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Speirs Finance is all about supporting businesses to achieve long term sustainability and looking at finance beyond any individual transaction.

It’s this simple philosophy that drives us to get asset finance working for you.

02/04/2026

Whether you're on-site or on-holiday this weekend, we're wishing you a safe and happy Easter. 👍

19/03/2026

End of financial year reminder for medical practice owners.

If you've been putting off equipment upgrades, the end of the financial year on 31 March 2026 is a good prompt to look at the Investment Boost — but only if the investment already makes sense for your medical practice.

The questions I always ask when talking to practice owners:

→ Would you buy this without the tax incentive?
→ Does it genuinely improve patient care or practice efficiency?
→ Can you fund it without creating cash flow stress?

If yes to all three, the combination of Investment Boost and financing often means better equipment without draining your reserves. The tax benefit applies whether you finance or pay cash - so you can preserve working capital while still getting the full 20% deduction.

Worth a conversation with your accountant about your specific situation. And if financing is part of the equation, reach out to our expert Sean Coutts, he would be happy to chat [email protected]

09/03/2026

Over 31,000 people gathered on Sunday to participate in the Southern Cross Round the Bays event in Auckland and we were there showing our support. 🏃‍♀️🏃

Thank you to all the organisers for pulling together a great event and thank you to our teams and their families for turning up and giving it their all.

07/03/2026

We’re still buzzing after attending last week’s Women in Finance event — the perfect lead‑in to celebrating International Women’s Day!

A huge thank you to the Financial Services Federation and Good Shepherd NZ for hosting such an inspiring afternoon. It was a fantastic opportunity to connect with others in the specialist lending sector and celebrate the incredible women driving our industry forward.

We were also thrilled to hear that the event raised an amazing $26,825 for Good Shepherd NZ. These funds will help support women to be safe, well, and connected — a message that feels especially meaningful as we honour International Women’s Day.

04/03/2026

Purchase new assets before 31st March and maximise savings and improve cashflow with an immediate 20% deduction. (generally when the asset is first used or available for use).

Quick example: $50,000 imaging system = $10,000 immediate deduction, with the remaining $40,000 depreciated normally.

But here's what matters more than the tax benefit: Would you buy this equipment anyway?

The best use of Investment Boost is when you are already planning to invest in something that improves your practice - better patient outcomes, increased capacity, reduced inefficiency.

If the answer is yes and cash flow is the constraint, financing the equipment while still claiming the full deduction is worth exploring. Many practices find they're cash-flow positive in year one when they combine the tax benefit with financing rather than paying upfront.

We wrote about this recently for dental practices - link in comments.

11/02/2026

One small choice, a big ripple of kindness!
When we decided to donate our old office furniture instead of sending it to landfill, we never imagined the impact it would have.

Thanks to Robbie and the amazing team at Junk2Go, those pieces have found new homes where they truly matter:
🖤 Black cabinets are now helping families in transitional housing through Vision West and Monte Cecila.
🛋️ Reception couch went to a single parent starting fresh.
🪑 Office chairs became dining chairs for a family supported by Strive Community Services.

It’s incredible how something so simple can make a real difference for people and the planet. Huge thanks to Junk2Go for making this happen!

04/02/2026

Welcome to 2026.
Just before the holidays Speirs Finance celebrated new beginnings. Thank you to everyone who was able to join us in making our welcome event to our new offices so special!

Hoping your 2026 is off to a good start.
What are your new plans for the year?

21/01/2026

How to structure your debt in 2026 to stay ahead - 2026 is all about strategic finance. Here’s how to structure your debt to keep your business agile and cashflow strong:

Match loan terms to asset life – Don’t overpay for short-life equipment.

Spread your risk – Avoid putting all your funding with one lender.

Plan for flexibility – Seasonal payments and balloon options can ease pressure.

Smart structuring = stronger growth. Talk to Speirs Finance about tailored solutions for your business.

04/01/2026

Here’s to a year of growth, innovation, and success! Happy New Year from Speirs Finance.

23/12/2025

Wishing you a joyful holiday season from all of us at Speirs Finance!

17/12/2025

Change is as good as a holiday.
Not sure anyone would describe moving office as a holiday!

Recently the Speirs Finance and Yoogo Fleet teams moved offices – about 100m along Albert Street. This change of scene has renewed energy in the team as we head to a busy end of the calendar year.

Our new space at The Formery reflects us; modern flexible working, easy to collaborate and set-up for growth. Just the way we want to work together and welcome customers, suppliers and guests into our space.

Special thanks to Te Uho o te Nikau Primary School for the beautiful welcome to our new space!

02/12/2025

Our Volunteers Programme is all about giving back to the community and supporting causes close to our hearts. Recently, our Palmerston North team spent a rewarding morning at the SPCA, rolling up their sleeves and getting stuck into a wide range of tasks.

The SPCA team were incredibly grateful for the support, and our volunteers came away with full hearts, proud to have made a real difference. A huge thank you to our Palmerston North office for representing SFG with such energy, enthusiasm, and care!

Address

Level 4, 87 Albert Street
Auckland
1010

Telephone

+648002773477

Website

http://Www.Speirsfinance.co.nz/

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