Matthew Pene - Mortgage Adviser

04/05/2026

Get up to $50k for a home renovation top-up loan at 2.5% fixed for 3yrs.

Sound good? Well it should.

Our good friends at ANZ are currently offering a 'Home Reno' top-up loan with a fixed rate of 2.5% over 3yrs.

You can access any amount from $3k up to a max of $50k for that home reno project that you've been putting off for way too long.

You must be able to show 20% equity in your current owner occupier home or 30% equity in a residential investment property.

For more info, or to find out how much you can borrow to get your next home reno project underway - get in touch, today!

23/02/2026

01/02/2026

50 ⭐️⭐️⭐️⭐️⭐️ Google Reviews 🙌

We are super proud and humbled by all of the kind words shared by our clients.

Our client experience is super important to us, and the feedback we receive, will help us navigate a safer path for others ahead.

On to the next ➡️

09/01/2026

That's what we do.

When it comes to your finances, there's no point in sugar coating what may at first seem like a hard truth.

To start, we will sit down with you and run through your goals before we discuss any of your finances, to then help us once the time comes to rip off the plaster and start talking numbers.

Our job is to set you up for success, not failure, and keep in mind that once we've got you into your home - our service doesn't stop there.

We'll be right there with you for every big decision that needs to be made for the life of your mortgage and it's future.

Don't sit back on what could have been last year, the new year is here and we're ready to help you smash those goals and achieve your dream of home ownership.

Flax Street Mortgages and Advisory

23/09/2025

Is your bank still the best fit for you and your mortgage?

With a large volume of mortgage rates coming off their fixed term, there are a number of reasons why our clients want to discuss the option of refinancing their home loan to another bank e.g.

- to create a more suitable structure for their home loan
- to access cash by unlocking equity that they have built up over time
- to take advantage of other banks products that may not be available to them at their existing bank
- to strategically extend their loan term OR look at an interest-only option for a period of time
- to consolidate other high interest debt

Whatever the reason may be for switching banks, we will always work with you to help you make the right decision for you and the future of your mortgage.

Also, keep in mind that any new main bank lender will look to offer you a cash-back contribution to cover any costs associated with moving banks.

If you would like to know more, get in touch today for a no obligation chat, and let's see what a refinance option looks like for you.

Flax Street Mortgages and Advisory

31/07/2025

With some exciting changes coming into our business over the next little while, now felt like a good time to review our company vision and values.

Whenever we need a reset, we revert back to our vision and values to ensure that we are living up to what we originally set out to do; empowering whanau to reach their financial goals.

They'll never be final, or perfect, but they do give us a framework to operate within and this reset was just what we needed for this next era of Flax Street.

Flax Street Mortgages and Advisory

23/07/2025

I've copped this a couple of times over the last few years.

I actually loved it.

What ever was meant by the comment, I'm sure it came from a good place?!

Anyway, I wore a semblance of a suit for the best part of 15yrs.

That'll do me.

Casual Friday, every day, thanks.

21/07/2025

We have built our business with the client experience at the centre of everything we do, and we are constantly trying to refine our processes to ensure that our clients are getting the very best experience possible.

To receive feedback like this is really special for a small business battling away in a big business pond - thank you.

It was also extra-special helping this incredible family find their new home back here in NZ - well done, guys!!

Flax Street Mortgages and Advisory

20/01/2025

Flax Street is excited to offer free workshops designed to guide and educate first-time home buyers on the essential steps to purchasing and owning property.

We are looking for enthusiastic business owners or community groups interested in providing professional development opportunities for their team or members who want to learn about the home buying process.

Let's Grow workshops will cover two key areas:

1) The Journey to Home Ownership

2) Working with a Financial Advisor

We will come into your workplace or organisation to deliver these workshops with the only catch being that you must be Auckland based.

Interested in learning more about Let's Grow workshops? Send us a DM, and let’s connect!

Flax Street Mortgages and Advisory