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Speirs Finance Speirs Finance is all about supporting businesses to achieve long term sustainability and looking at finance beyond any individual transaction.

It’s this simple philosophy that drives us to get asset finance working for you.

MBIE forecasts the national construction pipeline will grow from $55.7 billion in 2025 to $65.4 billion by 2030.For cont...
20/10/2026

MBIE forecasts the national construction pipeline will grow from $55.7 billion in 2025 to $65.4 billion by 2030.
For contractors, that means more sites, more plant and more equipment decisions ahead.
Our latest article covers how to finance excavators, loaders, rollers and other heavy plant, new or used, so you're ready before the next tender lands rather than scrambling after it.

Read the article: https://speirsfinance.co.nz/articles/earthmoving-and-construction-equipment-finance-in-nz-a-complete-guide/

Got equity locked up in your business assets? Put it to work.Speirs Finance helps businesses release the equity in equip...
27/08/2026

Got equity locked up in your business assets? Put it to work.

Speirs Finance helps businesses release the equity in equipment and assets they already own, giving you access to working capital without disrupting operations.

Talk to our team about what's possible for your business.

Last month, Speirs Finance team came together for our annual staff conference and once again, it hit that perfect balanc...
25/08/2026

Last month, Speirs Finance team came together for our annual staff conference and once again, it hit that perfect balance of work and fun.

From sharing strategy and celebrating the end of year results, to a few laughs and some friendly competition.

It's the one time of year the entire team is in one room, away from the day-to-day. It's a great reminder of how much stronger we are together, and why we love doing what we do.

Congratulations also to the winners of this years Speirs Finance group awards.

Here's to another great conference in the books

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Other lenders say no to second-hand equipment. We say "let's talk."At Speirs Finance, we understand assets and their use...
09/08/2026

Other lenders say no to second-hand equipment.
We say "let's talk."

At Speirs Finance, we understand assets and their useful economic life, which means we'll often fund situations other lenders won't, including second-hand machinery, equipment rebuilds, and repairs.

If your business needs finance that actually understands your industry, get in touch.

Whether you're on-site or on-holiday this weekend, we're wishing you a safe and happy Easter. 👍
02/04/2026

Whether you're on-site or on-holiday this weekend, we're wishing you a safe and happy Easter. 👍

End of financial year reminder for medical practice owners.If you've been putting off equipment upgrades, the end of the...
19/03/2026

End of financial year reminder for medical practice owners.

If you've been putting off equipment upgrades, the end of the financial year on 31 March 2026 is a good prompt to look at the Investment Boost — but only if the investment already makes sense for your medical practice.

The questions I always ask when talking to practice owners:

→ Would you buy this without the tax incentive?
→ Does it genuinely improve patient care or practice efficiency?
→ Can you fund it without creating cash flow stress?

If yes to all three, the combination of Investment Boost and financing often means better equipment without draining your reserves. The tax benefit applies whether you finance or pay cash - so you can preserve working capital while still getting the full 20% deduction.

Worth a conversation with your accountant about your specific situation. And if financing is part of the equation, reach out to our expert Sean Coutts, he would be happy to chat [email protected]

Over 31,000 people gathered on Sunday to participate in the Southern Cross Round the Bays event in Auckland and we were ...
09/03/2026

Over 31,000 people gathered on Sunday to participate in the Southern Cross Round the Bays event in Auckland and we were there showing our support. 🏃‍♀️🏃

Thank you to all the organisers for pulling together a great event and thank you to our teams and their families for turning up and giving it their all.

We’re still buzzing after attending last week’s Women in Finance event — the perfect lead‑in to celebrating Internationa...
07/03/2026

We’re still buzzing after attending last week’s Women in Finance event — the perfect lead‑in to celebrating International Women’s Day!

A huge thank you to the Financial Services Federation and Good Shepherd NZ for hosting such an inspiring afternoon. It was a fantastic opportunity to connect with others in the specialist lending sector and celebrate the incredible women driving our industry forward.

We were also thrilled to hear that the event raised an amazing $26,825 for Good Shepherd NZ. These funds will help support women to be safe, well, and connected — a message that feels especially meaningful as we honour International Women’s Day.

Purchase new assets before 31st March and maximise savings and improve cashflow with an immediate 20% deduction. (genera...
04/03/2026

Purchase new assets before 31st March and maximise savings and improve cashflow with an immediate 20% deduction. (generally when the asset is first used or available for use).

Quick example: $50,000 imaging system = $10,000 immediate deduction, with the remaining $40,000 depreciated normally.

But here's what matters more than the tax benefit: Would you buy this equipment anyway?

The best use of Investment Boost is when you are already planning to invest in something that improves your practice - better patient outcomes, increased capacity, reduced inefficiency.

If the answer is yes and cash flow is the constraint, financing the equipment while still claiming the full deduction is worth exploring. Many practices find they're cash-flow positive in year one when they combine the tax benefit with financing rather than paying upfront.

We wrote about this recently for dental practices - link in comments.

Address

Level 4, 87 Albert Street
Auckland
1010

Telephone

+648002773477

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