The Mortgage Lab - Matthew Grace

Call Directions Website Contact the business

The Mortgage Lab - Matthew Grace Matthew Grace is part of a nationwide Mortgage and KiwiSaver experts, here to make the mortgage process smooth and stress free for you.

Matthew is able to consult remotely or onsite. Matthew is based in the Auckland and whether you're wanting to buy your first home, invest in new property or want some mortgage advice - he can help make sure all your bases are covered and find the best deal for you. There are usually no costs for Matthew's advice, and better yet, he is not affiliated to any one bank - Matthew's job is to find the right bank for the right people so he doesn't have any agendas. For more disclosure and information please visit our website: mortgagelab.co.nz. When looking for a Mortgage Broker in the Auckland region, give Matthew a call.

Thinking about buying your first home but have a student loan?A student loan doesn’t automatically mean you won’t qualif...
15/10/2026

Thinking about buying your first home but have a student loan?
A student loan doesn’t automatically mean you won’t qualify for a mortgage. Find out how banks assess student loan debt and what it could mean for your mortgage pre-approval.

Read the full article and talk to me today to understand your options. Send me a message here

Building a new home is exciting - but understanding the costs along the way is just as important.If you’re using a progr...
13/10/2026

Building a new home is exciting - but understanding the costs along the way is just as important.
If you’re using a progress-payment construction loan, interest is calculated as funds are drawn down at different stages of the build. Understanding how these payments and interest accumulate can help you plan your budget more accurately and avoid unexpected costs.

Planning a new build? Talk to me today to understand your construction finance options and budget with confidence. Send me a message here.

Better budget starts with smarter driving.Fuel is one of the biggest ongoing costs of owning a vehicle, but small change...
11/10/2026

Better budget starts with smarter driving.
Fuel is one of the biggest ongoing costs of owning a vehicle, but small changes to the way you drive and maintain your car can make a real difference.

From smoother driving to regular maintenance, improving your fuel efficiency could help reduce your fuel consumption by 10–20% - without changing your lifestyle.

Looking for more ways to make your money work smarter? Send me a message here

A tighter budget doesn’t mean giving up on your goals.Sometimes, the biggest difference comes from looking at the everyd...
01/10/2026

A tighter budget doesn’t mean giving up on your goals.
Sometimes, the biggest difference comes from looking at the everyday expenses that quietly add up each month. Small changes to recurring costs can help you save more consistently and feel more comfortable with your finances.

If you’re working towards a home loan or simply want to get your finances in better shape, taking a closer look at your budget is a great place to start.

Want to explore your options? Send me a message here

Planning your next move in the property market?Whether you’re saving for your first home, reviewing your current mortgag...
29/09/2026

Planning your next move in the property market?
Whether you’re saving for your first home, reviewing your current mortgage, preparing to refix, or exploring an investment, having the right numbers can make planning easier.

Mortgage Lab offers free NZ mortgage calculators and tools to help you explore different scenarios, from potential repayments and borrowing power to deposit progress and more.

Start planning with the numbers that matter to you. Send me a message here

Protecting your home also means protecting the people and income behind it.Life, health, income protection, and mortgage...
29/09/2026

Protecting your home also means protecting the people and income behind it.
Life, health, income protection, and mortgage protection cover can help provide financial support when unexpected circumstances arise.

Mortgage Lab works with Maurice Trapp Group to help you review your existing cover, identify potential gaps, and explore protection options suited to your needs and budget.

Want to know if your current cover is right for you? Send me a message here

Your mortgage doesn’t have to feel complicated.A home loan is a long-term commitment, and there’s more to consider than ...
24/09/2026

Your mortgage doesn’t have to feel complicated.

A home loan is a long-term commitment, and there’s more to consider than just the interest rate. Understanding your options, loan structure, flexibility, and costs can make the process feel a whole lot clearer.

A Mortgage Lab adviser can help you explore suitable lending options and guide you through the application process. Ready for more clarity and less mortgage admin? Send me a message here

Before you focus on the property, take a closer look at your finances.Buying a home is a big step, and understanding how...
23/09/2026

Before you focus on the property, take a closer look at your finances.
Buying a home is a big step, and understanding how your existing financial commitments may affect your borrowing capacity can help you plan with greater confidence.
If you're thinking about buying your first home, upgrading, or investing, it’s worth understanding the lending requirements before making your next move.

Have questions about your home loan options? Send me a message here

Thinking about KiwiSaver when you’re self-employed?Being your own boss doesn’t mean you have to miss out on the benefits...
22/09/2026

Thinking about KiwiSaver when you’re self-employed?
Being your own boss doesn’t mean you have to miss out on the benefits of KiwiSaver. Understanding your contribution options and how government contributions work can help you make informed decisions about your retirement savings.

If you’re self-employed and want to understand how KiwiSaver could work for you. Send me a message here

Your home is more than just the building - it’s everything you’ve filled it with. From furniture and appliances to cloth...
17/09/2026

Your home is more than just the building - it’s everything you’ve filled it with. From furniture and appliances to clothing and electronics, contents insurance helps protect the belongings that make your house a home.

Do you know how much your contents are worth and what your policy actually covers? Send me a message here and make sure you’re properly covered.

Address

Avondale Auckland
Auckland
1026

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 8pm

Telephone

+64274417862

Website

Alerts

Be the first to know and let us send you an email when The Mortgage Lab - Matthew Grace posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to The Mortgage Lab - Matthew Grace:

Shortcuts

Sponsored

Share

Category