Andre Botha- Mortgage Specialist

Andre Botha- Mortgage Specialist This information is available in both electronic and hard copy.

Get in touch with me, if you want to consider your home loan options but you’re unfamiliar with the terminology, feel intimidated by the paperwork and don’t like dealing with banks. Contact me:

Andre Botha
Financial Adviser Mortgages and Investments
( FSP 610509)

ASA Investments Limited
Financial Advice Provider (FSP 726891)

[email protected]

Important information about our business, our

privacy statement, and privacy policy are available on request and free of charge. Any applications for finance resulting from this group are subject to meeting the lenders criteria and is subject to the lenders terms and conditions. The views and opinions expressed are those of Andre Botha and not necessarily those of ASA Investments Limited. Before making any investment, insurance or other financial decisions, you should consult a professional financial adviser.

Are you ready to buy your first home?Most first-home buyers are guessing."I think I need to save more..." "Maybe I'm not...
01/09/2026

Are you ready to buy your first home?

Most first-home buyers are guessing.
"I think I need to save more..." "Maybe I'm not ready yet..." "I don't know how much I can borrow..."
Here's the problem with guessing: it keeps you stuck.
The Home Readiness Calculator gives you clarity in 5 minutes.

Here's what you'll discover:

✓ Your real borrowing power (not a guess)
✓ How much deposit you actually need
✓ Your realistic timeline to homeownership
✓ Clear next steps

No obligation. No sales pressure. Just clarity.

Because clarity is the first step to becoming a homeowner.

Here's what I believe:

People who are determined to build a better life—and willing to take small, consistent steps—are the ones who actually become homeowners.

Not people who keep guessing.

Stop guessing. Start knowing.

👉 Use the Home Readiness Calculator now:
https://www.lookahead.co.nz/home-ready-calculator

Andre

Another one of our client reviews just came through 👆I see this all the time - people who think homeownership is out of ...
27/08/2026

Another one of our client reviews just came through 👆

I see this all the time - people who think homeownership is out of reach, then a few months later they're holding the keys to their own place.

That's the part I love most about this job.

If you've worked with me and want to share your experience, drop a Google review - it genuinely helps other first-home buyers who are just starting out.

You've probably been Googling "how to buy your first home" for a while now.And somehow you're more confused than when yo...
13/08/2026

You've probably been Googling "how to buy your first home" for a while now.

And somehow you're more confused than when you started.

I see that a lot. Not because people aren't trying hard enough — but because most of the information out there assumes you already know where you stand. It skips straight to tips and steps and lists, without ever helping you answer the one question that actually matters first:

Where am I right now?

That is the question I built the Home Ready Method around. Not "here is a process to follow" — but "here is how to find yourself in the journey, so the next step actually makes sense."

So let me ask you honestly — which of these sounds like you?

---

"I want to buy, but I genuinely don't know if I'm ready."

That's Step 1 — Discover Your Position. And it is the most common place people are when they first talk to me. Not lost. Not behind. Just without real numbers.

The hard part about this stage is not the gap itself. It's not knowing whether the gap is six months of work or three years of work. That uncertainty is what makes it feel impossible.

I believe you deserve to know your actual numbers — not guesses, not what a website calculator spits out, not what your friend thinks. Real clarity on what you can borrow, what your deposit gap looks like, and what's actually standing between you and being ready.

The Home Readiness Calculator was built for exactly this moment. It takes the guessing away.
👉 www.lookahead.co.nz/home-ready-calculator

Not sure what questions to even ask? That's what Lucy is for. She's my AI first-home buyer guide — available right now, no judgment, no pressure. A lot of people find it easier to start there, before talking to a human. That's completely okay.
👉 www.lookahead.co.nz/firsthomeguide

---

"I know my gap. I just don't know the best way to close it."

That's Step 2 — Build Your Plan — and Step 3 — Optimise Your Strategy. This is where the work gets specific and personal.

KiwiSaver. Savings structure. Debt. Income. Every one of those levers can be worked on — but not all of them equally, and not all of them in the same order for every person.

Here is what I've learned: people at this stage don't need another generic list of saving tips. They need a plan built around their actual situation. Small, consistent steps matter more than anyone gives them credit for — but only when they're the right steps, pointed at the right gap.

That's the difference between guessing your way forward and working a real plan.

---

"My numbers look good. I think I'm ready to move."

That's Step 4 — Track Your Progress — and Step 5 — Get Your Keys.

Pre-approval. The right bank. The right structure. Making an offer with confidence instead of crossing your fingers. And then — this is the part most advisers forget — staying alongside you after the keys are in your hand. Into mortgage optimisation. Into KiwiSaver. Into building something that actually lasts.

I'm not here for one transaction. I'm here for the complete journey.

---

Most people don't remember what interest rate they got.

They remember whether they felt safe. Whether someone explained things properly. Whether they were rushed or genuinely looked after.

That's what I care about. Not getting deals through — getting people through with their confidence intact.

Wherever you are in this right now — beginning, middle, or almost there — the next step is simply getting clearer on where you stand.

Start here:
👉 Home Readiness Calculator — see your real numbers: www.lookahead.co.nz/home-ready-calculator

Or send me a message. There are no silly questions, and I won't rush you into anything.

— Andre | Lookahead
Make wise financial decisions

She almost didn't send the message.Priya had been sitting on my website for about 20 minutes. She told me later she kept...
13/08/2026

She almost didn't send the message.

Priya had been sitting on my website for about 20 minutes. She told me later she kept typing and deleting, typing and deleting — convinced she was wasting my time.

She and her partner had $28,000 saved. She'd read somewhere you needed 20% deposit. On the homes they were looking at, that was over $120,000 away.

So in her mind? They were years off. Maybe five. Maybe more.

She finally sent the message anyway. Something like: "I know we're probably not ready, but can you just tell us where we stand?"

That one question changed everything for them.

When we sat down and actually looked at their numbers — properly, not guesswork — the picture was completely different to what she'd imagined.

They had more options than they realised. There were pathways she didn't know existed. And the gap between where they were and where they needed to be? Much smaller than five years.

Fourteen months later, they got their keys.

---

Here's what I want you to take from that:

The thing that almost stopped Priya wasn't her deposit.

It was the assumption that she already knew the answer.

She didn't need more savings before reaching out. She needed clarity — real numbers, a real plan, and someone who would tell her the truth without making her feel behind.

That is what I do.

---

If you've been sitting on a message you haven't sent yet — wondering if you're too early, too far behind, or just not ready — send it anyway.

The answer might surprise you.

👉 Or if you want to start without talking to anyone yet, chat with Lucy — my AI first-home buyer assistant. No judgment, no pressure, just clarity.

[Drop "LUCY" in the comments and I'll send you the link]

💬 Tag someone who needs to hear this today.

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Auckland

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