Always Ethical

08/06/2026

We're proud to support the work of Plunket.

- Always-Ethical Limited is the issuer of AE KiwiSaver Plan. Please refer to the AE KiwiSaver Plan Product Disclosure Statement on our website www.always-ethical.com.

- This information is not financial advice and therefore should not be relied upon as financial advice.

05/06/2026

05/06/2026

We are incredibly proud.

Always Ethical is a top-performing, strictly ethical KiwiSaver fund returning for this financial year a 22.28%*.

It ranks 2nd in New Zealand for the 5-year average return at 7.47%*.

Our beliefs are backed by results.

- Always-Ethical Limited is the issuer of AE KiwiSaver Plan. Please refer to the AE KiwiSaver Plan Product Disclosure Statement on our website www.always-ethical.com.

- Past performance is not necessarily an indicator of future performance and return periods may differ. Returns maybe negative or positive and are after deductions for charges but before tax.

- This information is not financial advice and therefore should not be relied upon as financial advice.

14/05/2026

We're proud to support the work of Plunket.

- Always-Ethical Limited is the issuer of AE KiwiSaver Plan. Please refer to the AE KiwiSaver Plan Product Disclosure Statement on our website www.always-ethical.com.

- This information is not financial advice and therefore should not be relied upon as financial advice.

04/05/2026

Values matter most when they’re enforced.

Our Ethical Mandate is a living process, with daily checks to ensure every investment meets our strict standards.

The result: a KiwiSaver that delivers competitive returns while supporting companies shaping a stronger future for the generations that follow.

- Always-Ethical Limited is the issuer of AE KiwiSaver Plan. Please refer to the AE KiwiSaver Plan Product Disclosure Statement on our website www.always-ethical.com.

- In accordance with our strict ethical mandate https://always-ethical.com/our-strict-ethical-mandate/. The annual audit report on our ethical mandate is conducted by William Buck. Refer to the Mindful Money website https://mindfulmoney.nz/kiwisaver/checker/ to verify our ethical standards. The fund itself does not invest in any prohibited activities. The underlying equity investments may, provided the prohibited investment is under 5% of the businesses activity and appropriately purified by donating to the charity for the poor.

- The ESG (environment, social, governance) risk weighted average of the fund is calculated at 16.96 as at 31st March 2025. This registers as LOW on the ESG risk scale.

27/04/2026

Sandra Clark my boss making a difference to peoples lives🥰

07/03/2026

Some things are worth standing up for.

Today we recognise women around the world who remind us why values matter in life, in communities and yes, in the way we invest.

To every woman making a difference, seen or unseen. We see you today.

Happy International Women’s Day.

- Always-Ethical Limited is the issuer of AE KiwiSaver Plan. Please refer to the AE KiwiSaver Plan Product Disclosure Statement on our website www.always-ethical.com.

- This information is not financial advice and therefore should not be relied upon as financial advice.

23/02/2026

Results matter.

Our competitive ethical performance is the outcome of disciplined, principle-led investing, proving you don’t have to compromise your values to achieve competitive returns.

- Always-Ethical Limited is the issuer of AE KiwiSaver Plan. Please refer to the AE KiwiSaver Plan Product Disclosure Statement on our website www.always-ethical.com.

- In accordance with our strict ethical mandate https://always-ethical.com/our-strict-ethical-mandate/. The annual audit report on our ethical mandate is conducted by William Buck. Refer to the Mindful Money website https://mindfulmoney.nz/kiwisaver/checker/ to verify our ethical standards. The fund itself does not invest in any prohibited activities. The underlying equity investments may, provided the prohibited investment is under 5% of the businesses activity and appropriately purified by donating to the charity for the poor.

- Past performance is not necessarily an indicator of future performance and return periods may differ. Returns maybe negative or positive. Returns are after fees and before taxes.