐—ณ ๐—ฅ๐—ฒ๐˜ƒ๐—ถ๐—ฒ๐˜„๐—ถ๐—ป๐—ด ๐˜†๐—ผ๐˜‚๐—ฟ ๐—œ๐—ป๐˜€๐˜‚๐—ฟ๐—ฎ๐—ป๐—ฐ๐—ฒ ๐—ฎ๐˜€ ๐—ฎ ๐—–๐—ผ๐˜‚๐—ฝ๐—น๐—ฒ- ๐—ฐ๐—น๐—ถ๐—ฒ๐—ป๐˜๐˜€ ๐—๐—ผ๐—ป ๐—ฎ๐—ป๐—ฑ ๐—˜๐—บ๐—บ๐—ฎ ๐—ฃ๐—ถ๐—ด๐—ด๐—ผ๐˜, recently reviewed their insurances together. They found that while each of them viewed their Cover from different perspectives, adopting a bird's eye view of the family finances enabled them to achieve a good balance between affordability and risk. By employing a more synergistic approach to their insurances, their individual Covers work better together, and they're well equipped to deal with the unexpected challenges life can throw at them.

๐——๐—ผ ๐—œ ๐—ก๐—ฒ๐—ฒ๐—ฑ ๐—œ๐—ป๐—ฐ๐—ผ๐—บ๐—ฒ ๐—ฃ๐—ฟ๐—ผ๐˜๐—ฒ๐—ฐ๐˜๐—ถ๐—ผ๐—ป? Would you be able to manage financially if you were unable to work for an extended period o...
18/05/2026

๐——๐—ผ ๐—œ ๐—ก๐—ฒ๐—ฒ๐—ฑ ๐—œ๐—ป๐—ฐ๐—ผ๐—บ๐—ฒ ๐—ฃ๐—ฟ๐—ผ๐˜๐—ฒ๐—ฐ๐˜๐—ถ๐—ผ๐—ป? Would you be able to manage financially if you were unable to work for an extended period of time? Your ability to earn is your greatest asset. Itโ€™s the main reason why banks lend you money. Safeguarding your income, protects your family, and keeps your roof over your head. Income Protection provides a regular monthly payment and helps you focus on recovering from your illness or injury as well as paying your bills when youโ€™re off work.

15/05/2026

๐Ÿต๐Ÿฌ ๐†๐จ๐จ๐ ๐—น๐ž ๐‘๐ž๐ฏ๐ข๐ž๐ฐ๐ฌ โญโญโญโญโญ ๐š๐ง๐ ๐‚๐ฅ๐ข๐ฆ๐›๐ข๐ง๐  โ€“ ๐—ง๐—ต๐—ฎ๐—ป๐—ธ ๐˜†๐—ผ๐˜‚, ๐—”๐˜ƒ๐—ถ for your patience and for your resilience. Your Policy is a testament to the hard work put in by your insurer and your underwriter. Please remember that you are surrounded by a supportive team of well-wishers who constantly walk alongside you and cheer you forward. We value your trust both as a client and friend.

๐—œ๐—ป๐˜€๐˜‚๐—ฟ๐—ฎ๐—ป๐—ฐ๐—ฒ ๐—ง๐—ฒ๐—ฟ๐—บ๐—ถ๐—ป๐—ผ๐—น๐—ผ๐—ด๐˜† ๐—˜๐˜…๐—ฝ๐—น๐—ฎ๐—ถ๐—ป๐—ฒ๐—ฑ ๐—ฆ๐—ถ๐—บ๐—ฝ๐—น๐˜† - Exclusions are conditions, injuries, or events that your insurance policy won't...
13/05/2026

๐—œ๐—ป๐˜€๐˜‚๐—ฟ๐—ฎ๐—ป๐—ฐ๐—ฒ ๐—ง๐—ฒ๐—ฟ๐—บ๐—ถ๐—ป๐—ผ๐—น๐—ผ๐—ด๐˜† ๐—˜๐˜…๐—ฝ๐—น๐—ฎ๐—ถ๐—ป๐—ฒ๐—ฑ ๐—ฆ๐—ถ๐—บ๐—ฝ๐—น๐˜† - Exclusions are conditions, injuries, or events that your insurance policy won't cover. For example, if you had a previous back injury, your policy might exclude coverage for future back-related claims. Understanding exclusions helps you avoid surprises when making a claim.

Have a question? Call me +64 27 227 4662

Address

4/35 Allens Road, East Tamaki
Auckland
2013

Opening Hours

Monday 9am - 7pm
Tuesday 8am - 5pm
Wednesday 9am - 7pm
Thursday 9am - 4pm
Friday 9am - 4pm

Telephone

+64272274662

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