The Mortgage Lab - Matthew Grace

The Mortgage Lab - Matthew Grace Matthew Grace is part of a nationwide Mortgage and KiwiSaver experts, here to make the mortgage process smooth and stress free for you.

Matthew is able to consult remotely or onsite. Matthew is based in the Auckland and whether you're wanting to buy your first home, invest in new property or want some mortgage advice - he can help make sure all your bases are covered and find the best deal for you. There are usually no costs for Matthew's advice, and better yet, he is not affiliated to any one bank - Matthew's job is to find the r

ight bank for the right people so he doesn't have any agendas. For more disclosure and information please visit our website: mortgagelab.co.nz. When looking for a Mortgage Broker in the Auckland region, give Matthew a call.

A cashback offer can be tempting - but is it really the best deal?Before refinancing, look beyond the cashback. Consider...
23/06/2026

A cashback offer can be tempting - but is it really the best deal?
Before refinancing, look beyond the cashback. Consider the total costs, loan structure, and long-term savings to see if the deal truly works in your favour. The best refinance isn't always the one with the biggest cashback - it's the one that leaves you better off.

Want to learn more? Get in touch with me and let me help you find the refinance option that truly suits your goals.

Your home could be worth more than you think.Property is a long-term investment, and understanding its potential growth ...
21/06/2026

Your home could be worth more than you think.
Property is a long-term investment, and understanding its potential growth can help you make smarter financial decisions. Use our Capital Growth Calculator to explore different growth scenarios, estimate your property's future value, and plan your next move with confidence.

Start planning today - because informed decisions lead to better outcomes. Send me a message here

Buying your first home starts with a plan - and your deposit is often the first big step. From KiwiSaver and regular sav...
18/06/2026

Buying your first home starts with a plan - and your deposit is often the first big step. From KiwiSaver and regular savings to gifts from family and other support options, there may be more pathways available than you think.

The key is understanding your options early so you can build a deposit strategy that works for your situation. A little preparation today can make getting onto the property ladder much easier tomorrow.
Want to learn more? Send me a message here

Managing debt isn't just about lowering repayments - it's about creating a strategy that works for your long-term financ...
16/06/2026

Managing debt isn't just about lowering repayments - it's about creating a strategy that works for your long-term financial goals. Mortgage refinancing can be a useful tool for consolidating high-interest debt, but it's important to understand both the benefits and the risks before making a move.

Thinking about refinancing? Send me a message here to explore your options and make an informed decision.

KiwiSaver can be one of your biggest financial assets, which is why it's important to understand how it may be treated i...
14/06/2026

KiwiSaver can be one of your biggest financial assets, which is why it's important to understand how it may be treated if a relationship ends. Knowing the rules around relationship property can help you make informed decisions and better protect your financial future.

Have questions? Send me a message here to help.

Location can make all the difference when it comes to property investment.The right area can offer strong rental demand,...
11/06/2026

Location can make all the difference when it comes to property investment.

The right area can offer strong rental demand, growth potential, and long-term value, while the wrong choice could impact your returns. That's why successful property investing isn't just about buying a property - it's about choosing the right location.

Invest with confidence. Start with the right location. Send me a message here

Dreaming of owning your first home?The journey starts long before you submit a mortgage application. Simple steps like i...
09/06/2026

Dreaming of owning your first home?

The journey starts long before you submit a mortgage application. Simple steps like improving your credit profile, reviewing your spending habits, and organizing your financial documents can make a big difference when it's time to apply.

The more prepared you are today, the smoother your home-buying journey can be tomorrow.
Small actions now can help open the door to your future home. Send me a message here

Are you in the right KiwiSaver fund for your future goals?Choosing the right KiwiSaver fund is one of the most important...
07/06/2026

Are you in the right KiwiSaver fund for your future goals?

Choosing the right KiwiSaver fund is one of the most important financial decisions you'll make. The fund that suits your goals, timeline, and risk tolerance can help maximize your savings and set you up for a more comfortable future. Don't leave your retirement savings on autopilot - make sure your KiwiSaver is working for you.

Not sure if your KiwiSaver fund is working as hard as it could be? Send me a message here

What if you treated your mortgage like the interest rate was 8% - even when it's lower?By paying a little extra when rat...
04/06/2026

What if you treated your mortgage like the interest rate was 8% - even when it's lower?

By paying a little extra when rates are manageable, you can reduce your loan balance faster, save thousands in interest, and potentially become mortgage-free sooner. It's a simple strategy that helps you stay ahead and prepares you for future rate changes. Small adjustments today could make a big difference tomorrow.

Want to explore smarter mortgage strategies? Send me a message here

Fixing your mortgage? Ask the right questions first.Locking in a rate can bring peace of mind - but the best fixed term ...
02/06/2026

Fixing your mortgage? Ask the right questions first.
Locking in a rate can bring peace of mind - but the best fixed term depends on your goals, budget, and how much flexibility you may need in the future. A smart mortgage decision today can make a big difference tomorrow.

Not sure whether to fix or refix? Let me help you find the option that fits your situation best. Send me a message here

Address

Avondale Auckland
Auckland
1026

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 8pm

Telephone

+64274417862

Website

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